(Breach of Contract)   (Breach of the Implied Covenant of Good Faith and Fair Dealing)   10.  GEICO's car insurance policy (the "Policy") uses standard language  provided by Insurance Services Office, Inc.  As part of that standardized language, the Policy  specifies that GEICO "will pay for collision loss to the owned auto or non-owned car for the  amount of each loss less the applicable deductible."  In relevant part, the Policy defines loss as  "direct and accidental loss of or damage to * * * an insured auto, including its equipment."     36.  Leif realleges paragraphs 1 through 35 of this Complaint.   37.  The Policy specifies that GEICO will either pay for all "direct and  accidental loss of or damage to * * * an insured auto, including its equipment" after collisions or  make the necessary repairs itself, subject only to certain exclusions that are not applicable here.   38.  All of GEICO's automobile insurance policies contain the language set  forth in paragraph 37 above.  The Policy uses the standard form language approved by Insurance  Services Office, Inc.   39.  GEICO policyholders pay insurance premiums in exchange for coverage  under the Policy.   40.  The Policy constitutes a valid and enforceable contract between GEICO  and policyholders.   41.  As a matter of policy and practice, GEICO does not compensate  policyholders for pre- and post-repair electronic scans after collisions.  This results in  policyholders receiving incomplete compensation for their collision losses both for the scans  themselves and for further necessary repairs that the scans would reveal.   45.  Leif realleges paragraphs 1 through 44 of this Complaint.   46.  In every contract there is an implied covenant known as the covenant of  good faith and fair dealing that neither party will do anything that will have the effect of  destroying or injuring the right of the other party to receive the benefits of the contract.   47.  GEICO's policyholders have a reasonable expectation, rooted in the plain  language of the Policy, that GEICO will compensate them in an amount sufficient to obtain  complete and safe repairs.  However, GEICO's policy of denying pre- and post-repair scans, in  direct opposition to manufacturer and industry recommendations, frustrates this reasonable  expectation.    8.  GEICO sells car insurance, including coverage for collision losses, to  drivers in Portland, Oregon, and across the United States.  GEICO holds itself out as a low-cost  automobile insurer, but endeavors to decrease the sum GEICO must pay its policyholders by  refusing to compensate policyholders for necessary and complete repairs.   9.  Leif holds a GEICO car insurance policy, including coverage for collision  losses, for his 2017 GMC Sierra 3500 pickup truck ("Sierra 3500").     A.  Leif's Individual Factual Allegations  