15:01:0212月2日,央行�l布(bu)《中��人民�y行�P于(yu)��代收�I(ye)�盏耐ㄖ�(zhi)(征(zheng)求意�(jian)稿(gao))》(下(xia)�Q《通知(zhi)》)。央行表示(shi),代收�I(ye)�盏幕�本特征(zheng)是付款人事(shi)先授��(quan),���H交易�l生�r不再逐(zhu)�P�_�J。zi)zhu)�P�_�Jxi)�[?��ye)�斩�言(yan),代收交易��C��度�^弱,易造成(cheng)付款人的�Y金�L�U(xian)。I(ye)�粘士焖侔l展��荩�由于(yu)�I(ye)�臻_展不���е碌馁Y金�p(sun)失(shi)�L�U(xian)事(shi)件(jian)逐(zhu)�u暴露。(bian)捷性是代收�I(ye)�找��的重�c。(quan)益保(bao)�o(hu)��(wen)�},二是代收服��C���Υ�收�I(ye)�盏娘L�U(xian)�O�y��(wen)�},三(san)是代收�I(ye)�盏倪m(shi)用�鼍��(wen)�}。_��C��在交易�^程中�κ��(quan)事(shi)�(xiang)�M行逐(zhu)�P��C,�_保(bao)每�P代收�I(ye)�罩噶罹��c(yu)其�@(huo)得的授��(quan)相符。��C不符的��拒�^�k理,�K向付款人提示(shi)交易�L�U(xian)。_��C��提供授��(quan)�(bian)更(geng)、�K止等服�眨�及�r通知(zhi)付款人授��(quan)��B(tai)、逐(zhu)�P交易信息(xi),�K�Ξ�常交易�M行�L�U(xian)提示(shi)等,付款人�_��C���c(yu)付款人共同(tong)防��Y金�L�U(xian)。O�y等要求,代收�C����在代收�I(ye)�仗�理中逐(zhu)�P�_�J�f�h�s(yue)定事(shi)�(xiang)以yue)笆湛��\yu)付款人的�f�h�P系(xi)。�τ�(yu)收款人委(wei)托�k理�I(ye)�张c(yu)代收�I(ye)��f�h�s(yue)定事(shi)�(xiang)不符的,代收�C����拒�^�k理。(shi),�@些(xie)�I(ye)�胀ㄟ^其他交易��C��度更(geng)高的支付方式�k理,更(geng)有利于(yu)�_保(bao)用�糍Y金安全(quan)。(shi),本通知(zhi)自�l布(bu)之日起30日後施行。