Their technology will be licensed to banks for them to leverage for their underwriting processes as well .
An online lender , Upstart , analyze vast amounts of consumer data and utilizes machine learning algorithms to develop credit risk models that predict a consumer 's likelihood of default .
lender 's technology will be licensed to banks for them to leverage for their underwriting processes as well .
An online lender , Upstart , analyze vast amounts of consumer data and utilizes machine learning algorithms to develop credit risk models that predict a consumer 's likelihood of default .