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Most early keycards were only usable for EFTPOS and at ATM or bank branches , whilst the new debit card system works in the same way as a credit card , except it will only use funds in the specified bank account .
 ATM
Please list all entity words in the text that fit the category. Output format is "word1, word2". 
Option: location, person, organization 
Text: {0} 
Answer:
 ATM