Rich Carreiro
PER
Rich Carreiro Carreiro
Rich Carreiro is one of those rare taxpayers who knew before he invested that he would not get the 15 percent rate on dividends. Mr. Carreiro, 38, takes a keen interest in the tax code, which is as complex as the code he works with as a software engineer in Arlington, Mass. One investing change that Mr. Carreiro and his wife did make because of the alternative tax was to avoid money market and bond funds that buy private activity bonds, those whose proceeds are used by private entities.