By the end of its second year , it had 15 branches in Metro Manila and neighboring business centers .
Although considered a newcomer in the banking community , PBB established 10 branches in its first year .
By the end of PBB 's second year , PBB had 15 branches in Metro Manila and neighboring business centers .
Although considered a newcomer in the banking community , PBB established 10 branches in its first year .