people are paying their bills . And more than anything , we 're targeting the folks who are playing by the rules , '' Donovan said . The administration 's proposal would make it easier for homeowners to afford their monthly payments either by refinancing the mortgages or having their loans modified . And it would vastly broaden the scope of the government rescue by focusing on homeowners who are still current in their payments but at risk of default . Read more about the plan South Carolina Gov. Mark Sanford , a Republican who also has criticized the administration 's stimulus package , called the mortgage plan `` a horrible idea . '' `` About 95 percent of folks are playing by the rules and struggling , but still paying their mortgages . The idea that somebody down the street gets a different system , I think , is ultimately something that 's going to undermine a whole lot of other folks with regard to paying their mortgage , '' Sanford told `` Fox News Sunday . '' In particular , he singled out a provision that would allow judges to modify or reduce the principal of loans for
WASHINGTON -LRB- CNN -RRB- -- The Obama administration 's efforts to help struggling homeowners will aid `` responsible '' borrowers , not deadbeats or speculators , Housing Secretary Shaun Donovan said Sunday . The plan is aimed at `` folks who are playing by the rules , '' Housing Secretary Shaun Donovan says . President Barack Obama announced the plan Wednesday , saying it will help up to 9 million people keep their homes in a housing market ravaged by foreclosures . But critics , including several leading Republicans and some commentators , said the $ 75 billion proposal will unfairly help some people at the expense of others . White House spokesman Robert Gibbs acknowledged Friday that some people who made `` bad decisions '' might end up getting help under the proposal . But Donovan , Obama 's secretary of housing and urban development , told CNN 's `` State of the Union '' on Sunday that `` there are no ` flippers , ' investor-owners or scammers that are eligible for this program . '' `` We 're going check everybody 's income when they come into this program . We 're going to make sure that