conversation: User (JurassicMould): "Hi guys\n\nI've currently got a mortgage decision in principle. The completion on the house I'm buying has not complete yet. I'm thinking of getting a new car on PCP....Wondering if anyone knows how this effects my mortgage decision in principle? Do I need to tell the lender? How much can It affect the amount that I can borrow for the mortgage? \n\nMy partner thinks to just go for it, however I'm more cautious as I would much rather have the house and not want to risk messing up any provisions we already have in place! \n\nAny advice would be amazing. "
  Self: "You aren't in the US are you?\n\nHere I'd say, wait to get the car until after your home buying process is complete. Over here they'll ask you to explain any new credit inquiries if they occur during the home buying process, I actually had to sign a form saying I didn't make any new inquiries so they wouldn't rerun my credit."
  User (JurassicMould): "Thanks for the response.. No I'm from the UK. I've seen a lot of people on forums saying not to take any more credit on anything before the completion of the house process "
  