They are particularly connected to their area and predominantly operate at a local level .
The Post-Spar - und Darlehnsverein banks originally provided financial services by postal clerks only and were assigned to the areas by the post office .
clerks are particularly connected to clerks ' area and predominantly operate at a local level .
The Post-Spar - und Darlehnsverein banks originally provided financial services by postal clerks only and were assigned to the areas by the post office .