conversation: User (Reephermaddness): "Welll pretty much what the title says, I work in south florida, and I work strictly for tips, well in the summer everyone leaves but in the winter its 80 all year and its millionaires everywhere and my tips are phenomenal, however once it gets hot here everyone leaves, well I was totally broke this summer since it was my first apartment after getting clean off of heroin about a year ago. I had no idea the money was going to shut off like a faucet. Is there some sort of bank service that I could deposit all my money in and it makes sure I have a fixed income everymonth season or not?"
  Self: "What you could do is depost all of the money into Acct A, then set up an auto transfer into your checking account. Then only let yourself spend what is in the checking account. So basically even if you are putting 5000 into Acct A in Dec, it only transfers 1k into your spendable account. "
  smmmike (smmmike): "I would also suggest having A and B at two different banks. This way if you get tempted to transfer money from A to B, it'll take a few days for you get the money in B."
  