conversation: User (Mjamesdc): "My FIL has a stroke and now requires 100% around the clock care for the rest of his life. :-/\n\nHe has a car leased with Kia financial and we contacted them to see what our options are.  My SO and I don't need the car because both of ours are paid off.  Kia wants us to pay the lease off and then drop the car off at the dealership.  We declined to pay the rest of the lease off and they are threatened to sue his estate.  I dont see how Kia can sue the estate because he is not dead.\n\nShould we just stop paying for the car and let them REPO it?  We are currently rummaging through his stuff looking for the leasing contract to see if there is a clause that covers this.\n\nThanks for the help!"
  Self: "I'm sorry to hear about your FIL.   That is a heavy burden for you to carry now.\n\nDefinitely take it to CarMax for a free appraisal.   You need to know that number.\n\nCall Kia Financial Services again and get a pay off quote, including all fees and whatever it will take to pay the lease off in full.\n\nCompare the two numbers.   You might be in a situation where CarMax will buy it for more than the lease pay off (doubtful with a lease, but possible).  If that is true, sell it to CarMax and pocket the cash.\n\nIf not, Kia will eventually repo the car.   It will be sold at auction and any deficiency will be owed to them by your FIL or his estate.  If you do not pay, it will likely go to magistrate civil court where Kia will seek a summary judgement against him.   From that point they can seize bank accounts, garnish wages/income, etc.\n\nThe lease contract certainly has language regarding this.  He signed a contract and they want their money.   Read this:  http://www.latimes.com/business/la-fi-lazarus-20140321-column.html\n\n"
  User (Mjamesdc): "Thank you for your kind words!  Also thanks for the help/guidance "
  