Health expenditures in Morocco can still represent a heavy burden for households with records showing that until a few years ago, less than half of all costs were being met by the state or health insurance. Access to health care in Morocco was limited by the poor coverage of social protection mechanisms. Less than ten years ago just 32% of the population was insured either through compulsory health insurance or private insurance, now thanks to reforms in the care system and to RAMED, the new Medical Assistance Regime, officials say that number has increased to 53%. Reforming health care and protection is at the heart of the Kingdom’s social welfare policy with emphasis on social inclusion. And supported by the African Development Bank’s Human and Social Development Department these reforms are being to show good results especially amongst the underprivileged and most vulnerable members of society.