conversation: User (anonofyourbusiness): "My partner and I are moving in together. We both have high 700s credit scores, clean rental histories, and are high earners.\n\nWith that said, I have credit debt as the result of a layoff and a previous long term relationship with an irresponsible partner (very often had to pay his share of rent and utilities). I have a long (15 year) credit history with zero missed payments, always pay more than what is owed, and am actively tackling these debts. \n\nI'm so nervous that my debt is going to prevent us from renting an apartment. I'm so ashamed of my debt and am doing everything to get rid of it and am so nervous that this is going to prevent me from moving forward in my life.\n\nIf it matters, my share of the rent for the apartment we're looking at is less than 20% of my gross pay and less than 30% of my net. After all of my bills (rent, utilities, car and insurance, minimum on credit card) are paid, I have $1800 remaining per month for food/entertainment, aggressive debt payoff, and saving.\n\nEDIT: We got the apartment! Thanks, everyone."
  Self: "Likely not. Your score and history is mainly what they care about, with no missed payments or delinquencies 99% you'll be fine. "
  User (anonofyourbusiness): "OK, thank you!"
  