conversation: User (fragranceoflife): "Is there a centralized search mechanism for my heir to know the financial situation I left,  after my death? I can anticipate debtors knocking at the family's doors, but what about my savings and investments? "
  Self: "I like Dave Ramsey's advice on this: Keep a "legacy drawer" or a "legacy file" that outlines everything. Along with your will, you just keep some paperwork that has all your accounts, assets, and debts, including institution names and account numbers. You don't need to include passwords or anything, but after your death your heirs can just use your info and start working with all your accounts to get things swung over to their names.\n\nJust make sure you go over expectations with at least one person, so they know your legacy files exist, before you die."
  Shibbolith (Shibbolith): "Where is the best place to start learning from this 'Dave Ramsey' person I keep hearing so much about? Podcast, books, YouTube? "
  bzzltyr (bzzltyr): "Start with total money makeover. That's his most successful book that kicked off the other books, classes, etc. so he has quite a intro to many different topics there. Really did change my life. "
  