text: Nat: do you know this apps ZappTax?
  Vero: looks great
  Nat: does it work really?
  Vero: i don't know. lol!
  Nat: that is the question!
  Vero: we could test it
  Nat: yeah
  Vero: Can't wait to test it .. lol
  Nat: beware your banker....
target: Nat and Vero want to test the ZappTax app.