conversation: User (WatchTheField): "I'm attending a good UC for mathematics this year and my parents are willing to pay for my first year of college. I'm paying 35,000 for instate tuition (The fafsa and Cal Grant only offered me small loans). After that, they said they are willing to cosign for loans and give me some help once I graduate. Is the $105,000 of debt worth it for my degree? "
  Self: "What do you want to do with that degree? Remember it often takes longer than expected to graduate. Also look for Co-Ops to help cover the cost.   \n\n\nIs it possible to stay home and go to a community college or a local state university that is affordable for the first 2 years and transfer to that school once you get the pre reqs finished? That is a LOT of debt to start your life with. "
  