5 % is not a lot of room for error .
That business should be hanging on to as much of that cash as possible to save for a rainy day ( a concept that so clearly eludes our federal and state governments ) .
5 % is not a lot of room for error , and that business should be hanging on to as much of that cash as possible to save for a rainy day ( a concept that so clearly eludes our federal and state governments ) .