conversation: User (Biershitz): "I want to make one car payment that covers 12 months. Then in one year do the same thing again. Instead of making a payment each month, making one large payment each year. Is this possible?  I assume I need to just contact the bank and tell them that is my intention.  "
  Self: "They typically allow this, yes.   (Even if I get downvoted.)\n\n"
  User (Biershitz): "Awesome. Thank you. I'm going to call them later and make sure"
  