They do not cover generalist consultations , pre-existing conditions , medical emergencies , organ transplants , chronic conditions such as diabetes , or conditions such as pregnancy or HIV .
Private insurers in the UK only cover acute care from specialists .
specialists do not cover generalist consultations , pre-existing conditions , medical emergencies , organ transplants , chronic conditions such as diabetes , or conditions such as pregnancy or HIV .
Private insurers in the UK only cover acute care from specialists .