text: Mike: So when are you starting with the renovation?
  Lenny: next year I guess, probably spring
  Mike: Why so late?
  Lenny: we don't wanna do it in winter, and also we still need to get a loan for it
  Mike: ah right, how big?
  Lenny: more than 100k probably
  Mike: 100k?!
  Lenny: ye, that's how much these things cost
target: Lenny will probably start the renovation in the spring of next year. Lenny needs to get a loan of 100 000 for the renovation.