Australian farm enterprises have much going for them; management skills honed to the local conditions, robust and transparent markets, constant new technology and innovation upgrades and a relatively stable political climate.
The challenge is capital funding, especially funding to grow the business. The good news is that there is plenty of capital around; the challenge is how do farmers access this capital.
Topics: peer to peer lending, agriculture debt, crowdfunding, disruptive finance, financing, p2p lending
In the last few years there has a been an upsurge in ‘disruptive’ business models revolutionising the way we live. The biggest examples of this disruption has been in the taxi industry (Uber), travel accommodation (Airbnb) and project financing (crowd funding).
In this article we are going to look at three alternative financing models emerging in agriculture which may disrupt the traditional avenues for revenue raising in the coming years. It is regularly pronounced that Australia is going from the ‘mining boom’ to ‘dining boom’. However, the opportunities for small scale investors have been limited; will new models solve this?
Topics: financing, crowdfunding, agriculture debt, p2p lending, peer to peer lending, fractional investment, disruptive finance
As part of the Ruralco network, Mecardo are strong advocates of the work conducted by crisis support and suicide prevention charity Lifeline Australia. Since 2015 Ruralco have had a corporate partnership with Lifeline, engaging in a number of initiatives to support Lifeline in assisting those in rural areas who are in crisis.
In a new initiative the two organisations are rolling out the first nation-wide survey into how rural communities and farmers cope with life’s difficulties, the Farmers and Rural Communities Survey.