Because he was obliged on occasion to extend credit his customers , he was affected by the financial difficulties of others and often found himself owed money when they became insolvent .
Tod was a member of the local militia , becoming captain in 1804 .
Because Tod was obliged on occasion to extend credit Tod 's customers , Tod was affected by the financial difficulties of others and often found himself owed money when they became insolvent .
Tod was a member of the local militia , becoming captain in 1804 .