conversation: User (AutoModerator): "\n### New members, please read through the [New User Orientation.](http://www.reddit.com/r/personalfinance/wiki/newuser)\n\nThis a continuation of Triumphant Thursday. Instead of posting individual threads for triumphant stories of how you've reached a certain net worth, paid off a loan, or other sort of bragging, let's consolidate them into one weekly thread!\n\n*Make a top-level comment if you want to brag about something regarding your personal finances!*\n\nFor past Triumphant Thursday threads, please see the [Weekly Archive](http://www.reddit.com/r/personalfinance/wiki/weeklyarchive).\n\n - /r/personalfinance mods"
  Self: "Finally committed to shaking off "saving guilt."  My husband and I are late 20s and have maxed our 401(k)s, our IRAs, and our HSA and have put away $12k+ into ESPP, $10k into a 529 for our non existent children, and $12k+ into mutual funds.  We sat down and talked about what we wanted to do besides retire at 55.  \n\nTurns out it's traveling.  So we're taking this year's bonus plus most of our non-retirement savings (about $90k) and we're doing a 14 day trek to Mt Everest Base Camp, 15 days in the Galapagos, and a 41 day trek into Africa including climbing Mt Kilimanjaro, doing a safari, Zanzibar, and a 2 week train ride from Tanzania to South Africa.  At the end of it all, we should have $240k in retirement savings (assuming flat market movements) and $30+k in liquid savings and the only debt we have is a $9k car note that we haven't paid off since the interest rate is 1.5%.  It was a lot of angst since it's a huge sum of money, but we've decided that this is something we really want to do when we're young and we aren't neglecting our retirement savings for it so we shouldn't feel guilty about it."
  TechieKid (TechieKid): "&gt; we're doing a 14 day trek to Mt Everest Base Camp, 15 days in the Galapagos, and a 41 day trek into Africa including climbing Mt Kilimanjaro, doing a safari, Zanzibar, and a 2 week train ride from Tanzania to South Africa\n\nHave you been reading my mind about the awesomest vacation ever? That's beautiful, congratulations! "
  Self: "Thanks!  Basically we looked at each other, realized we were turning 30 soon, and decided that next year we are going to endeavor not to be boring.  So instead of thinking about all the things that would be cool to do, we are going to do it.  It's both exhilarating and terrifying :)  I don't know if I can do these treks, but I'm going to damn well train for it and give it my best shot."
  shosana (shosana): "This is so great! I am happy for both of you!"
  