text: Allan: Did you hear what happened to Mark?
  Greg: No. What?
  Allan: He had a fire at his place.
  Greg: Really? Was it serious?
  Allan: Serious enough. Fire department was there.
  Greg: Shit. So, they are more or less fucked.
  Allan: What do you mean?
  Greg: I had a fire once.
  Greg: Whatever the fire leaves, the fire department finishes off.
  Allan: Really?
  Greg: Yep. All soaked in water.
  Allan: So, I guess they are fucked.
  Greg: Did they have insurance.
  Allan: I don't think so. They just rented the place.
  Greg: Let's hope they can blame it on someone.
  Allan: Yep.
target: Mark has had a fire in his flat. Greg is worried the fire department ruined whatever the fire didn't. Allan does not think they had insurance. 