conversation: User (Lastb0isct): "He is in his 30s and doesn't contribute to a 401k or any type of investment vehicle, he only puts money in a savings account. My question is, does this setup for failure? \n\nHow many people have actually been able to get by with only savings?"
  Self: "At the verrrrrrry least make sure he's in a high yield savings acct (Barclays, Ally, etc) not BofA or some crap like that."
  ericphilbin (ericphilbin): "Now that truly is an "at the very least"."
  