It does not allow non-ERISA plans to operate like ERISA plans , so the plan could be ruled subject to all the constraints of ERISA .
ERISA ( the Employee Retirement Income Security Act of 1974 ) is the federal law that governs retirement plans .
ERISA does not allow law plans to operate like law plans , so the plan could be ruled subject to all the constraints of law .
ERISA ( the Employee Retirement Income Security Act of 1974 ) is the federal law that governs retirement plans .