15.  Treatment for Inpatient care for mental illness, substance abuse or  detoxification.   A.  The Banner Plan   The Banner Plan is a self-funded plan, meaning that the plan sponsor,  Banner Health, is responsible for paying or providing reimbursement for plan benefits.   The Banner Plan provides reimbursement for “Covered Services,” which is  defined as “the expenses incurred by or on behalf of a person” for the specified charges,  including “charges made by a Physician or a Psychologist for professional services.”  Among other things, the Banner Plan provides coverage for the following mental health  benefits:  