Below is an instruction that describes a task. Write a response that appropriately completes the request in Swahili. Please answer in Swahili.

### Instruction:
Jane is trying to decide whether to buy a house or a trailer. A house costs $480,000 and a trailer costs $120,000. Each loan will be paid in monthly installments over 20 years. How much more is the monthly payment on the house compared to the trailer?

### Response:
 Kwanza tafuta ni miezi mingapi mkopo utadumu: miaka 20 * miezi 12/mwaka = <<20*12=240>>240 miezi
Kisha gawanya gharama ya nyumba na idadi ya malipo ili kupata malipo ya kila mwezi kabla ya riba: $480,000 / 240 miezi = $<<480000/240=2000>>2000/mwezi
Kisha fanya hivyo hivyo kupata malipo ya kila mwezi kabla ya riba kwa traila: $120,000 / 240 miezi = $<<120000/240=500>>500/mwezi
Kisha toa malipo ya traila kutoka kwa malipo ya nyumba ili kupata tofauti: $2000/mwezi - $500/mwezi = $<<2000-500=1500>>1500/mwezi