conversation: User (AphexPurp2121): "I make roughly 19k a year. After trying to get my own policy and getting quotes for $500 or more a month. I finally decided to get under my mom's policy and they quoted me for $215 a month. I'm financing the vehicle so I can't just have liability on the policy and I also live in Florida If that helps. "
  Self: "33m living in Florida. I have a pretty bad record from my younger driving days. I was paying about $300 a month for 8 years. I finally got it back to down to$215 a month. Rates change based on where you live and the car you drive. I had my rates just drop $50 a month when I moved this summer.\n\nWhen i was your age my record was already screwed up, but i was paying just a bit more than that. If you are under 25 and male you will be paying the most insurance even with a clean record. Once you turn 25 it should start to go down."
  