5256
However , the regulation of settlement fees also removed the ability of banks , who typically provide merchant services to retailers on behalf of Visa or MasterCard , from stopping those retailers charging extra fees to take payment by credit card instead of cash or EFTPOS .
 Visa, MasterCard
Please list all entity words in the text that fit the category. Output format is "word1, word2". 
Option: location, person, organization 
Text: {0} 
Answer:
 Visa, MasterCard