text: Lulu: Hey chickie
  Lulu: can you do me a favour?
  Imogen: I can try
  Imogen: what's up?
  Lulu: I'm still waiting on the bank transfer from my last gig
  Lulu: I hate to ask, but could you lend me 100$ so I can pay my phone and get some food?
  Imogen: Oh shit
  Imogen: I'm kinda tight myself :(
  Lulu: I understand :(
  Imogen: I've got 40 bucks, I can lend you that
  Lulu: that would help a lot 
  Lulu: and I'll pay you back as soon as I get paid
  Imogen: ok, swing by later
  Lulu: will do, thanks again <3
target: Lulu still hasn't get paid for her last gig and asks Imogen to lend her 100$. He's got only 40$ and will lend them to Lulu.