conversation: User (Sabom3trics): "I have three Roth IRAs at bank 1. I would like to transfer them to bank 2. \n\nIs it possible to combine the three into one new account, even if they have different maturity dates? \n\nOr do I need to open three new IRAs at bank 2 and directly transfer them separately? Thanks. "
  Self: "You should be able to transfer if they offer the same kind of products as long as you stay in the sort of tax advantaged accounts.  \n\nIf your IRAs have maturity dates and they are from your bank you may just have your money invested in CDs.  Not the greatest use of IRAs.  \n\nBut look into getting your IRAs into Vanguard, Schwab, or Fidelity and invest in index funds.  You should be taking advantage of tax free growth."
  User (Sabom3trics): "If I did transfer to Vanguard, would I have to do a rollover where my current bank cuts me a check and I have 60 days to reinvest with Vanguard? Is that possible even if these CDs didn’t mature yet? Thanks. "
  Self: "I cannot say for sure.  I would start with a phone call to Vanguard.  They'll get things going, and from everything I've read will do a bulk of the work to make this happen.  "
  