Second , the six - year program was too long and too inflexible to meet the individual needs of debtor nations .
As evidence , critics highlighted that , by 1999 , only four countries had received any debt relief under HIPC .
The six - year program was too long and too inflexible to meet the individual needs of debtor nations .
As evidence , critics highlighted that , by 1999 , only four countries had received any debt relief under HIPC .