The stout, sour-visaged lady who was half-hidden by her newspaper at the other end of the table was also a bread-winner, for she taught embroidery to the women of her acquaintance and made various articles of fancy-work that were sold at Biggar's Emporium, the largest store in Cloverton. So, between them, the Professor and Mrs. DeGraf managed to defray ordinary expenses and keep Elizabeth at school; but there were one or two dreadful "notes" that were constantly hanging over their heads like the sword of Damocles, threatening to ruin them at any moment their creditors proved obdurate.