Below is an instruction that describes a task. Write a response that appropriately completes the request in Swahili. Please answer in Swahili.

### Instruction:
Gina is considered a bad tipper because she tipped 5%. If good tippers tip at least 20%, how many more cents than normal would Gina have to tip on a bill of $26 to be considered a good tipper?

### Response:
 Kwanza tafuta jumla ya kiasi cha kito kizuri cha 20%: $26 * .2 = $<<26*.2=5.20>>5.20
Kisha toa kiasi cha kito kizuri kutoka kwa kiasi cha kito kibaya ili kupata tofauti: $5.20 - $1.30 = $3.90