"There now," he said, "you have had your say, and it is my turn. I see perfectly well what you are driving at. You think I have taken an unfair advantage of you, but this was the position. I knew all about it, I had seen it coming for some time. Jane Mullins had dropped hints to mother, and mother had dropped hints to me, and, good gracious! I could tell for myself. I am a man of business; I knew exactly what each of the boarders paid. I knew exactly or nearly to a nicety, and if I didn't my mother did, what the dinners cost which we ate night after night in your dining-room, and what the furniture must have cost, and what the breakfast cost, and the hundred and one things which were necessary to keep up an establishment of that kind, and I said to the mater, 'Look you here, mater, the incomings are so and so, and the outgoings are so and so, and a smash is _inevitable_. It will come sooner or later, and it is my opinion it will come sooner, not later.' The mater agreed with me, for she is shrewd enough, and we both thought a great deal of you, and a great deal of your mother. We knew that although you were dainty in your ways, and belonged to a higher social class than we did (we are never going, either of us, to deny that), we knew that you were ignorant of these things, and had not our wisdom, and we thought Jane Mullins was a bit of a goose to have launched in such a hopeless undertaking. But, of course, as the mater said, she said it many, many times, 'There may be money at the back of this thing, Albert, and if there is they may pull through.' But when Mr. Randolph went off in that fine hurry last winter, we found out all too quickly that there was no money at the back, and then, of course, the result was inevitable.