conversation: User (Jumbles81): "I moved down to LA and sold my house in NorCal. I netted $135,000 on the sale. This money will be a down payment on a house in the next year to two years so I can't risk losing it, but just sitting on it seems like a waste. The only option I can think of is a CD, but the returns I've been looking at aren't that great. Can you recommend any alternatives?"
  Self: "honestly I would stick it in an index fund, if its gonna be about two years. \n\nI know people are saying to stick it in a saving account, but we just got out of a recession, and  I doubt we are going to enter another one. \n"
  