conversation: User (bluthi): "This is nuts. All the more reason to make paying off debt and saving for retirement priority numero uno and teach your kids how to avoid student loans. https://finance.yahoo.com/news/today-s-college-graduates-might-not-retire-till-age-75-131755426.html"
  Self: "I grow tired of the fatalistic attitude in my generation that we will "have to work till we die." It really ends up becoming a self fulfilling prophecy. I most often hear this from people who fail to grasp basic budgeting and investing concepts. A large portion of my peers chose to blame society for their own continued poor economic choices and inability to delay gratification. \n\nI'm by no means rich, but I can confidently say I will retire between 45-50 (assuming zero pension) in my average middle class job of being a Police Officer. I'm able to live well off of half my income of approximately 50k and I invest the rest in low cost index funds. I drive a 10 year old car, split rent with my partner, and cook healthy meals. \n\nCheck out /r/financialindependence for more information if you don't want to take part in the rat race for the rest of your life. \n"
  mar504 (mar504): "Just curious, would you be willing to share what kind of networth do you anticipate you will have when you retire at 45-50? Do you have kids or choose not to have them?"
  