conversation: User (greasyandsandypeach): "Hi there,\n\n\nSay I had a credit card with 1% cash back and 0.5% charge on purchases...\n\n\nIf I were to - immediately after making a purchase - transfer the money from my current account to my credit account, would I be saving 0.5% on all of my purchases? Provided the seller doesn't have a charge on cards etc. "
  Self: "Yes and no. You get 1% back on everything. Most cards have a minimum amount to be redeemed, say $25. Once it hits that amount, you can apply it to your statement or whatever. \n\nI'm not sure what card you have, but if I was charged 0.5% for each purchase, I would find a new card... "
  