conversation: User (Paths98): "I do my brother taxes.  Single no dependents 1040EZ so normally no big deal. Knowing that the ACA penalty for 2016 was going to be 2.5% or roughly $1,200 on his 48k salary, I had my sister (nurse) check premiums through the GA marketplace. Well I thought she found a low cost plan for about $80 per month so we signed him up. Now I get his 1095-A and see he had what I think was a Silver plan with a premium of $600 per month. So his excess advance PTC is $5,500 for the year!!!\n\nHe cannot afford this and didn't want or use the insurance, we really were justifying to get something for the $1200 rather than nothing when paying the penalty. \n\nDoes anyone have guidance on getting this tax reduced?  \n\nI appreciate any suggestion!"
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