Many economists and people have criticized the World Bank Group for its style of functioning. Before giving loans, the Bank sometimes requires many changes in the policies of a country. This has attracted criticism as it reduces the country’s independence to run its economy in its own way. The criticism is also on account of other factors. One of them is that two or three countries have more power to decide matters. As of November 1, 2004 the United States held 16.4% of total votes, Japan 7.9%, Germany 4.5%, and the United Kingdom and France each held 4.3%. As major decisions require an 85% super-majority, the US can block any change.