text: Joel: You know some contractors here are killing it with Ripple
  Monica: Kevin said Ripple too. It's NUST
  Joel: I'm going to jump in soon
  Monica: I've signed up to buy
  Joel: What are you lookin at buying into?
  Monica: I'll do fractional Bitcoin, Ripple, a Tech mob in Oz and if I had any sense - options
  Joel: Same. Also looking at Litecoin and learning about AltCoins. What's options?
  Monica: Options is kids betting on how high or low it'll go in a certain time. Legal gambling.
target: Monica and Joel are planning to buy some Ripple. Monica will also buy some other cryptocurrencies.