Ramifications of black hole stellar system Recently, I got around to seeing the movie Interstellar. In it, the characters of the movie visit a stellar system that appears to be built around a black hole instead of a star. On top of this, their mission is to find a habitable planet in this system. Question: I was wondering how stable the system, as a whole, would be in terms of operation and would any of the planets be habitable at all due to the obvious differences between a star and a black hole.
In the movie the black hole is supposed to be a 'supermassive rotating black hole'. As for being a binary star system, it's never stated as such nor depicted as such. It's depicted visually as the black hole alone being the center. However one of the characters does mention a &quot;Neutron Star&quot; as part of the system so it could possibly be a binary star system. The ambient lighting for the planets is generated by the accretion disk of the black hole. The size and rotation speed of the event horizon are not defined in the movie. At least not that I can remember.
As for the planets, their proximity varies, with the first planet depicted as being so close to the event horizon that it is effected by time dilation. The distances of the other two are not specified directly, but traveling to the second planet out seemingly takes days, while traveling to the third planet out is stated to take months, if I remember correctly. As for their surface gravity, the first planet is depicted as having higher surface gravity than Earth but not so much higher that movement is impossible, just strained. The second planet is depicted as being '80% Earth's gravity', if memory serves me correctly.
To better help define certain variables relevant to the question I found an info-graphic related to the movie that illustrates the size of the black hole and it's rotational speed: http://tinyurl.com/pqph8wl
For those who haven't seen it:

Some human explorers land on a planet orbiting a black hole. The black hole is surrounded by a large accretion disk. The planet orbits at a distance such that going any closer to the black hole will mean that your odds of getting out are slim; it's also composed of water. Finally, time dilation from the black hole means that even though the characters spend about two hours on the planet, a decade or so passes for their colleague on board.

The basic answer is that a planet can orbit a black hole. There are stable circum-black-hole orbits, just as there are stable orbits around just about any celestial body. There's a problem: A black hole typically forms as a result of a supernova. This will eject most nearby planets out of the stellar system. Alternatively, it's unlikely that a planet could be captured by a black hole and be in a stable orbit, so the whole premise - while possible - is highly unlikely. Then again, it's improbable that a planet will be made out of water, a wormhole will open up near Jupiter, or Matthew McConaughey will star in a decent sci-fi movie, so why should anything else in the story be normal?

However, you can't just put a planet anywhere near a black hole, give it a strong enough push, and hope it orbits. The innermost orbit is at the boundary of the photon sphere. On this sphere, only photons can orbit. Inside it, nothing can orbit. However, the only stable orbit is twice as far away, at $2r_p$.
The radius of the sphere is
$$r_p=\frac{3GM}{c^2}$$
We'll assume that the object is not rotating (I don't remember exactly if it is or isn't rotating, but it's simpler in this demo to say it isn't.). The formula for gravitational time dilation is
$$t_0=t_f \sqrt{1-\frac{3r_0}{2r_f}}$$
where
$$r_0=\frac{2GM}{c^2}$$
Assuming that $t_0$ (the time for the observer inside the field) is two hours (7200 seconds) and $t_f$ is ten years (315360000 seconds),
$$\frac{t_0}{t_f}=\frac{1}{43800}=1-\frac{(3)2GM}{(2)r_fc^2}$$
Simplifying, and saying that $\frac{2GM}{c^2}=\frac{2}{3}r_p$,
$$\frac{r_p}{r_f}=\frac{43799}{43800}$$
$$r_f \approx 1.0000228315715 r_p$$
which is outside the photon sphere, but just barely. However, it's well inside $2r_p$, and so most likely instable. The planet is, in short, not going to survive for long. And so giant waves - mini-spoiler - are the least of Matthew McConaughey's problems.

Post-question-edit modifications:
It couldn't have been a supermassive black hole; these form at the center of galaxies. It could have been a stellar-mass black hole, though an intermediate-mass black hole is also likely - if not likelier, if the massiveness is emphasized.
The existence of the neutron star is interesting. If the black hole were intermediate-mass, I would expect that it would have gobbled up the neutron star by now - and the planets, too. So I'd bet the black hole is a slightly-more-massive-than-average stellar-mass black hole. I highly doubt that multiple planets could orbit a black hole - for the reason I gave above; the supernova would have destroyed them or flung them out of the system.
Would any of the planets be habitable? I doubt it. The accretion disk could heat up enough to provide some light, but there probably wouldn't be a lot. I'll write up the calculations either later today or possibly tomorrow, as I'm a bit LaTeXed-out after writing a math-heavy answer on Worldbuilding to find the luminosity, but I suspect it'll be negligible - as will Hawking radiation, in case any smart-aleck was planning on bringing that up.