1. Long term, ice cold “l had a boating accident” savings
2. Medium term, accessible emergency savings
3. Live on a #btc standard daily, weekly, monthly spend &amp; replace 

When you can, you top up 1 &amp; 2 

For 3 use @bitrefill @fold_app @bringinxyz &amp; many others
unitedhodl@blink.sv
#btc