conversation: User (vision-quest): "We are Australians who are USA permanent residents and live in the United States (have for the last 3 years). My in-laws live in Australia still, and want to gift us $100,000 AUD ($75,000 USD) to help us purchase our first home.\n\nIs there anything I should know about how this would work? Would there be any fees/taxes involved? If so, are there any ways around it or to minimize it?\n\nCheers!"
  Self: "The amount is less than $100,000 USD per year. Hence, there are no fees, no taxes, and no forms to the US government.\n\n* Bank may charge wire transfer fee.\n\n* Mortgage may require a gift letter from in-laws.\n\n* Australian government may require something from you or your in-laws."
  User (vision-quest): "Thanks! Great news. I'll look into the Australian side of things."
  