conversation: User (falcus1): "Wife wants to buy a $1000 dresser for our baby's nursery.  The store offers a 20% off coupon on your first purchase with the store's card.  Open the card to save $200?  I can afford the dresser in cash, and would pay the card off entirely.  Am I missing a downside?"
  Self: "I'd be more concerned about your wife's desire for a $1,000.00 dresser for a BABY.\n\nAll the talk about how it grows with the kid etc - it will be covered in stickers,  scratches and what not by the time he's 8.  Unless you just have piles of cash to toss in the air,  this is a crazy purchase.\n\n"
  User (falcus1): "For the nursery.  ie a Room in my house.  We might move it to our room, or the dining room as it is a very attractive piece.  The fact that it was for a nursery was just added color (I find all I can talk about lately is our baby on the way).\n\n\nI said I could afford it in cash.  Assume I've got a piles of cash lying around."
  Self: "Hey, save 20% any way you can.  I just personally think that purchase is beyond ridiculous. Thankfully, we all live the lives we want to lead.\n\nEnjoy the dresser.  \n"
  