Below is an instruction that describes a task. Write a response that appropriately completes the request in Swahili. Please answer in Swahili.

### Instruction:
Mike wants to buy a new car. He has chosen a red car for $35000. To be able to pay this price, he needs to loan part of the money from the bank, at a rate of 15%. How much money in total will Mike need to pay for the car, if he has to take $20000 from the bank?

### Response:
 Kiwango cha mkopo ni 15%, hivyo Mike anahitaji kutoa benki pesa ziada 20000 * 15/100 = $<<20000*15/100=3000>>3000.
Hivyo Mike anahitaji kulipa bei ya gari + pesa kwa benki, ambayo inamaanisha gharama jumla ni 35000 + 3000 = $<<35000+3000=38000>>38000.