Later , Garfield also credited Ordway with coming up with the general idea of prepayment for industrial healthcare .
Later , Garfield also explained that he did not know much at the time about other similar health plans except for the Ross - Loos Medical Group .
Later , Garfield also credited Ordway with coming up with the general idea of prepayment for industrial healthcare , and explained that he did not know much at the time about other similar health plans except for the Ross - Loos Medical Group .