conversation: User (helpmydebt_): "I have roughly $1500 in debt with Senex Services from past medical bills. I want to pay this off, as I know it is affecting my credit score, but I can’t afford to pay the full amount. Does anyone have any advice? Thank you in advance."
  Self: "You may find these links helpful:\n\n- [Dealing with collections](/r/personalfinance/wiki/collections)\n- [Credit Repair](/r/personalfinance/wiki/credit_building#wiki_i_have_bad_credit.2C_and_i_am_looking_to_repair_it.)\n\n*I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/personalfinance) if you have any questions or concerns.*"
  