Readiness of The Regional Banks in Implementation of The Indonesian Banking Architecture
Indonesia’s current banking situation is much influenced by launching of the Indonesian Banking Architecture in early 2004. However, still many things that need to be done to achieve goals outlined appropriate time limits set, in addition to improving regulations and condition of banks can be better achieved. This research was conducted to analyze the effect of that policy against commercial banks in the implementation of the API usage. Commercial banks that become object in this research is to regional development banking for which data were taken with using method of time series starting in 1997-2009.