conversation: User (T-rex_with_a_gun): "Nothing too much out of the ordinary (no big late payments or anything like that)...though i did accidently overcharge a CC...would this cause such a large drop in 1 month? (note i paid it off immediately, so the balance didnt really carry over or anything)"
  Self: "&gt;would this cause such a large drop in 1 month?\n\nIt very well could, depending on a *lot* of other factors."
  