217437
It helps eliminate risks ( as when fire insurance companies demand safe practices and the availability of fire stations and hydrants ) , spreads risks from the individual or single company to the larger community , and provides an important source of long-term finance for both the public and private sectors .
 insurance
Please list all entity words in the text that fit the category. Output format is "word1, word2". 
Option: location, person, organization 
Text: {0} 
Answer:
 insurance