conversation: User (asmithy112): "First I would like to say I know it is a lot, I know it was dumb, and I do regret taking them all out. I went to a private school that was expensive then to grad school and for some reason majored in social work....\n\nI have $173,000 in student loans, I just got the final number the other day, I have been scared to find out the total for some time now because I have already felt defeated by it without even having the dollar amount. I am not working within my major, I live in a touristy town and make pretty good money bar tending, more then I would make doing social work. I want to repay but it is so large I don't feel as if I will always be paying off the interest and never make it to the principal. \n\nAny tips on forgiveness, government payment plans, any body with past experiences???? Any agency that is honest and can help me with options? Or anybody with $173,000 they are willing to give away -_-\n\nI just don't know where to look at this point for help. I am going to visit my local wells fargo to discussion options (my loans are not through wellsfargo I just thought they know about loans) but I am not sure if they have my best interest in mind. \n\nLastly I just filled my taxes and I did not claim my student loan interest, I heard I was supposed to get something in the mail where I can claim it, but I never received it? Anything I can do at this point like contact the lender ask for the form and file an amendment? \n\nAnything helpful comments are welcome!!\n\nThank you\n\nUPDATE:\n\nI am told more information is needed so this is what I have so far and will update as I go...\n\nMy loans are from Navient, and I have subsidized and subsidized loans. My living situation is in saint Augustine and I pay around $700 a month in rent, I have about $350 more in monthly expenses (health/car insurance, phone, etc). I am currently paying $106 a month for payments. "
  Self: "Might want to check with a military recruiter about loan forgiveness programs for active duty. Not sure if they will apply to private loans though. Best of luck to you."
  rompinthetrees (rompinthetrees): "I believe it maxes at 60k anyway. "
  okiedokie321 (okiedokie321): "50K."
  