query: I want to know why my bank card was not accepted at the mall yesterday afternoon. intent: improve credit score examples: How long does it take to see improvements in my credit score after making changes? <eou> Can I use credit monitoring services to help improve my credit score? <eou> how can I increase my credit score without affecting my current financial obligations? <eou> Can you suggest some effective ways to improve my credit score? <eou> Steps to take to achieve a high credit score. <eou> how can I increase my credit score? <eou> How can I leverage technology to monitor and manage my credit score more effectively? <eou> Will late payments hurt my credit? <eou> how can I avoid falling into debt and improving my credit score? <eou> Can I repair my damaged credit <eou> How does the credit score get hurt?