text: Larry: Tom, I still owe you 20 bucks
  Tom: Really? I don't remember XD
  Larry: Yeah, you paid for me at the bar yesterday
  Tom: Oh, right
  Larry: When can I give you those 20 bucks?
  Tom: No hurry, man
  Larry: But tell me, it's important
  Tom: A Larry Stern always pays his debts?
  Larry: Hahahahah, yeah
  Tom: Ok, I'll be at Joe's later today, around 5
  Larry: Ok
  Tom: But I don't need those 20 bucks, really
  Larry: No way!
  Tom: Sigh... ok
target: Larry and Tom are going to meet today at Joe's, around 5 o'clock. Larry is going to pay 20 dollars back to Tom. He owes them because Tom paid for him at a bar yesterday.