conversation: User (stayclassypeople): "I am 25 years old and I make about $2200/month after taxes.  My typical expenses are between $1800-$1900/mo (South Dakota) which leaves about 300 to 400 for savings/roth IRA.  I have about $26,000 in student loan debt and a $7000 loan on my car.  I contributed $1,200 in 2014 but I feel I should be investing more.  Any thoughts?"
  Self: "Does your employer offer a 401k?  Do they match your contributions?  What is the match?"
  