conversation: User (Partylikeahawkstar): "I am a pharmacist. I have 90k ish student loan debt. I own my car, bike to work, don't eat out frequently. I live in Colorado and am skiing beat up skiis. I don't feel like I am living extravagantly at all. I just don't understand why I don't have any money. My parents raised my 4 siblings and I on less money then I make on my own. It feels like I should be swimming in money but instead I have only 10k in the bank after 5 years of a six figure income and have made minimal progress on my student loans. What am I doing wrong?"
  Self: "If you want an easy "hack" without tracking everything in some personal finance software - then stop using cards for a couple of months.\n\nNo credit card. No debit card.\n\nJust withdraw a weekly amount from the bank.. that you think you should need. And then see how long it actually lasts. \n\nPay everything in cash. Even bills. \n\nIt'll make every purchase seem a little more real to you... "
  