conversation: User (hibbert0604): "Would it be dumb to keep my current bank account open with a few hundred in it just so I have a place to deposit cash whenever I get it?  Also if anyone has any recommendations to the best online banks, I'd love to hear them! :) "
  Self: "The only thing you need to watch for with that plan is making sure the brick and mortar bank account you keep open isn't charging you a fee.  Often there is a fee that is waived with a certain minimum balance.  I keep an account open with TD for this because their minimum is only $100, but they're really only on the East coast.\n\nAlternatively Capital One 360 and Alliant Credit Union have access to a small number of ATMs that accept cash deposits.  You can use their websites to see if there is one near you.  "
  