conversation: User (superdupersav): "Yesterday my Mom kicked me out.\n\nWe’ve had a poor relationship for most of my life, and she feels that whenever something good happens to her I ruin it in some way. For the past year leading up to this I’ve rarely been in the house, just as a way to try and avoid the constant conflict. I’ve been in therapy for some time and it’s taken this year to realize that the way she treats me is “abusive,” and my constant paranoia in my own home was not normal.  While I was packing my things yesterday she said many hurtful things, telling me I’ll ‘never amount to anything’, she ‘never wanted me’, and I’m ‘the most selfish and dramatic person she’s ever met’.\n\nBefore this happened, I’ve felt I have a lot of things going for me. I’m currently in University, an honours program I’m going into my second year with. I worked a well paying job as a pharmacy technician in high school that allowed me to buy my own car in full, now only needing to worry about insurance. Currently, I am working a casual part-time retail job, a decision I had made to lessen stress so I could focus on studies. Come September I will be commuting to school once again (45 minute drive away) and presumably my hours at my job will go down.\n\nRight now my boyfriend’s family has taken me in, so I have somewhere to sleep. However, I worry about becoming a nuisance in some way like I was to my own parents. I have another 3 years of University to get through, so I will need to find my own place at some point.\n\nMy biggest fear right now is that I’m going to lose everything. I have an education plan, a job (albeit, not anything special), and a car, but how can I keep this up with costs? Especially considering the eventual need to find my own place to live.\n\nMy savings are fairly minimal. I have about $450 in my account right now, and about $1600 tucked away in another account I don’t have a card to right now.\n\nI would really appreciate any advice any of you have! \n\n[TLDR] 18F, Living with boyfriend for time being. Second year in University with a part-time retail job, and a car. Scared of future and eventually being on my own. "
  Self: "What nationality are you? (seriously)"
  User (superdupersav): "Canadian!"
  PrebioticMaker (PrebioticMaker): "If you're Canadian and a student you can apply for your provincial loans and bursary program. The more independent you are (i.e not living at home) the greater the proportion of bursaries you are eligible for. Plus the interest rate is very low and you only have to start paying it back 6 months after you graduate. If you're worried about debt, apply for this, keep the loan portion in a low risk investment for a few years and spend the bursary. "
  ramrodcc (ramrodcc): "In the us, federal loans can only be used for education expenses. I dont know how things work in canada but if its not allowed and she gets caught, she could be in for some trouble.\n\nedit : im referring to keeping a loan portion in a low risk investment. thats not allowed in the us and probably not allowed in canada."
  reihino11 (reihino11): "In the US loans can be used for reasonable living expenses."
  lvlint67 (lvlint67): "Yeah but investing the money probably isn't allowed."
  