conversation: User (bunnygn): "I wanted to get an idea of what percent people spend in their budgets for "Everything Else"? After the bills that are associated with property/loans/utilities/debt where people will start calling if I stop paying, I lump all the additional spending into my "Everything Else" category. This is the category that could be essentially eliminated if we went through a financial emergency. \n\nOur "Everything Else" percentage is 34% of the household income.\n\nAs an example, this months "Everything Else" included: wedding party tux rental, wedding party hotel room, wedding gift, birthday gift, a night at the movie theatre, a night at the bar, oil change, gym membership, dog grooming, clothing, camping supplies, and auto parts."
  Self: "I have 150 euros per month for gifts and unexpected expenses (fun ones and not-so-fun ones). That's roughly 10% of my expenses. \n\nGroceries are separate, are for 300 euros so 20% of my expenses. \n\nClothing is also separate, roughly 30 euros per month or 2% of my expenses."
  User (bunnygn): "Interesting contrast for food costs in your area. We spend 8% on food, and 25% on our mortgage (the only percentage ≥20)."
  Self: "Yup, I believe food costs are higher in the Netherlands than in the US. \n\nI pay roughly 300 euros per month for housing (I pay 400 but that includes utilities)."
  