Now say for instance that because of the minimum solvency er agreement the employers have got to pay whatever their loss is, and if and I asked this question of the T U C that if there was a situation of where the employees were in the majority and forget the pension regulator, because there was a regulator anyway, so you can add whatever name that y you liked to have, but the fraud still went on, but say the employees were in the majority as far as the trustees is concerned and they were in full control and the control was taken away from the employers and there was a a federation of the hundred and twenty eight thousand with a central fund paying off heavy loss of any minimum solvencies, then surely that would be the ideal situation in order to safeguard, because when I asked Goodey himself when he submitted his report, he said they could not give any categ categorical assurance that nobody could defraud in any scheme under the proposals he's made.