When their director J. C. Fargo travelled to Europe around 1890 he found it very difficult to get cash. He was very annoyed, because he was carrying with him letters of credit, and he felt that, as president of the American Express, it should have been no problem. Fargo went to Marcellus Flemming Berry and asked him to invent a better way getting cash. Berry invented the Traveler's Cheque. The traveler’s cheque was a very safe way of getting cash from a bank when travelling. The American Express Traveller’s Cheque, started in 1891, was to be used worldwide for nearly a century, when credit cards took over. Traveler's cheques made American Express a great international company.