conversation: User (jerfarns): " yea so basically we would  just be chatting and asking you some mind set questions  to see if you both qualify to move forward and possibly(they are picky about who they work with) be mentored on how to build an asset by that couple that has those results in life we talked about. Hopefully that makes sense, its totally fine if he’s not really looking for more but they don’t really educate half couples, if that’s a serious relationship, I would recommend him being there. \n\nEdit: I told her to ask what company it is, this was the lady’s response.\n\nHey, so no not a company, really it’s their information to give and we went through a process to earn that information,and I’m not sure your education level on financial independence, mine was really a zero ,  but basically they taught us how to change the way we made money so it works for us instead of us having to continue to work for it, basically we earned their time and mentorship on building an asset. There’s a lot of layers of understanding obviously, but that’s the in a nut shell version, really sitting down would be to see if you think the right way and if it’s a good fit for us to open a door for you to be fully educate on everything that contains, because they don’t just give that information to anyone and everyone. \n\nEdit: thanks for the responses guys! Just to be clear neither of us wanted to go we were just curious about what they were up to! "
  Self: "Lol.\n\nThey're going to pitch an MLM. I would put money on it. They don't name the company they're talking about, they pretend they're picky about who they let in (they're not), and they focus on how rich it makes people instead of the actual product.\n\nThat's fine, you can go and stuff. Just don't make any decisions that day. When you find out which company it is, go do some research on their financials, and you'll learn that no one who joins them makes any money.\n\nEdit in response to OP's edit:\n\nAh yes, the old "try make you feel like you're stupid and we're going to rescue you from your ignorance" approach. I always try to remember that the people out recruiting in the street are usually very bottom level, and are really just spewing phrases that they've been conditioned to say. In the real world, what they've said here is pretty rude, super haughty, and totally ridiculous. Imagine if you got a call from a recruiter (which is what this person is..) and they told you nothing about the job or company, and said that you had to earn that information. It's complete nonsense.\n\nThe bit about "financial independence" is another big piece of their pitch; they get people with no knowledge of finance (which is why they target "young couples"), and explain residual income to them as if it's a novel concept that only this company knows about. In reality, any residual income that is generated via MLM recruiting is tied to the company itself, and these companies are notoriously volatile, often going under due to legal issues. You're much safer putting money into a 401k and letting it grow with interest. You're almost sure to get more income that way.\n\nThe short story here; anyone who wants to join an MLM should read [this FTC report](https://www.ftc.gov/sites/default/files/documents/public_comments/trade-regulation-rule-disclosure-requirements-and-prohibitions-concerning-business-opportunities-ftc.r511993-00008%C2%A0/00008-57281.pdf) on them. 99% of MLM members LOSE money. Is it a scam, where they steal your money? No. It's just manipulation and taking advantage of the vulnerable. Don't blame the people who pitch you at Starbucks; they're just the vulnerable being taken advantage of, too."
  User (jerfarns): "Yeah I’m very suspicious about all of this that is why I posted thanks for the input I’ll keep you guys updated "
  hawkmoon77 (hawkmoon77): "Why would you do something so abnormal?  You know this isn't right.  You know there are red flags. You know things aren't normally done this way.  Why set yourself up for a scam?"
  sirlost33 (sirlost33): "I listen to them sometimes just so I can hear the pitch and see what's new in the mlm financial products. Usually whole life insurance. Morbid curiosity I guess."
  Mr_Shaggy1 (Mr_Shaggy1): "Just like I listen to the random calls I get, many nowadays are bots but the people are still trying and its funny to just go along verbally or say uh-huh often enough to keep them from scamming others"
  IPlayTheInBedGame (IPlayTheInBedGame): "Man, have you gotten that "American Police Officer's Alliance" robo call?  I got it about 3 times before I googled it and found out I wasn't talking to a real person.  I'm a software developer and have done a decent amount of research on robo calling and general phone scams.  This one is on another level.  Scammers really stepping up their game."
  timepassesslowly (timepassesslowly): "When I said, “No, thank you,” he even thanked me for my time before hanging up!!"
  