11.  Plaintiff brings this action as a class action, pursuant to Rule 23 of the Federal  Rules of Civil Procedure (hereinafter “FRCP”), on behalf of himself and all New Jersey  consumers and their successors in interest (the “Class”), who have received debt collection  telephone communication from the Defendant, where Defendant never sent Plaintiff or the class  members correspondence regarding the debt containing the required notices,  in violation of the  FDCPA, as described in this Complaint.   12.  This Action is properly maintained as a statewide class action. The Class consists  of:  All New Jersey consumers who received initial communications from  CRESTWOOD via telephone, concerning a debt owed to Byrom Medical  Supplies, where CRESTWOOD did not send a written notice containing the  required disclosures pursuant to 15 U.S.C. § 1692g(a)(3)(4)(5) , within five (5)  days of such communication.    The Class period begins one year to the filing of this Action.   14.  Plaintiff is at all times to this lawsuit, a "consumer" as that term is defined by 15  U.S.C. §1692a(3).    15.  Sometime prior to December 6, 2014, Plaintiff allegedly incurred a financial  obligation to Byrom Medical Supplies.    16.  The Byrom obligation arose out of a transaction in which money, property,  insurance or services, which are the subject of the transaction, are primarily for personal, family  or household purposes   17.  The alleged Byrom obligation is a "debt" as defined by 15 U.S.C.§ 1692a(5).   18.  Byrom is a "creditor" as defined by 15 U.S.C.§ 1692a(4).   20.  CRESTWOOD collects and attempts to collect debts incurred or alleged to have  been incurred for personal, family or household purposes on behalf of creditors using the United  States Postal Services, telephone and Internet.   21.  At some time prior to December 6, 2014, CRESTWOOD contracted with Byrom  to collect the Byrom debt.    22.  On December 6, 2014 CRESTWOOD placed not one, not two but, incredibly,  three separate phone calls to Plaintiff over the course of four hours during a Saturday  morning/early afternoon in an attempt to collect the alleged Byrom debt.   23.  Said phone calls were placed to Plaintiff by CRESTWOOD from the following  telephone number belonging to CRESTWOOD: 800-242-4171.   24.  The first phone call on December 6, 2014 from CRESTWOOD to Plaintiff  occurred at 8:36a.m.   25.  Plaintiff answered the 8:36a.m. telephone call.   26.  The second phone call on December 6, 2014 from CRESTWOOD to Plaintiff  occurred, barely a half hour later, at 9:08a.m.   27.  Plaintiff also answered the 9:08a.m. telephone call.   28.  The third phone call on December 6, 2014 from CRESTWOOD to Plaintiff  occurred at 12:35p.m., merely fours after the first phone call.   29.  Plaintiff also answered the 12:35p.m. telephone call   30.  All of said telephone calls were made to Plaintiff by persons employed by  CRESTWOOD as a “debt collector” as defined by 15 U.S.C. §1692a(6).   32.  Said telephone calls were each a “communication” as defined by 15 U.S.C.  §1692a(2).   33.  Plaintiff never received any correspondence from CRESTWOOD regarding the  alleged Byrom debt, which contained the required notices under the FDCPA.   37.  Plaintiff repeats the allegations contained in paragraphs 1 through 36 as if the  same were here set forth at length.    39.  Section 1692g of the FDCPA requires the debt collector to give what is  commonly referred to as a thirty-day (30) notice within five (5) days of its communication with  the consumer.   40.  Section 1692g(a)(3),(4),(5) of the FDCPA requires the debt collector:  Within five days after the initial communication with a  consumer in connection with the collection of any debt…  send the consumer a written notice containing --- a  statement that unless the consumer, within thirty days  after receipt of the notice, disputes the validity of the  debt, or any portion thereof, the debt will be assumed to  be valid by the debt collector --- a statement that if the  consumer notifies the debt collector in writing within the  thirty-day period that the debt, or any portion thereof, is  disputed, the debt collector will obtain verification of the  debt or a copy of a judgment against the consumer and a  copy of such verification or judgment will be mailed to  the consumer by the debt collector; and --- a statement  that, upon the consumer's written request within the  thirty-day period, the debt collector will provide the  consumer with the name and address of the original  creditor, if different from the current creditor. (emphasis  added)   42.  Plaintiff never received any written correspondence or notice from  CRESTWOOD containing the provisions pursuant 15 U.S.C §1692g(a)(3),(4)(5).    43.  CRESTWOOD violated Section 1692g et seq. of the FDCPA by failing to provide  written notice to Plaintiff regarding the Byrom debt which contained the required notices, which  is confusing and makes the least sophisticated consumer uncertain as to what he must do to  effectively dispute the alleged debt.   45.  Plaintiff repeats the allegations contained in paragraphs 1 through 44 as if the  same were here set forth at length.    46.  Section 1692e(10) of the FDCPA prohibits the use of any false representation or  deceptive means to collect or attempt to collect any debt.   47.  CRESTWOOD violated Section 1692e(10) of the FDCPA by deceptively  telephoning Plaintiff on three occasions, on the same day, regarding the Byrom debt without ever  sending Plaintiff correspondence regarding the debt, which should have included various notices  and rights pursuant to 15 U.S.C. §1692g(a)(3)(4)(5)..     48.  By reason thereof, CRESTWOOD is liable to Plaintiff for declaratory judgment  that its  conduct violated Section 1692e(10) of the FDCPA, statutory damages, costs and  attorneys’ fees.  FAIR DEBT COLLECTION PRACTICES ACT 15 U.S.C. § 1692  VIOLATION OF 15 U.S.C. § 1692g et seq.   FAIR DEBT COLLECTION PRACTICES ACT 15 U.S.C. § 1692  VIOLATION OF 15 U.S.C. § 1692e(10)  