conversation: User (dopaminebinge): "I went to annualcreditreport.com to request one of my free credit reports. I have never pulled my credit report before.\n\nEquifax told me that someone had already pulled my free credit report this year which I haven't. I know exactly who did this. It is my dad who abused me for many years and who continues to stalk and harass me, despite my effort to keep him out of my life.\n\nWhat recourse do I have? He has my SSN, DOB, birth certificate copies, social security card copies, etc. I do not want him to have access to my reports."
  Self: "You can lock your credit through the three credit agencies.  No one can get your report or open any account without a 10 digit pin that you get issued when you do this.  When you do need credit for a car or whatever, simply unlock your credit for a specified time, and it automatically locks back up.  All junk mail will stop, as well as the fear of identify theft."
  BackslashZero (BackslashZero): "Just to state the obvious.  OP, your dad has all the information to do this so you are in a race to see who does it first to get full control over your credit!"
  