25II. STRATEGY: ACTUAL AND POTENTIAL IMPACTS OF CLIMATE-RELATED RISKS AND OPPORTUNITIES ON BNP PARIBAS' BUSINESSES, STRATEGY AND FINANCIAL PLANNING nus. A total of 1,057 Auto Ecologiques loan were issued in 2019 amounting to $27 million. - BDDF also launched EnergiBio, a lower-rate consumer loan used to fund energy renovation projects. - In Belgium, BNP Paribas Fortis offers green mortgage loans to make homes more energy ef- ficient (construction of new homes or renovations of existing homes), which amounted to $3.6 billion at end-2019. - In the United States, Bank of the West offers lower rates on certain home loans to promote en- ergy efficiency renovations.