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The FICO model is used by the vast majority of banks and credit grantors , and is based on consumer credit files of the three national credit bureaus : Experian , Equifax , and TransUnion .
 Experian, Equifax, TransUnion
Please list all entity words in the text that fit the category. Output format is "word1, word2". 
Option: media, plant, vehicle, astronomical object, time, disease, animal, location, person, organization, mythical figure, food, biology, geographical phenomenon, instrument, event 
Text: {0} 
Answer:
 Experian, Equifax, TransUnion