conversation: User (killthehighcourts): "Hey guys. I have two cards to stores that I don't see myself using ever again. One is a line of credit at a furniture store when I purchased a bed. It's about $2,700 and I have $0 balance on it, it's just sitting there doing nothing.\nAnother is a $1,300 line for an automotive store that I don't go to anymore either, with $0 balance on it. Would closing these out help or hurt me? They're just sitting without any activity. Best way to manage these kinds of things?\n\nEdit : thanks guys! Seems like most of you recommend keeping them open since it won't hurt and you can use special "deals"  on the card in case of emergency (0 interest for x months, for example.) "
  Self: "They are useless.  Get rid of all debt and useless credit lines."
  mattymax (mattymax): "I agree!!! Debt is bondage. "
  