Under such terms , the assessment of the financial condition of the borrower should normally begin with its financial information at the relevant times .
A lender seeking to demonstrate a MAC should show an adverse change over the period in question by reference to that information .
Under such terms , the assessment of the financial condition of the borrower should normally begin with its financial information at the relevant times , and a lender seeking to demonstrate a MAC should show an adverse change over the period in question by reference to that information .