The Metropolitan Golf Association created the forerunner of the handicap system , adopted by the USGA in 1911 .
The Metropolitan Golf Association jointly developed , with the USGA , the GHIN ( Golf Handicap & Information Network ) service in the early 1980 's .
The Metropolitan Golf Association created the forerunner of the handicap system , adopted by the USGA in 1911 , and jointly developed , with the USGA , the GHIN ( Golf Handicap & Information Network ) service in the early 1980 's .