4457
According to the agreement , restrictions on those seeking association membership and sub-committee posts will be relaxed , but the rules will be tightened for those running for the posts of director or general secretary , excluding or removing from office anyone who is in default for more than a year on loans from these and other such financial organizations .
 more than a year
Please list all entity words in the text that fit the category. Output format is "word1, word2". 
Option: date, organization, person, geographical social political, national religious political, facility, cardinal, location, work of art, law, event, product, ordinal, percent, time, quantity, money, language 
Text: {0} 
Answer:
 more than a year