16.  Plaintiff Park 101 LLC entered a contract for insurance with the  Defendants, with policy number BKA (20) 57 77 96 64, for the effective dates May  21, 2019 through May 21, 2020.    17.  Plaintiff Louisiana Purchase LLC entered a contract for insurance with  the Defendants, with policy number BKS (21) 59 56 86 10, for the effective dates  March 5, 2020 through March 5, 2021.    18.  These insurance policies use standard form language used by Defendants  in many their insurance policies with insureds nationwide.   74.  Plaintiffs repeat and reallege the allegations set forth above as though  fully set forth herein. This claim is asserted against all Defendants on behalf of the  Class.   75.  Plaintiffs and the Class entered into contractual insurance policies with  Defendants for business income coverage, extra expense coverage, and civil authority  coverage.   79.  Plaintiffs repeat and reallege the allegations set forth above as though  fully set forth herein. This claim is asserted against all Defendants on behalf of the  Class.   80.  Plaintiffs and the Class entered into contractual insurance policies with  Defendants for business income coverage, extra expense coverage, and civil authority  coverage.   81.  Every contract imposes upon each party a duty of good faith and fair  dealing in the contract’s performance.   82.  Plaintiffs and the Class have performed under the insurance policies in  good faith at all relevant times.   83.  Defendants have breached the covenant of good faith and fair dealing  implied in their insurance policies by evading the spirit of those policies in order to  deny coverage to Plaintiffs and the Class for covered losses arising from the COVID- 19 pandemic and the related government-issued closure orders.   84.   Plaintiffs and the Class were damaged by Defendants’ breach of the  covenant of good faith and fair dealing.  91.  Plaintiffs repeat and reallege the allegations set forth above as though  fully set forth herein. This claim is asserted against all Defendants on behalf of the  Class.   92.  Pursuant to 28 U.S.C. § 2201 an actual controversy exists between  Plaintiffs and the Class on the one hand, and Defendants on the other hand, as to the  correct interpretation of their insurance policies.   A.  The Parties’ Insurance Contracts   BREACH OF CONTRACT   BREACH OF COVENANT OF GOOD FAITH AND FAIR DEALING   DECLARATORY RELIEF   UNFAIR BUSINESS PRACTICES  