conversation: User (decisionsxx): "Current job: pre-tax yearly income ~25k. living w/ parents and commuting 30 mins each way to work. If i moved out i'd be spending about 950/mo on housing related costs. Really good company with upward mobility and great people, would probably get a promotion and raise to about 30k within the next 12 mos. \n\noffered job: salaried at 22.5k/yr with estimated 30 hours of work a week and a free 1 bedroom apartment near work and in a cool city. My main costs would just be groceries, gas, and entertainment. \n\nI also have a side gig that i'd be continuing and that bumps me up to about 40k/yr. I am 22 and starting my retirement contributions this year, and have liquid savings of 30k and great credit. I haven't asked the offered job about health benefits but I can stay on my parents until 26. "
  Self: "Well, speaking from a purely financial perspective, free housing and reduced transportation can save you anywhere from $5000-$25000 (depending on the city you live in) in rents and gas. \n\nWe're not talking about huge differences in salary here, so I'd focus more on the intangible benefits like weighing how much you enjoy your job, where it is, who you work with, mobility etc. This is a actually a rare luxury, since it sounds like that you will be able to save and be financially sound in both conditions. "
  