conversation: User (unstuckbilly): "I'm just curious to know the opinion of this sub in regards to investing larger sums of money using the input from professionals at Vanguard.  \n\nIs there any advantage of enlisting the help of an independent CFP over using the Vanguard Flagship/etc services?"
  Self: "Somewhere north of $10MM I'd probably enlist a fee-based financial planner and let them do the money management. While I don't think it's necessary, at that point I'd like to spend the money to have someone else keep track and worry about everything. That said, I'd want a CFP who was on the same page as me about asset allocation and index funds, and I expect I'd stick with having my accounts at Vanguard/Schwab (or maybe move to DFA)."
  