One was the failure of the self- regulatory body I M R O and the second one was really the fact that he was able to change his financial year end from April ninety-one to December ninety-one and during that period he was able to do things with those erm those funds in his accounts and er and really there was, there was no check on that, and I don't see that the that was in er Good would have changed much of that situation at that end.