Critical web apps include, (1)??LifeBenefits: website that allows employees to view, manage andor enroll in benefits, to complete health questions when required by the life insurance program, and to viewmanage beneficiary information, (2)?LifeBenefitsExtra: website that provides HRBenefits Administrator self-service access to view beneficiary information and plan information, including claims and medical underwriting status, and claim notification, (3) Online EOI: website that allows our clients' employees to complete evidence of insurability digitally