conversation: User (Formula501): "This sub is full of ways dealers coerce or even trick buyers into purchasing extra stuff they don't need when they get you in the back room to do the payment and financing for a car.\n\nQuestion is - Are there *any* optional warranties, service contracts, whatevers, that you think are actually a smart buy?"
  Self: "If you’re leasing a car and the dealer offers you a lease end protection package, it’s generally a good idea/way to make sure you don’t get dinged on damage charges/wear and tear at the end. As a previous finance manager in a dealership I can’t stress this one enough. I know the question relates to buying, but it’s still helpful.\n\nAlso, there’s ALWAYS room to negotiate pricing. Mark ups are roughly $600-$1000 or more for most warranties. But be gentle, because we only get commission so we can’t give everything away with zero markup"
  jonzey231 (jonzey231): "Wished I would've gotten this on both of my Toyota leases I turned in last year. Should've gone for the 15K miles too lol."
  