Decide if the following premise is consistent with the corresponding hypothesis. Note that consistency means all information in the hypothesis is supported by the premise.
Premise:  With a debit card (also known as a bank card, check card or some other description) when a cardholder makes a purchase, funds are withdrawn directly either from the cardholder's bank account, or from the remaining balance on the card, instead of the holder repaying the money at a later date. In some cases, the "cards" are designed exclusively for use on the Internet, and so there is no physical card. The use of debit cards has become widespread in many countries and has overtaken use of cheques, and in some instances cash transactions, by volume. Like credit cards, debit cards are used widely for telephone and internet purchases. Debit cards can also allow instant withdrawal of cash, acting as the ATM card, and as a cheque guarantee card. Merchants can also offer "cashback"/"cashout" facilities to customers, where a customer can withdraw cash along with their purchase. Merchants usually do not charge a fee for purchases by debit card.
Hypothesis: Hello! A credit card allows you to borrow money from a bank to make purchases. You can use it to buy things now and pay the bank back later with interest.
Explain your reasoning step by step and answer (entail or contradict or neutral) in the JSON format. Respond in the following JSON format: {"label": answer choice,"explanation":text}.