conversation: User (MetHimPikeHoses): "I sold my car a number of years ago, and have relied on my bicycle to get around ever since. It's been extremely liberating in a variety of ways, but it's finally time to be a car owner again.\n\nThat being said, I currently have no insurance. How, then, does test driving work for an uninsured driver? I assume the dealership has their entire inventory covered for collision/comprehensive – right? But what about liability insurance for the driver (i.e., me)? Would they cover me in this fashion as well?\n\nI've shopped around for some insurance quotes, but I can't receive a full picture of what it will cost (and therefore start a policy) until I can provide them with a VIN. And I obviously won't have a VIN until I test drive some cars prior to making a purchase. Sort of a Catch-22."
  Self: "I've never been asked for proof of car insurance when I went to go test drive cars at a dealership.  They just wanted proof that I had a valid drivers license.  And a test drive is usually only a few minutes anyways around the block for a bit, pretty low risk.\n\nThis is in Canada though.  Are test drives longer with more risky driving scenarios in other countries?\n\n(I can also get a reasonably accurate car insurance estimate with just a make/model/year of the vehicle I'm thinking of buying as long as all of my information is correct.)"
  