text: Gerry: i need my money back
  Laura: but you have used the phone and dropped in water it was not my fault 
  Gerry:  you gave me warranty you need to pay back
  Laura: it was for the faults not for accident please 
  Gerry: you have to pay me
  Laura: your blocked!
target: Gerry wants his money back. Laura isn't going to pay back because Gerry dropped her phone in water.