In an extrajudicial foreclosure , the mortgagee need not initiate an action in court .
In an extrajudicial foreclosure , the mortgagee may simply file an application before the Clerk of Court to secure attendance of the Sheriff who conducts the public sale .
In an extrajudicial foreclosure , the mortgagee need not initiate an action in court but may simply file an application before the Clerk of Court to secure attendance of the Sheriff who conducts the public sale .