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For example , in a normal bank loan , the lender normally lends money to the company ( usually with conditions called " covenants " ) , accepts payments from the company monthly , and monitors the financial conditions of the company to ensure that it is meeting all its agreed upon conditions ( for example , that its ratio of profits to expenses stays above a certain amount ) .
 covenants
Please list all entity words in the text that fit the category. Output format is "word1, word2". 
Option: media, plant, vehicle, astronomical object, time, disease, animal, location, person, organization, mythical figure, food, biology, geographical phenomenon, instrument, event 
Text: {0} 
Answer:
 covenants