A Study on the Financial Law System in Rural Communities under the Theory of Financial Development Rights——Based on the comparative analysis of community financial systems between the United States and China
Finance is an essential element of social resources.Rural community finance plays a critical role in solving issues of agriculture,farmers and rural areas in China and promoting the financial development rights of disadvantaged groups.However,the rural community financial system still drops behind the reality.Under the background of financial globalization and the theory of financial development rights,this paper discusses the strategic significance of improving the rural community financial system in China by comparing the rural community financial systems between the United State and China.It mainly analyzes the organization,market system and resource allocation system of the rural community financial system as well as the financial system,on which the rural community financial system is based.The paper tries to solve the actual problems of the system through setting up specific legislative systems such as mutual guarantee,rating compensation,public supervision and capital diversification.