Below is an instruction that describes a task. Write a response that appropriately completes the request in Swahili. Please answer in Swahili.

### Instruction:
John needs to get a new seeing-eye dog.  The adoption fee cost $150 for an untrained dog.  It then takes 12 weeks of training which costs $250 a week.  After the training, she needs certification which costs $3000 but her insurance covers 90% of that.  What is her out-of-pocket cost?

### Response:
 Gharama jumla ni $150 + $250 * 12 + $3000 * 0.1 = <<150+250*12+3000*.1=4350>>4350. Hivyo gharama yake ya kibinafsi ni $4350 - $3000 * 0.9 = <<4350-3000*.9=150>>150.