INVESTING ACTIVITIES (RAISING OF CAPITAL) z In 2019 we were the first commercial bank in South Africa to launch a R1,7bn green bond on the JSE. z In 2020 the IFC approved a US$ 200m loan to Nedbank for renewable energy projects. z In 2020 we launched South Africa's first R2bn green tier 2 capital instrument. OWN OPERATIONS z Carbon neutral in terms of our own operations since 2010. z Revised operational reduction targets with 2019 as a new base year.