Below is an instruction that describes a task. Write a response that appropriately completes the request in Swahili. Please answer in Swahili.

### Instruction:
Buying a toaster requires an insurance plan that is 20% of the MSRP, plus a mandatory state tax rate of 50% after the insurance plan calculation. Jon chooses to buy a toaster that costs $30 at MSRP. What is the total he must pay?

### Response:
 Kwanza tafuta gharama ya mpango wa bima: $30 * 20% = $<<30*20*.01=6>>6
Kisha ongeza kiasi hicho kwenye MSRP: $6 + $30 = $<<6+30=36>>36
Kisha multiply kwa 50% ili kupata kiasi cha kodi ya serikali: $36 * .5 = $<<36*.5=18>>18
Kisha ongeza kiasi hicho kwenye gharama ya toaster kabla ya kodi ili kupata jumla: $18 + $36 = $<<18+36=54>>54