conversation: User (torefinanceornotto): "I'd like to find a credit card that rewards me more.  I always pay off my balance at the end of the month and currently use my Amazon.com rewards card.  \n\nThat card gives me 3x points on amazon.com purchases, 2x points on gas, and 1x points on everything else.  Every 1,000 points translates into $1.00 so for my rough estimate of $1,500-$2,000 spending on the card every month I end up getting about $50 every 2 months to 1 and 1/2 months.  Any credit cards I can use that get better rewards?  I'd likely continue to use the amazon.com card for amazon.com purchases but could shift other purchases to a higher rate of return card if possible."
  Self: "It all depends on personal spending. For me, I travel once a month (long-distance relationship) and dine-out quite a bit but I live in walking distance to work so very little gas expenses. Chase Sapphire was the perfect rewards card for me, plus the sign-up bonuses for the Preferred are pretty good (40,000-50,000 pending on deals).. which is good for at least round-trip flight (though, I got a few out of it). Preferred does have a yearly fee which is only worth it after the first year if you do international travel and/or spend enough for the 7% annual point dividend to cover the fee. Sapphire/Saphire preferred does also have a requirement for good to excellent credit rating.\n\nChase's Ultimate Rewards portal is also stellar (this applies to the Freedom). You can book discounted travel or use the marketplace for rotating bonus points per online vendors.\n\nTL;DR Evaluate your spending habits and then get cards to target those habits."
  