"Yes, a wonderful effect," said Florence, in a gloomy voice.  She was wearing the neat and beautifully fitting serge, a white linen collar encircled her throat, and was fastened by the neatest of studs, and white linen cuffs also encircled her wrists; her figure was shown off to the best advantage.  On her feet were the silk stockings and the dainty shoes which she had so coveted a week ago, and yet her heart felt heavy, heavy as lead.  Her mother pushed the five-pound note towards her, but she did not touch it.