Thus , a 5 Course Handicap remains a 5 after 90 percent is applied .
Thus , a 5 Course Handicap also remains a 5 after the note is then applied , as merely taking 80 percent of 5 is 4 , which is not the correct application .
Thus , a 5 Course Handicap remains a 5 after 90 percent is applied and also remains a 5 after the note is then applied , as merely taking 80 percent of 5 is 4 , which is not the correct application .