For example , a person has both a 2015 matured CD and a 2018 matured CD .
The more rungs in the ladder ( 10 or more is recommended ) , the better the diversification , the more stable the yield , and the higher the average yield .
A person has both a 2015 matured CD and a 2018 matured CD .
The more rungs in the ladder ( 10 or more is recommended ) , the better the diversification , the more stable the yield , and the higher the average yield .