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Since the formula assumes an 8 % before - tax return in a mutual fund , there would also be $ 16,500 in taxes to pay over the 12 years .
 8 %, 16,500, the 12 years
Please list all entity words in the text that fit the category. Output format is "word1, word2". 
Option: date, organization, person, geographical social political, national religious political, facility, cardinal, location, work of art, law, event, product, ordinal, percent, time, quantity, money, language 
Text: {0} 
Answer:
 8 %, 16,500, the 12 years