conversation: User (Dillydude): "My parked vehicle was hit and totaled last week and has since been deemed total loss by the adjuster. I am not disputing the valuation of the car, it appears to be fair, but is there any other monies that can be asked for? \n\nThis is a huge burden being down to 1 vehicle for me and my wife (rental car due back on Monday) and being forced to car shop in a week what I would prefer to be at least a month of research and test drives. \n\nIs there precedent to get more compensation than the valued loss to help with potential money lost in a hasty sale and missed work to even purchase a vehicle and with having 0 fault in the accident? Thanks in advance."
  Self: "The insurance should definitely be covering your rental.  You can ask them to extend it while you shop for a car.\n\nI know they will typically cover missed work due to an injury...not sure since you weren't in the car.\n\nIf you had ANY work done on the car in the previous 6 months, send it to the adjuster.  I had put new tires on my car a month before it was totaled and got the full value back since I had the receipt.  Oil changes, new tires, new windshield wipers, anything you did to the car, send it to the adjuster. "
  User (Dillydude): "I had a new engine replaced in 2016 for it that I sent him and only added $400 to it. But I think I have everything added to the vehicle value that I will get."
  RiskKeepsMeEmployed (RiskKeepsMeEmployed): "I have a friend who replaced the engine and clutch soon before an incident and he was paid in full when he pushed the issue and showed the receipt. I think it was within 12 months."
  User (Dillydude): "I provided the work receipt for it, but it was 2 years ago in February and the vehicle was a 2004 so he said that's all he would do. I've only put 15,000 miles on it since then too."
  Spenny120 (Spenny120): "I know the comment above is about how their friend got full replacement cost for a new engine, but there is virtually no way you’ll get anything close to what you paid for a new engine. The car needs an engine to run. if it didn’t have one it’d be worth nothing so having a new engine just means it’s worth the same as any other car of the same type with an engine.\n\nHonestly because you weren’t injured you probably don’t have any leverage in this situation. They’ll pay you for your car but they know a lawyer won’t take your case and even if it went to trial they’d show they paid you for the value of your car and that’s it. They’ve done what they had to to make you whole again. Insurance doesn’t pay you for inconvenience."
  