10.  Despite the satisfaction, Experian has continued to report the judgment as  outstanding on Plaintiff’s credit report.   11.  Experian, itself or through a third party, affirmatively seeks out and  purchases public records data, including Arizona civil judgments, to report to the world  about Arizonans when it sells their credit files.    12.  Experian proactively gathers and disseminates this derogatory information  even though there is nothing in the FCRA that affirmatively requires it to do so. The  reporting of Arizona civil judgment primarily benefits Experian’s customer base who rely  on the credit reporting of these judgments as a collection or credit decision tool.   15.  Plaintiff incorporates by reference all of the above paragraphs of this  Complaint as though fully stated herein.   16.  The Class. Pursuant to Rule 23 of the Federal Rules of Civil Procedure,  Plaintiff Brings this action for herself and on behalf of a class (the “Class”) initially  defined as follows:  All consumers (1) about whom Experian furnished a consumer report (2) in the  five years preceding the date of class certification; (3) that contained a civil judgment in  Arizona as unpaid, (4) but which was satisfied, set aside, vacated, appealed or dismissed  with prejudice (5) prior to the date of the report.    7.   In or around March 2017, Plaintiff obtained a copy of her credit report and  discovered that Experian was reporting a judgment against Plaintiff in favor of A Speedy  Cash Car Title Loans in Agua Fria Justice Court.    8.  A judgment had been entered against Plaintiff in or around 2011.    9.  Plaintiff made payments towards the judgment until the judgment was  satisfied on or about March 24, 2016.    CLASS ACTION CLAIM  Violations of the FCRA, 15 U.S.C. § 1681e(b) – Wendy Espinoza  (Systematic failure to report satisfactions, dismissals, vacaturs and appeals  of civil judgments in Arizona)  