You are often balancing enjoying life, with paying the mortgage and saving for the future. Your aim is to build wealth while you can.
You want to draw an income in the most tax efficient way. Ensuring that you can enjoy your retirement and don't want to run out of money.
You want to ensure that you can leave a legacy to pass on to your beneficiaries, paying as little inheritance tax as possible.
You or a family member need to pay for care. You want to know what options are available and how best to use existing capital to ensure it doesn't run out.
You want to ensure that all your hard work pays off and provides long term benefits. You'd like to draw profit without paying too much tax.
You want to make sure that the money you have invested always works as hard as possible. So that the value is increased and is available for what’s important to you.
As a trustee of a charity you want to be sure that you are managing the charity’s resources responsibly. You realise that there are aspects that require the assistance of an expert so that you comply with your legal duties and help your charity continue its great work.
With life being turned upside down you need clarity and someone with a level head to ensure that you get the best deal and consider all the options.