Below is an instruction that describes a task. Write a response that appropriately completes the request in Swahili. Please answer in Swahili.

### Instruction:
Steve makes 40000$ a year as a teacher.  He loses 20 percent to taxes, 10 percent to healthcare, and 800$ to local union dues.  How much money does Steve take home?

### Response:
 Steve anachukua nyumbani 40000$ - (40000$ x 0.2) - (40000$ x 0.1) - 800$ = <<40000-(40000*0.2)-(40000*0.1)-800=25600>>25600$