22.  Plaintiff brings this action on behalf of herself and as a class action on behalf of  the following Fee Churning Class:  All persons who filed a case under Title 11, Chapter 13 of the United States  Code in the State of California in which the PHH Defendants filed an  Objection to Confirmation asserting that the pre-petition arrearage amount  set forth in the Chapter 13 Plan impermissibly attempted to modify the  secured claim in violation of 11 U.S.C. §§ 1322(b)(2) or 1322(b)(5) at any  time on or after April 17, 2016.   23.  Plaintiff brings this action on behalf of herself and as a class action on behalf of  the following Unauthorized Fee Class:  All persons who filed a case under Title 11, Chapter 13 of the United States  Code in the State of California with a loan secured by a deed of trust on  property of the estate serviced by the PHH Defendants in which the PHH  Defendants failed to file timely the notice required by Federal Rule of  Bankruptcy Procedure 3002.1(c) but added fees, expenses, and charges to the  loan balance at any time on or after April 17, 2016.   24.  Plaintiff brings this action on behalf of herself and as a class action on behalf of  the following Unauthorized Practice of Law Class:  All persons that filed a case under Title 11 of the United States Code in the  State of California in which the Law Firm Defendants received attorney’s fees  for representation of the PHH Defendants with a security interest in property  of the estate at any time on or after April 17, 2016.   25.  Defendants and their officers and directors are excluded from the Plaintiff Class.   3.   As to Movant, its successors, transferees and assigns, the stay of 11 U.S.C. § 362(a) is:  a.   Terminated as to the Debtor and the ���������������������������  b.   Modified or conditioned as set forth in Exhibit       to this order.    c.   Annulled retroactively to the bankruptcy petition date.  Any postpetition acts taken by Movant to enforce its  remedies regarding the Property do not constitute a violation of the stay.   37.  Plaintiff realleges and incorporates herein by this reference each of the allegations  set forth in Paragraphs 1 through 36 above as if the same were fully set forth at this point.   4.   Movant may enforce its remedies to foreclose upon and obtain possession of the Property in accordance with  applicable nonbankruptcy law, but may not pursue any deficiency claim against the Debtor or property of the  estate except by filing a proof of claim pursuant to 11 U.S.C. § 501.   48.  Plaintiff realleges and incorporates herein by this reference each of the allegations  set forth in Paragraphs 1 through 47 above as if the same were fully set forth at this point.   5.   Movant must not conduct a foreclosure sale of the Property before (date)                  .   55.  Plaintiff realleges and incorporates herein by this reference each of the allegations  set forth in Paragraphs 1 through 54 above as if the same were fully set forth at this point.   56.  California Corporations Code § 17701.04(e) provides, in pertinent part:  Nothing in this title shall be construed to permit a domestic or foreign  limited liability company to render professional services, as defined in  subdivision (a) of Section 13401 and in Section 13401.3, in this state.   57.  California Corporations Code § 13401(a) provides, in pertinent part:  “Professional services” means any type of professional services that may be  lawfully rendered only pursuant to a license, certification, or registration  authorized by the Business and Professions Code, the Chiropractic Act, or  the Osteopathic Act.   58.  California Corporations Code § 13401.3 provides, in pertinent part:  As used in this part, “professional services” also means any type of  professional services that may be lawfully rendered only pursuant to a  license, certification, or registration authorized by the Yacht and Ship  Brokers Act …   59.  California Business & Professions Code § 6125 provides, in pertinent part:  No person shall practice law in California unless the person is an active  licensee of the State Bar.   6.   The stay shall remain in effect subject to the terms and conditions set forth in the Adequate Protection Agreement  contained within this order.   7.   In chapter 13 cases, the trustee must ������������������������������������������������������������������������� entry of this o��������������������������������������������������������������������� entry of this order without  ��������������������������������������������������������������������������������������������������������������������� the contrary, Movant must ������������������������������������������������������������������������������������ secured claim after entry of this order.   8.   The co-debtor stay of 11 U.S.C. § 1201(a) or § 1301(a) is terminated, modified or annulled as to the co-debtor, as  to the same terms and conditions as to the Debtor.   9.   The 14-day stay as provided in FRBP 4001(a)(3) is waived.   97.  Plaintiff realleges and incorporates herein by this reference each of the allegations  set forth in Paragraphs 1 through 96 above as if the same were fully set forth at this point.   98.  California Business & Professions Code § 6125 provides, in pertinent part:  No person shall practice law in California unless the person is an active  licensee of the State Bar.   FILED & ENTERED FEB 18 2020 CLERK U.S. BANKRUPTCY COURT Central District of California NUMBER  AMOUNT TO BE  PAID ON THE  NUMBER  CLAIM TOTAL INTEREST  RATE  On or about July 19, 2004, Debtor executed a promissory note in the original principal sum  of $520,600.00 ������Note�����������������������������New Century Mortgage Corporation.  ��Lender�����������������������������������������������������������������������Deed of Trust��� encumbering the real property located at 1205 South Grandee, Compton, CA 90221 ������Subject  Property������������������������������������������������������������������������������������������� Creditor.  On September 30, 2019, Debtor filed the instant Chapter 13 bankruptcy petition in the  United States Bankruptcy Court for the Northern District of California � Oakland Division, and  was assigned case number 19-42210.  On September 30, 2019, Debtor filed his/her Chapter 13 Plan ��Plan���������������������� ��������������������Section 3. ������������������������������������������������������������������ �����������������������������������������������������������������������������������������������������- petition arrearage due to Creditor in the amount of $16,726.96 whereas the Plan proposes to pay  only $14,048.46.  II.  RECORDER OF SAID COUNTY.  APN: 6022 024 022  EXCEPTING THE MOBILE HOME LOCATED THEREON.  The Motion is granted under:  a.   11 U.S.C. § 362(d)(1)  b.   11 U.S.C. § 362(d)(2)  c.   11 U.S.C. § 362(d)(3)  d.   11 U.S.C. § 362(d)(4).  The filing of the bankruptcy petition was part of a scheme to hinder, delay, or defraud  creditors that involved:   (1)   The transfer of all or part ownership of, or other interest in, the Property without the consent of the  secured creditor or court approval; and/or  (2)   Multiple bankruptcy cases affecting the Property.  (3)   The court    makes   does not make   cannot make    a finding that the Debtor was involved in this scheme.  (4) If recorded in compliance with applicable state laws governing notices of interests or liens in real property, this  order shall be binding in any other case under this title purporting to affect the Property filed not later than 2  years after the date of the entry of this order by the court, except that a debtor in a subsequent case under  this title may move for relief from this order based upon changed circumstances or for good cause shown,  after notice and a hearing.  Any federal, state or local government unit that accepts notices of interests or  liens in real property shall accept any certified copy of this order for indexing and recording.   UNFAIR BUSINESS PRACTICES  (California Business & Professions Code §§ 17200-17208)  (Against Defendants Ocwen Loan Servicing, LLC and PHH Mortgage Corporation)   UNFAIR BUSINESS PRACTICES  (California Business & Professions Code §§ 17200-17208)  (Against All Defendants)   UNFAIR BUSINESS PRACTICES  (California Business & Professions Code §§ 17200-17208)   (Against All Defendants)   UNFAIR BUSINESS PRACTICES  (California Business & Professions Code §§ 17200-17208)  (Against Defendant Robertson, Anschutz, & Schneid, P.L.)  