I mean I want to start with, with pensions  pay and er, basically what's happening is that everyone's suffering pay cuts  er  and er th th what the government is doing is, first of all is attacking the State pension scheme  er, and it's allowing, er, employers to continue to rip-off occupational pension schemes  and er  since it's pay, and it's our pay, we wanna make sure we control it and I don't see why the employers should be allowed to continue to exploit  er, us both at one, both in terms of the pay we get now and the pay we get when we retire, whether it be at sixty  whether it be er, whenever we wish to er retire  and er, I think it's  very important if the government is er committed to crime prevention, that it actually starts doing something about those for, those, those employers, and Maxwell has, has been er referred to already, he's just the tip of this very big iceberg  er, and er, up and down the country, people are suffering substantial thefts of pay  er employers are systematically organizing wages snatches, that's what this er pension fraud is all about, and it's about time that our government actually got round er and tackled this very important corporate crime issue that's actually going on at the moment  and er, I think that it's very important that we ensure that we're involved in er managing our own pension sch p pension funds, and therefore we should be pushing through demands of the er th the, the charter for pension fund democracy, and ensuring er that the government actually listens to what we're saying, and actually er comes up with answers why we cannot have the right to control our pay  cos I can I can't see an any reason that they come back and say why  democracy, why they can't, why, why they won't allow us to have a greater say and control our own pension funds  and that's I think is a legitimate demand that we should be campaigning for, up and down the country.