Use the stand alone system so it gets the date that we're going to collect it, it can say all the things that we've said, it's, you know, we wrote to you some time ago and, and er  we, we didn't get the money  if you don't, as you said, if you don't send us this money we're gonna  sounds like a threat doesn't it, if you don't send this money within the next three months we'll automatically collect it together with your regular premium due on the date 