conversation: User (toastdude78): "I'm 15 years old and I have about $150 extra each month. I have absolutely no expenses and I barely spend it on anything at all. My dad set up a college fund for me so I've been tossing the money in there opposed to my savings account which doesn't have a high interest rate. Are there any better options for the money? Thanks in advance."
  Self: "What do you do to get that money?"
  User (toastdude78): "Odd jobs. I have no real employment."
  