conversation: User (zwashburn): "I recently turned 15, I opened a bank account cosigned by my parental guardians.\n\nThis generation (z) is going to ruin the world and end up living off of welfare until that gets cut off and homelessness will spike. \n\nTo avoid this what are some things I can start to set me up with a chance to at least get a job and an apartment (these 2 things are going to be hard to find once gen y comes and gets jobs in their 50s because they need money)\n\nI will be investing by buying stocks and put options as soon as i get money, so advice on this will be helpful. i am actually waiting for our dow to drop due to Greece and i will be investing.\n\nI will also be looking into 401(k)s at 3%.\n\nCurrently I am applying for multiple jobs, i will be seeing if a 401(k) is possible. I will be putting 67% of my money earned for college (planning on going to MIT for electrical engineering, but really any good college is good,  am also planning to go to grad school after a couple of years in the work force). the rest will be just spending cash.\n\nAnything that can help me through life financially is wanted.\n\nalso any gen y here, if you are helping me with good info than i trust that you are not part of gen y i am speaking of. Dont want to offend anyone.\n\n\nSorry for mistakes, touch screen keyboards are a nuisance."
  Self: "Your trying to hard.. Maybe you should just chill out and hang with your PEERs. The end times are near, don't you know?"
  User (zwashburn): "I hate my peers, I hate everything about them. I would rather be a boomer and have fun and live a good life chillin in the late 60s and 70s. But instead I got stuck in this shit hole of a society, and i need to get on top of it so I can have the happiness of money. so i cant chill out until I've something to show for my life and I have retired."
  roachass (roachass): "Money won't buy you happiness kid. "
  User (zwashburn): "When you are me (insane and all) them it does. Name one thing i can't use money for."
  SpicedApple (SpicedApple): "God, you're so dramatic.  The 60s and 70s kinda blew compared to today if you were a minority, woman, kid your age who got drafted, someone who got sick, etc.  This past worship isn't healthy and I hope some adult you're hanging around with isn't distorting your perspective.\n\nIf you're actually insane, don't worry about money, get real professional help."
  User (zwashburn): "The 60s and 70s did not blow at all, I would happily murder someone if it meant i could go back then. It would mean I had fun and got out before the world goes to shit."
  mmmmmmBacon12345 (mmmmmmBacon12345): "Ahhh a wonderful time! The threat of impending nuclear war, air raid drills, and risk of getting draft to go to Vietnam! It was such a wonderful time! /s\n\nSeriously kid, you're 15, you're just another angsty teen who thinks they're a special misunderstood snowflake. You aren't special, no one is. Time moves on and in 5 years when you remember this time you will see it in a far different light"
  User (zwashburn): "Yeah, well today i have school shootings and terrorist attacks, but with nome of the amazing culture the 60s and 70s had.\n\nAlso when the fuck did I say i was a special misunderstood snowflake? I am just average joe who wants to start preparing for the war that is life after childhood."
  mmmmmmBacon12345 (mmmmmmBacon12345): "Ahhh I see the scary media is working quite well these days.\n\nThe people in the 60s and 70s lived under the constant threat of nuclear annihilation. You are also more likely to die in a car accident this year than due to terrorism or mass shooting over the next decade.\n\nBut I'm sure that you would be happier to deal with the commies than your peers..."
  User (zwashburn): "Actually I dont get in a car. I live in new york and i will ride in a car about once every month or so.\n\nAnd i dont care about nuclear annihilation. It happens in an instant, when your atoms part you dont feel anything."
  