“‘Of course,’ he went on, ‘they’re a five-per cent. bond, and you could make five hundred dollars by merely clipping the interest coupons and presenting them when they come due. But that isn’t my idea. Any fool could use a pair of scissors. What I want you to do is to use the money, put it to work, mix it with brains, and at the end of a year come to me and show me the results.’