text: Stanley: hey, did you submit your insurance paperwork today?
  Mafalda: yes, just did. it should go into effect on December 1.
  Stanley: great. which one did you choose? 
  Mafalda: the one with medium-level coverage
  Stanley: that sounds reasonable
  Mafalda: yes, its a pretty good deal
  Stanley: will it include dental?
  Mafalda: yes, but i had to pay extra of course.
  Stanley: i see
target: Stanley's insurance will be effective starting from December 1, and it will include dental.