[company_age]4.0[/company_age][employees]2-10 employees[/employees][funding]Seed[/funding][description]fumopay is a UK-based fintech company that provides a real-time payment platform leveraging Open Banking principles. It facilitates instant account-to-account payments for various use cases, including business invoices, retail consumer payments, social payments, and charity donations. fumopay's unique selling proposition lies in its instant settlement, no transaction fees for small businesses, and integration with Xero accounting software. The company caters to businesses of all sizes, accountants, charities, and individuals seeking a faster, more efficient, and cost-effective payment solution.[/description][ps]Open Banking Payment Platform, Instant Account-to-Account Payments, Xero Integration, Mobile Payments, eCommerce Payments, In-store Payments, White Label Payments, Charity Payment Solutions, Social Payment Solutions[/ps]