Shorten and rephrase: In 2019, the Competition council informed the Applicant that it is being examined for its membership in Association of Non-Banking Financial Companies (ALB). The Competition Council determined that the reporting activity within the association of some indicators infringed competition regulations and requested that the Applicant is fined 8.399% percent of its annual turnover. In this regard, the Applicant set aside provisions of RON 1,251,210.68. The Competition Council revised the sanction applied in 2020, lowering the percentage applied on turnover to 2.75 percent and reducing the revised fine by RON 589,073.43.  During 2021, OTP Leasing Romania paid a total of RON 589,073.43 (EUR 119.05 thousand) in fines as established by the Competition Council, utilizing the "provision for litigation" account and are continuing to pursue legal actions to challenge the fine. In 2022, the court admitted the action of OTP Leasing and canceled the sanction ordered against OTP Leasing, but the decision is not final and can be appealed, the reasoning of the court's decision not being communicated to the Company until the reporting date.