conversation: User (HeatLfr): "I have a family and we spend money like crazy. So I’m trying to cut down where I can. Does anyone have experience with both apps ? Which do you prefer ?"
  Self: "I've never heard of Clarity Money, but I peeked at their website. It sounds like they're trying to use some data analytics to suggest areas to cut down on, so it seems like it'd serve a different purpose than Mint. Why not try both?\n\nI use Mint personally, and I recently added my accounts on PersonalCapital to let it build my transaction history before I give it a closer look. \n\nI like Mint a lot, since I have a couple dozen CCs from churning, several bank accounts, and retirement accounts. It has a Trends page that pulls all my spending from my CCs, and I can get a monthly snapshot of my spending by category.\n\nYou have to track spending before you can plan and cutdown. Mint lets me track pretty easily. I just spend ~15minutes on the first Saturday of the month peeking at my last month's spending, while I'm drinking my morning coffee and ramping up."
  