conversation: User (One_For_Twenty): "My mother has been very involved with the finances of my college career. Her and my father have also paid some of it, but I currently have ~$9,000 in debt and am in my fifth semester at college.\n\nI am currently living with my grandparents, rent free, and am also between jobs (but am actively looking for a new one). My only expense is food. \n\nMy question is this:\n\nMy mother wants to use up my entire savings account (roughly $1000) to help pay for my next semester at college. I have told her that I would rather just take out student loans to cover it instead, because I would like to have money in case of an emergency and some money to live on. She absolutely refuses to hear it and remains adamant that I should cash out my entire savings account. What should I do?\n\nI am prefectly fine with graduating in debt. I have accepted it. My school is not relatively expensive (roughly $8000-$9000 per academic year), so it's not like I will graduate with $100000+ debt. I am majoring in Computer Science, and I am told that it is a good field with a relatively high starting pay, so I am not worried about paying off debt. I just don't really know what to do here.\n\nTLDR: Mother wants to use my savings to pay for college. I would rather just take out loans to cover it instead. Who is right?"
  Self: "Just take out the loan. You'll have &lt;10k of debt with a CS degree. You'll be fine. And having no savings is a bad idea."
  User (One_For_Twenty): "This is what I've been telling her from the get go. Since it is ultimately up to me how I pay for my schooling, I'm just going to tell her what I want to do. Thanks!"
  