conversation: User (Go_Big): "I'm currently in the interview stages with getting a contracting role as an electrical engineer in the SF bay area.  They are offering me $45 an hour which is near (maybe a little low) for someone with my experience level with around 4 years.  But that's not even including health care and other benefits.  What all do I need to account for to make sure I'm getting a competitive market wage?"
  Self: "I would assume benefits would be worth approx. 10k-15k depending on how much 401k matching you're losing out on"
  