Third , the content of mortgage is regulated by ordinary consumer contract protection in the Unfair Terms in Consumer Contracts Regulations 1999 .
Second , the Consumer Credit Act 1974 empowers the Office of Fair Trading to engage in similar regulation of the second mortgage market .
The content of mortgage is regulated by ordinary consumer contract protection in the Unfair Terms in Consumer Contracts Regulations 1999 .
Second , the Consumer Credit Act 1974 empowers the Office of Fair Trading to engage in similar regulation of the second mortgage market .