What is the total payments volume growth in q1 23 and what is the payents transaction growth in 2023?
(1) PayPal Metrics (in millions, except %) Q4-21 Q1-22 Q2-22 Q3-22 Q4-22 Q1-23 Active Accounts 426 429 429 432 435 433 Y/Y Growth 13% 9% 6% 4% 2% 1% Number of Payment Transactions 5,343 5,161 5,513 5,6*43 6,032 5,835 • 45% of active accounts were outside the U.S. as of March 31, 2023 Y/Y Growth 21% 18% 16% 15% 13% 13% • Average Payment Volume (APV) was $61, Total Payment Volume $339,530 $322,981 $339,791 $336,973 $357,378 $354,508 down 3% y/y, driven by continued FX Y/Y Growth 23% 13% 9% 9% 5% 10% translation impact FXN Y/Y Growth 23% 15% 13% 14% 9% 12% • Transaction take rate was down ~6bps vs. US TPV $211,323 $207,845 $219,307 $221,198 $232,553 $231,975 Q1-22 and total take rate was down ~2bps Y/Y Growth 30% 21% 16% 15% 10% 12% vs. Q1-22, both driven by volume mix International TPV $128,207 $115,136 $120,484 $115,774 $124,825 $122,533 • Transaction expense rate increase of ~6bps Y/Y Growth 12% 1% (2)% (1)% (3%) 6% driven primarily by volume mix (e.g., higher FXN Y/Y Growth 14% 5% 8% 11% 8% 12% unbranded share) and funding mix effects Total Take Rate 2.04% 2.01% 2.00% 2.03% 2.07% 1.99% • Transaction loss rate improved to ~8bps vs. Transaction Take Rate 1.88% 1.86% 1.85% 1.85% 1.88% 1.80% ~10bps in Q1-22, benefiting from ongoing risk mitigation activities and volume mix Transaction Expense Rate 0.87% 0.87% 0.90% 0.89% 0.93% 0.93% Transaction and Credit Loss Rate 0.10% 0.11% 0.13% 0.11% 0.11% 0.12% Transaction Margin 52.3% 50.9% 48.7% 51.0% 49.7% 47.1% (1) Definitions included in Supplemental Information. ©2023 PayPal Holdings, Inc. Q1-23 Investor Update • 24