conversation: User (Vernacula): "I am looking for tips on how best to combine our finances. I see this topic comes up a lot, but it's usually someone with a partner in debt, not the other way around. \n\nI am getting married in november. My fiancé [35m] has considerably more saved up than I[24f] do as well as a house he purchased 6 years ago and has been making payments on without my help. He's  been saving much longer and makes more currently. I make 42k and he makes 50ish but works a ton of overtime to get it up to 60ish.\n\nWe're saving toward the same future, but I would love if we could start on a more even playing field :P We've talked about it a little and need to talk more soon, but I wondered if anyone here had any protips.\n\nThank you!\n(xposting a piece of this in /r/relationships) "
  Self: "Personally I think when you get married all finances should be joint."
  User (Vernacula): "Can I ask if you're married? Have you had success with this?"
  BigBearChaseMe (BigBearChaseMe): "When I hear of couples with separate finances it anyways makes me cringe.  Most of the couples that I know that have issues or got divorced, kept their money separate.  Married 12 years myself.\n"
  5up3rj (5up3rj): "I feel like a counter-example. My wife and I (married 16 years) have never fully merged our finances. We are an oddity, if the other couples we know are any guide - we virtually never fight about money, even when we were poor. We're just on the same page. \n\nWhen it came time to figure out the money stuff, we just kept our bank accounts, and divided the bills proportionally. Whenever things need recalibration, we do it. Then, we talk about how maybe we should finally merge everything, but it's just not a big enough issue for us to do it. "
  FockerCRNA (FockerCRNA): "I think the key here is that however you do finances, if you come to that decision through open, honest discussion with your partner, and both commit to that approach, the result will be a good one. "
  5up3rj (5up3rj): "That's your best chance, I'd say"
  