conversation: User (FrugalMuscle): "A few weeks ago, I was having a discussion with my sister on the merits of buying a new car for $17000 vs a 2 year old car for $14000.\n\nHer argument was "it's only $3000 more for a new car."\n\nMy argument was that $3000 was **200 hours** of work (equivalent to **FIVE weeks**) for her at $15/hour. \n\nPersonally I just feel like it helps me a lot whenever I'm making a purchase of anything... in my mind I'm always thinking "well, I have to work 1.5 hours to pay for that" and it typically makes me less likely to purchase it. Seems like it's a pretty efficient way to save money and increase savings. Thoughts?"
  Self: "I never buy anything I can't pay cash for then and there."
  