conversation: User (igiveuponthislife): "My dad has filed bankruptcy in the past, it's currently in motion to discharge finally. Both his house and his car were in it. The problem is, for where we live he makes a sizable income. $100,000 a year while the average is about 30,000 around us. His house is cluttered with car parts, tools, etc. He has enough stuff to basically open up a business. It's getting to the point that I've tried bailing him out. As a student in college my help is very limited. Luckily I have some investments made and I've established a sizable emergency fund for myself. \n\nI've been given the task to help  him manage his bills and find out where his money is going to but I think I'm missing something. Also I'd like some tips on how to help him as hes still in bankruptcy and he now owes about $3,000 to cash loan places, bank account sits at about -$800. He doesn't ever check his bank account on his phone because "oh it's a big hassle" and hes afraid that someone will hack his phone. His card is always declined at the grocery store so he continuously writes bad checks just to survive. \n\nThe man makes several times more than I do yet I live in quite a nice apartment, have a nicer car, and still have quite a bit of savings coming in. \n\nHe gets about $600 a week in cash after bankruptcy. \n$130 goes to food a week.\n\nLast time I checked his phone bill is $800, so it's about $200 a month but he keeps writing bad checks which has added up. (He needs the phone for work. \n\nHis paycheck is direct deposited so he never has cash in hand which causes the problem to grow since he needs to pay for other things. \n\nHonestly, I think what caused his problem was him secretly paying his girlfriends rent, she is equally as irresponsible and very bitter to me claiming loudly in the store "OH MUST BE NICE TO BE RICH" if I spend money while I visit him. \n\nSorry for the rant, a bit stressed from the situation. I'm getting collection calls for his debt from cash loan places. I just found out I have an electric bill in my name for his house but luckily that's paid. \n\nAny idea where I can start? It's a pretty complex situation but it kills me to see him go down like this. It was not always like this until his girlfriend came around about 10 years ago. Now it's gotten to the point that it's causing me issues financially and it needs to stop now."
  Self: "He is a grown ass man. Do not give him any of your money.  \nIf he needs to know where his money is going, he should budget. Self control and personal goals are necessary... both of which he appears to lack.  \nI do not deal with my parents at all due to their negativity and irresponsible behavior."
  