conversation: User (ThePhychoKid): "I'm a 16 year old male in Texas, and I'm about to get a job soon. What should I know before I join the real world?"
  Self: "Taxes get withheld from your paycheck.  The best place for your money at 16 is likely in a savings account to save for college or vocational education to increase your lifetime earning potential.  Read the FAQ."
  YOCJDD (YOCJDD): "I-bonds are also a good investment vehicle for a teenaged saver."
  