conversation: User (pnub87): "Hello everyone,\n\nI have poor money management skills and I'm working on that.  I want to pay my mortgage note every two weeks automatically.  However when I called my mortgage company (Westgate Bank) they say they don't do that.  They told me to set up bill pay.  So I set up bill pay.  However they do not allow partial payments, they hold a partial payment in an account until a full payment is made.\n\nIs this a bad idea to do this?  It's easier for me to split large payments up than it is to hold onto a large payment for a month."
  Self: "What if you "paid" half of the mortgage into another checking account or savings account?"
  User (pnub87): "I may end up doing that.  I wanted to get ahead of the principal but it seems they are trying to keep me from doing that by not allowing a partial payment?"
  rckymtnrfc (rckymtnrfc): "Even if you are only making the payment monthly, you can still set aside those funds every two weeks.  Then when it comes time to pay the mortgage, you'll have more than the minimum due.  I don't think they can say no to a larger payment, legally.  \n\nMake sure that you note that the extra is to go to the principal.  Mine has an optional box to input how much extra you are paying toward the principal. Otherwise, they apply it to next month's payment."
  