30334
Development In 1979 , the Uniform Financial Institutions Rating System ( UFIRS ) was implemented in U.S. banking institutions , and later globally , following a recommendation by the U.S. Federal Reserve .
 Federal Reserve
Please list all entity words in the text that fit the category. Output format is "word1, word2". 
Option: location, person, organization 
Text: {0} 
Answer:
 Federal Reserve