1.  JADWIGA NOWAK  ("Plaintiff') is a natural person, over 18-years-of-age, who at all times relevant resided at 2617 North Monitor Avenue, Chicago, Illinois 60639.  2.  Plaintiff is a "consumer" as defined by 15 U.S.C. § 1692a(3).  2021CH03714 JADWIGA NOWAK, individually, and on behalf of all others similarly situated, Plaintiff, V. CALIBER HOME LOANS, INC. and 3.  CALIBER HOME LOANS, INC., ("Caliber Home Loans") is a corporation organized and existing under the laws of the state of Delaware.  32.  Once it became the servicer of the Loan, Caliber engaged Caneel to assist it in collection of the Loan. 6 1 111111 11111 11111 11111 11111 11111 11111 11 1 11 1111 11 11 4.  Caliber Home Loans uses instrumentalities of interstate commerce and the mail in its business — the principal purpose of which is the collection of debt owed or due or asserted to be 2 61.  Nowak restates and incorporates by reference paragraphs 1 through 60.  62.  Nowak brings this action pursuant to 735 ILCS 5/2-801, individually, and on behalf of all others similarly situated ("Caliber Putative Class"). 10 1 11111 11111 11111 11111 liii 1111101 Ill 1111 1111 87.  Nowak restates and incorporates by reference paragraphs 1 through 60.  88.  Nowak brings this action pursuant to 735 ILCS 5/2-801, individually, and on behalf of all others similarly situated ("Caneel Putative Class").  89.  Caneel violated the FDCPA when it communicated with Nowak and members of the putative class to collect a consumer debt and failed to provide notice as required by §1692g of the FDCPA. 14 95.  A subclass of the Caneel Putative Class ("Caneel Subclass One") is defined as follows: (a) all individuals (b) who were alleged to be obligated for a consumer debt (c) with whom Caneel communicated without disclosing that it was a debt collector and without making disclosures required by 15 U.S.C. §1692g within one year of the filing of this action.  96.  A subclass of the Caneel Putative Class ("Caneel Subclass Two") is defined as follows: (a) all individuals (b) who were alleged to be obligated for a consumer debt (c) with whom Caneel communicated and represented that it could take actions on behalf of the consumer that constituted the unauthorized practice of law. within one year of the filing of this action.  97.  The following individuals are excluded from the Caneel Putative Class: (1) any Judge presiding over this action and members of their families; (2) Caneel or Caliber or the s 15 1 11111111111111111111111111111111 11111111 1111 Court date EMAIL: CntyCourtDate@cookcountycouri.com Gen. Info: (312) 603-5710 DOMESTIC RELATIONS/CHILD SUPPORT  Court date EMAIL: CntyCourtDate@cookcountycourt.com Gen. Info: (312) 603-5710 DOMESTIC RELATIONS/CHILD SUPPORT  ILLINOIS IRIS Y. MARTINEZ COUNTY DEPARTMENT — CHANCERY DIVISION  CIRCUIT CLERK MS SV-79 DOCUMENT PROCESSING 1800 Tapo Canyon Simi Valley, CA 93063-6712 Prepared By: Name all Parties Jadwiga Nowak Plaintiff(s) Caliber Home Loans, Inc. and Caneel Group, LLC Defendant(s) Caliber Home Loans, Inc. do C T Corporation System, Registered Agent, 208 S. LaSalle St., Ste. 814, Chicago, IL 60604 Case No. PRINCIPAL MERIDIAN, IN COOK COUNTY, ILLINOIS. LEGAID 30365873 NIB  02/11/03  4 TAX NUMBER: LEGAL DESCRIPTION: LOT 14 IN BLOCK 8 IN TITLEY'S SUBDIVISION OF LOT 1 IN THE CIRCUIT COURT [Fair Debt Collection Practices Act-15 U.S.C. § 1692 et seq]  [Fair Debt Collection Practices Act-15 U.S.C. § 1692 et seq]  of COOK [Type of Recording Jurisdiction]  [Name of Recording Jurisdiction]