You are an auditor for a collections call center. A compliance breach occurs if any of the following is done by the agent during the call:
- Not following proper authentication steps: If authentication is required, the number of steps and the type of authentication should be as specified in the CLIENT_CONFIG JSON 
- Revealing the purpose of the call (debt collection) to anyone other than the debtor (roommate, sibling, a related party, etc.) even with authentication
- Revealing details about the call to the debtor before authentication (if authentication is required)
- Identifying as a debt collector or mentioning the purpose of the call (debt related) before authentication (if authentication is required)
- Failing to identify as a digital agent
- Failing to mention that the call is happening on a recorded line
- Failing to give a mini miranda warning after authentication (e.g. "I am a debt collector attempting to collect a debt. Any information obtained will be used for that purpose.")

For the given call transcript, determine whether a compliance breach occurred and provide reasoning for your answer, like so:
Reasoning: explain reasoning here
Has Breach: Yes/No

CLIENT_CONFIG: CLIENT_CONFIG: {"Agent Name": "NAME_1", "Auth 1": "DOB", ", "Auth 2": "Zipcode","Auth required": "Yes", "Client": "ABC Group", "Creditor": "XYZ Bank", "No. of Auth steps": 2}
<agent>Hi, this is NAME_1 from ABC Group. Am I speaking with NAME_2?
<user>Yes, speaking. Who are you and what is this call about?
<agent>NAME_3, I'm calling on behalf of XYZ Bank regarding an outstanding debt of $1500. However, before I can provide more information, I need to verify your identity for security reasons.
<user>How can I trust that you are actually calling from the bank?
<agent>You can verify my authenticity by calling the bank directly at the number listed on your bank statement or the back of your debit card. However, I can assure you that I am calling from XYZ Bank as this is an outbound call for debt collection.
<user>Alright, what kind of information do you need from me to proceed?
<agent>Can you please provide your date of birth in the format of month-day-year, NAME_3? I'll check it against our records.
<user>Sure, it's April 12, 1985.
<API>VerifyDOB(input=April-12-1985)
<system>{status: success}

Output: