title: ГӀарац (валюта)
text: ГӀарац — бокьараб жо яги жиндир хал гьабизе кӀолеб хъвай, гӀемерисеб жибги къабул гьабураб  къайиялъухъ ва гьабураб хӀалтӀухъ мухьлъун ва магъало гӀадал налъаби рецӀизе конкретияб пачалихъалда яги социалиябгин экономикияб контексталда.  ГӀарацалъул аслиял функциял ратӀарахъула: хис-басалъул алат, хӀисаб-суалалъул цвел, багьа цӀуниялъул алат ва цо-цо налъи бецӀи нахъбахъиялъул стандарт гӀадин. Гьел функциял тӀуразе кӀолел бокьарал жал рикӀкӀине бегьула гӀарац хӀисабалда.
  
  МугъчӀваял
  
  ТӀадеги цӀалиялъе 
   Chown, John F. A History of Money: from AD 800 (Psychology Press, 1994).
   Davies, Glyn, and Duncan Connors. A History of Money (4th ed. U of Wales Press, 2016) excerpt .
  
   Ferguson, Niall. The Ascent of Money: A Financial History of the World (2009) excerpt
  
   Keen, Steve (February 2015). "What Is Money and How Is It Created?" argues, "Banks create money by issuing a loan to a borrower; they record the loan as an asset, and the money they deposit in the borrower’s account as a liability. This, in one way, is no different to the way the Federal Reserve creates money ... money is simply a third party’s promise to pay which we accept as full payment in exchange for goods. The two main third parties whose promises we accept are the government and the banks ... money ... is not backed by anything physical, and instead relies on trust. Of course, that trust can be abused ... we continue to ignore the main game: what the banks do (for good and for ill) that really drives the economy." Forbes
   Kuroda, Akinobu. A Global History of Money (Routledge, 2020). excerpt
  
   
   Lanchester, John, "The Invention of Money: How the heresies of two bankers became the basis of our modern economy", The New Yorker, 5 & 12 August 2019, pp. 28–31.
  
   Weatherford, Jack. The history of money (2009). by a cultural anthropologist. excerpt
  
  КъватӀисел регӀелал
   "Money", BBC Radio 4 discussion with Niall Ferguson, Richard J. Evans and Jane Humphries (In Our Time, Mar. 1, 2001)
  
   
   
  Валюта
  Экономикияб антропология
  Эмергентлъи
  Даран