conversation: User (Megahertzzz): "I got a check for $54 dollars a couple weeks ago from my utility company (Nicor) for over payment.  I bank online &amp; don't have an easy way to cash physical checks so I went to the bank where it was drawn, Chase / Morgan.\nI presented the check &amp; the cashier says "we cannot cash that."  I said it's your check?  She said, no again?  I politely said may I speak with a manager?  He affirmed that they cannot cash THEIR OWN FUCKING CHECKS!?  (I asked if I could pay a fee...NO!) LOL  The only way is to have an account with them, which I asked the specifics of... (pretty convoluted &amp; time consuming for a lunch hour)\n\nAnyway, I was later stewing about my lack of a simple transaction &amp; had a bit of an epiphany...\n\nBanks hand out suckers to children because they are courting future clients.\n\n \n\n   "
  User (Megahertzzz): "Unfortunately, it does not.  I looked into my Paypal account, they quit doing it too."
  c2reason (c2reason): "This is generally a sub for questions, not rants. If Paypal is your only bank account, I'd seriously consider getting one at a real bank. Paypal is questionable all around. Schwab, Ally, and Capitalone360 are popular around here."
  User (Megahertzzz): "It really is the point of the matter.  The money part is irrelevant too me."
  