I.R.A.
ORG
I.R.A. I.R.A
H&R Block's Express I.R.A. lets tax filers deposit all or part of their refunds directly into retirement savings accounts. Conventional I.R.A.'s are inconvenient and offer tax breaks meant primarily for high-income people. The automatic I.R.A. would use a no-frills design and economies of scale to overcome the problem of high fees on small accounts.