152.  Defendant avers that the alleged actions of Defendant were proper and did not  violate any provision of 15 U.S.C. § 1692 et. seq.    14  153. Plaintiff’s claims are or may be subject to an arbitration agreement requiring him to  submit his claims to mandatory and binding arbitration. If so, Defendant will exercise its right to  arbitration under the agreement, which is specifically enforceable pursuant to the Federal  Arbitration Act, 9 U.S.C. Section 1, et. Seq.  154. Defendant is shielded from any TCPA liability due to reasonable practices and  procedures it instituted to avoid any alleged violations of the TCPA. 47 U.S.C. § 227(c)(5)(C).  AS AND FOR A FOURTH AFFIRMATIVE DEFENSE  155.  Defendant cannot be found liable for the alleged TCPA violations as debt collectors  are exempt from liability under the alleged circumstances.  See 47 C.F.R. § 64.1200(a)(2)(iv); 7  FCC Rcd. 8752, 8771-8772.   