Howard was a very hard worker, and a man of most frugal habits. He was often up by two o'clock in the morning writing and doing business till seven, when he breakfasted. He ate no flesh food, and drank no wine or spirits. He had a great dislike to any fuss being made about him personally; and, though £1500 was subscribed during his life to erect a memorial, it was, at his earnest desire, either returned to the subscribers or spent in assisting poor debtors.