Repayments to clients of still - closed banks began six months after initial closure .
Eight months in , 200,000 customers at 13 institutions still could not access their deposits worth about $1.2 billion .
Repayments to clients of still - closed banks began six months after initial closure , but eight months in , 200,000 customers at 13 institutions still could not access their deposits worth about $1.2 billion .