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In November 1999 Hornby joined Halifax as Chief Executive of Retail and became Chief Executive of  HBOS  Retail following the merger with Bank of  Scotland  in 2001 .
 None
Given a phrase that describes the relationship between two words, extract the words and the lexical relationship between them. The output format should be "relation1: word1, word2; relation2: word3, word4". 
Option: cities of residence, top members employees, members, alternate names, origin, state or provinces of residence, title of person, spouse, city of headquarters, NA, founded by, state or province of headquarters, employee of, countries of residence, country of birth, founded, subsidiaries, country of headquarters 
Text: {0} 
Answer:
 NA: HBOS, Scotland