Below is an instruction that describes a task. Write a response that appropriately completes the request in Swahili. Please answer in Swahili.

### Instruction:
James hurts himself and decides to go to his primary care doctor.  His primary care doctor charges $300 for the visit and James's insurance covers 80%.  What is James's out-of-pocket cost?

### Response:
 Bima ya James inafidia 80% ya gharama, hivyo James analipa 20% iliyobaki, au $300 x 20/100 = $<<300*20/100=60>>60.