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HRE  founded in  2003  is Germany's second-biggest mortgage lender but mainly lends to commercial developers and local bodies not to private home-owners .
 founded: HRE, 2003
Given a phrase that describes the relationship between two words, extract the words and the lexical relationship between them. The output format should be "relation1: word1, word2; relation2: word3, word4". 
Option: cities of residence, top members employees, members, alternate names, origin, state or provinces of residence, title of person, spouse, city of headquarters, NA, founded by, state or province of headquarters, employee of, countries of residence, country of birth, founded, subsidiaries, country of headquarters 
Text: {0} 
Answer:
 founded: HRE, 2003