conversation: User (devonr): "Hey reddit, \nI was hoping you could help me decide what to put in my Roth to max it out this year.  Currently, 100% of it is in Vanguard Target Retirement 2060 (LifeCycle Fund).  But I was hoping to diversify.  I have separately a lot of shares in the Vanguard 500 Index Fund, so I don't want to do more of that.  If I can't think of anything, I'll just put more into the LifeCycle Fund. Thanks."
  Self: "Vanguard Target Retirement funds are already diversified and are automatically managed as you get closer to retirement; it's a contribute and forget about it fund."
  Phillyfan321 (Phillyfan321): "[And here is the diversification breakdown OP](https://personal.vanguard.com/us/funds/snapshot?FundId=1691&amp;FundIntExt=INT)\n\n"
  