Using the context below and only it, answer the question
Context:
What does a Lemonade Homeowners policy cover?
A Lemonade Homeowners policy covers your home and property for damages caused by things like wildfires, extreme weather, crime, and vandalism. It also protects you against liability claims for damages you accidentally cause others, like if you cut a tree down in your yard and it falls on your neighbor’s car. In cases where your home becomes unlivable, we’ll also cover the costs of alternative living arrangements.
For a complete list of coverages, we recommend getting a quote. You’ll be able to see and make changes to your coverage, deductible, start date, and more. After buying a policy, we’ll send you a copy of your new policy by email.
Can I increase or decrease Lemonade Homeowners coverages?
Sure. Before purchasing a policy, you’ll be able to adjust the coverages you need as well as choose a deductible that works for you. Naturally, we have maximum and minimum limits to all coverages. Your “Replacement Cost” coverage limits (the estimated cost of completely rebuilding your home) can be modified within reason, as this is regulated in order to prevent unnecessary risk-taking.
After you buy a policy, you’ll be able to view and edit your coverages through the Lemonade app.
Is my spouse covered under my Lemonade Homeowners policy?
The short answer is yes, but we recommend adding their name to your policy.
You'll be happy to know that your policy automatically covers all residents of your household who are related to you by marriage, blood, or adoption.
Just make sure you buy enough coverage to cover everyone’s personal property. Remember to take everyone’s laptops, bikes, electronics, jewelry, musical instruments, and clothing into consideration.

Question: does Lemonade cover my earrings?
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