Bad Credit Loans – Should You Get One?│Real Estate Building Global Articles WebSite.WS | Gvmg - Kooxda Suuq-geynta Global Viral\nSometimes it becomes necessary to be able to put your hands on some money, when you need it, xitaa haddii aad leedahay deyn xun. Your credit rating has nothing to do with whether you need money or not. Maanta, lenders make it much easier for people with bad credit to be able to get the money they need. Here are some things that you need to know about bad credit loans to be able to get the money you need. You can get loans for just about anything – xitaa amaah xun. Waxaa jira, sikastaba, some things that the lenders will want to see before they give you a loan. Guud ahaan, they will want to see that you have a good job, and have been there a while. They will also want to know that you are now able to make payments because you can afford them. Although your credit ratings may not be good, you still should be able to make timely payments. A funny thing about bad credit loans is that someone may qualify, even if they just finished bankruptcy proceedings last week – if these other conditions are applicable. Whether you are interested in getting a mortgage for a new house, or for a car, or even for debt consolidation, you may be eligible. You should be aware, in kastoo, that the kind of deal you will be able to get will not be the same as someone who has good credit. The lender will probably limit you in three ways, making it a little less than the ideal loan. Marka hore, it will have higher interest and it could be quite a bit higher. Labaad, you will be limited in how much you can borrow. Iyo, third, you will not be able to have as long of a repayment period as someone with good credit. Marka, if these conditions bother you, then there are also a couple of things that you can do to get a better deal. Dhamaantood, sikastaba, start with the word “wait.” If you can wait a little while, before you get the loan, it may mean quite a bit of savings to you in the long run. Take some time and reduce your existing debts as much as you can first. Repair your credit. Kadib, you will be able to get a better deal. The amount of savings that are possible to you, by waiting and following these simple steps, could be sizable. Other than that, money is available to you. If you already have a house, in kastoo, then probably the best way you can get money is by getting a loan based on your equity. Get a home equity line of credit (HELOC), and you will have money to play with. People that do not have a house can get a personal loan, and may not even have to provide any collateral. Either secured loans (with collateral), or unsecured loans (no collateral), can be obtained with bad credit. When you go to get your bad credit loan, in kastoo, you need to be aware that there are fraudulent companies who are looking for people with bad credit. They feel that you are more desperate to get money and can be more easily taken advantage of. So be careful, look into the company that you are dealing with, especially if you have never heard of them before – and shop around for the best deals. Bad Credit Loans – Should You Get One?\nPosted by : Dhismayaasha Dhismayaasha ee Maqaalka Caalamiga ah WebSite.WS | Gvmg - Kooxda Suuq-geynta Global Viral\n5 Waxyaabaha Aad Tahay Inaad Ogaato Kahor Intaadan Maalgalin Suuqa Suuqa\nDeyn Loo Adeegsanayo Daaweynta Caafimaadka\nTilmaamaha Ku Saabsan Lacagta\nKhataraha Heerarka Amaahda Hordhaca\nWaa Maxay Amaah Sugan?\nCaymis Darawal Da'yar\nWaa inaan Dhamaanteen Mahadnaqno Ganacsatada Maalinlaha ah\nKaararka amaahda – The Key To Cashless Transaction\nPrepaid cards are one of the newest and most interesting financial products on the market, and they are something that everyone should be made aware of. Si kastaba ha noqotee, many people do not know what prepaid cards are, and how they can benefit you. If you want to know more about prepaid cards, then here is some advice about their advantages and disadvantages. What does prepaid mean? Many of us have prepaid phone cards or SIM cards for our mobiles, but prepaid debit cards are quite a new idea. Si kastaba ha noqotee, the concept is the same as other prepaid mediums, where you load money onto a card and then you can spend this money at retailers or withdraw the money at an ATM. You load money onto the card using cash, bank transfer or another card. Are they credit or debit cards? Prepaid cards are neither credit nor debit cards, but have features similar to both. These are VISA or MasterCard cards usually, and so have the wide usage and security features of a credit card. Si kastaba ha noqotee, you are not borrowing money, simply using your own money to top up a card and spend on it. They are a financial product that falls in between debit and credit cards. Maxay yihiin faa'iidooyinka? The major advantage of a prepaid card is that you can easily keep track of your spending and limit yourself to a certain level of spending each month. Sidoo kale, you don’t have to pay interest and don’t have to go through credit checks to get one. All of the funds on the card are completely controlled by the amount of money you wish to put on it. This means there is no risk of borrowing too much and getting into debt. Who should get a prepaid card? Prepaid cards can be useful for anyone who wants to control their spending but still have the security and usage features of a credit card. Sidoo kale, prepaid cards can be very useful for teenagers or children if they need a card. As a parent you can control their spending by only putting on a certain amount each week or month for them to spend, whilst still giving them the freedom and security to purchase items using plastic. The costs of a prepaid card Although prepaid cards have many advantages, they can cost you money through various charges and fees. Many prepaid cards carry an application charge as well as a monthly usage charge. If you are paying a monthly service charge, then you need to make sure that other services are given to you for this money, such as helplines or added security. Before getting a prepaid card, you should shop around to find the card that has the lowest fees. Although you are not paying interest, these fees can add up and if you don’t use the card a lot could cost you more than you will end up spending. Si kastaba ha noqotee, if you look around there are some good deals to be had. If you want to control your spending or your child’s then getting a prepaid card might be the answer. Advantages And Disadvantages Of A Prepaid Card\nAmaahda Maalinta Lacagta ee Onlineka\nQof kasta oo leh dhibco amaah ah 700 ama kor, amaahda bixinta maalinlaha waxay umuuqataa inay kadhimanyihiin wax dhaca jidadka waaweyn. Iyo, markii wax walba laga fiirsado, shirkadaha amaahda maalinta lacag bixinta ee internetka waxay ka qaadaan lacago culus adeegyada ay bixiyaan. Laakiin su’aasha isweydiinta mudan in laga jawaabo waa tan: Ha bixin shirkadaha amaahda bixiya maalin bixinta adeeg sharci ah oo dadku dhab ahaantii u baahan yihiin mise waxay kaliya ku mashquulsan yihiin dadka aan meelna uga harin inay u weecdaan xulashooyinka amaahda? Guud ahaan, lacag bixinta deynta maalinta lacag bixinta qiyaas ahaan $15-20 on kasta $100 aad amaahato oo aad weydiisato in lacagta laguugu soo celiyo laba toddobaad ama ka yar. Haddii aad taas u rogtay APR, waxay u badan tahay inay ka badnaan lahayd 200% inta badan shirkadaha amaahda ee maalin-bixinta. Shaki la’aan, tani waxay ka dhigeysaa kaar kasta oo deyn ah inay u ekaato ikhtiyaar weyn marka la barbardhigo. Laakiin wali tani waa adeeg macquul ah? Dhab ahaan, Shirkadaha amaahda maalinta lacag bixinta ayaa bixiya adeeg aad loogu baahan yahay qayb ka mid ah dadweynaha oo leh xulashooyin xadidan sababo la xiriira amaah liidata ama aan jirin. Marka dadka leh dayactir gawaarida lama filaan ah, shirkadaha amaahda noocaas oo kale ah kama qaadaan lacag aan macquul ahayn marka aad daqiiqad ku qaadato inaad fiiriso waxyaabaha kale. Qofka gaarigiisa si lama filaan ah ugu dhacay iyaga, xulashadu way fududahay: ama ha lagu xalliyo gaariga adoo hubinaya amaahda maalinta lacag bixinta ee khadka tooska ah ama luminta shaqadooda sababtoo ah ma haystaan hab lagu kalsoonaan karo oo ay ku shaqeeyaan. Haa, qofku waa inuu bixiyaa qiyaas ahaan $50 in la amaahdo $250 laba toddobaad, laakiin qoraalkaas c-note ma u dhigmaa mushaharka lumay iyo dhibaatada dhaqaale ee soo foodsaari lahayd haddii ay waayaan shaqadooda? Markaad ka fikirto shuruudahaan oo aad xusuusnaato in maalmahan shirkadaha amaahdu ay yihiin kuwa ugu dambeeya ee keliya xulashada qaar, way cadahay inay runti bixiyaan adeeg sharci ah. Isla dhacdadan ayaa asal ahaan quseysa haddii lagaa xiro korontada. Xitaa haddii qofku diyaar u ahaa inuu sameeyo la'aan utility illaa maalinta xigta ee lacag-bixinta, ciqaabta lagu soo rogay in la jaray oo ay weheliso khidmadaha lagu qiimeeyay dib u soo celinta adeegga ayaa hubaal ka badan $50. Haddana, while the fees do appear unreasonable to people with credit cards and other financing options, they are actually quite reasonable when you consider the consequences of not getting the loan. So for the person using a pay day loan service, there are two basic benefits: convenience and access to much needed financial assistance in times of crisis that would be otherwise unavailable to them. Hadda dabcan marwalba waxaa jiri doona dad ku takrifalo adeeggan oo amaah u qaata waxyaabo nacasnimo ah oo sugi kara ilaa mushaharkooda soo socda. Laakiin dadka ugu badan ee adeegsanaya adeegga amaahda maalinta lacag bixinta ee internetka, marin u helidda xaaladaha degdegga ah ee toddobada dulsaar sare loo qaaday ayaa gabi ahaanba muhiim ah. Cawaaqibka ka dhalan kara helitaan la'aantaani waxay dadka ku waayi kartaa shaqooyinkooda guud ahaanna waxay abuuri karaan dhibaatooyin haddii kale laga maarmi karo. Amaahda Maalinta Lacagta ee Onlineka\n2Waa In Aad U Dalxiistaa Amaahda Amaahda?\nHelitaanka gacmahaaga guri cusub iyo gaar ahaan mid muhiim ah sida guri waa inuu noqdaa dhacdo naxdin leh. Amaahda guryaha ayaa ah fursadaha ugu fiican ee guri lagu yeelan karo. Goorma ayaad u baahataa ikhtiyaarkan? U aad amaahda amaahda guryaha si aad u daryeesho hawlgallo baaxad leh Hawlgallada ugu weyn ama hantida jidheed ee qof kasta oo caqli gal ahi gacmihiisa saari karo ama ahaado waa inuu noqdaa guri. Waxaa jira hanti kale oo badan sida waxbarashada ama xitaa helitaanka qoys. Laakiin dhammaystirka ugu dambeeya ee tan waa inuu dabcan noqdaa guri. Markaad ka fiirsanaysid inaad guri iibsato, gasho amaahda guryaha. Amaahda guryaha ayaa ah dariiq aad u jajaban oo lagu helo guri aan walwal lahayn. Maaha qof walbaa inuu si habboon oo joogto ah u keydin karo hantida loo baahan yahay si toos ah iibsasho. Guri waa badbaado cimri dheer mana ka qoomamo bixinta lacagtiisa. U gal amaahda guryaha amaahda guryaha si aad u daryeesho maalmaha roobku da'o Qoys walba, xitaa hadaadan mid haysan, guri u baahan. Waxaa laga yaabaa inaad hiigsaneyso inaad reer dhisto. Adeegga ugu wanaagsan ee aad u qaban karto qoyskan ayaa macno u leh amaahda guryaha si aad mustaqbalkooda u daryeesho. Geeridu waa soo dhowdahay, hadana xaqiiqo adag oo la aqbalo. Markaadan sii joogin, waxa ku dhacaya carruurtaada ama dadka kale ee kugu tiirsan? Tani waxay noqon kartaa dammaanadda keliya ee mustaqbalkooda. U bax deynta amaahda guryaha si aad ugu dhisto sinnaanta gurigaaga Waxaa laga yaabaa inaad soo saartay hanti aad ku bixiso gurigaaga. Haddii aysan qiimo ku fadhiyin gurigaaga, markaa way adkaan kartaa in la abuuro hanti dheeri ah si loo hagaajiyo hantidaada. Sida ugu wanaagsan ee lagu dhisi karo sinnaanta waa inay noqotaa wado looga baxo amaahda guryaha. Tani way ka badan tahay dib-u-maalgelin sababtoo ah hantidii asalka ahayd weligeed laguma qaadin amaahda guryaha. Accessing the lender Once you have identified your reason for a loan, identify the appropriate lender. Where can you locate one? It is very likely that you should make use of the internet. There are a lot of lenders willing to offer free quotes online. There are a lot of benefits to this. You will be presented with all practical situations of mortgage loans. This is because you will be contacting lenders from all ends and with all varieties and schemes of mortgages. Waxaa jira xitaa suurtagalnimada inaad qaadan karto hal nooc oo moodal ah oo aad u soo jeedin karto amaah bixiye kuu dhow. Waxa laga yaabaa inuu diyaar u yahay inuu tijaabiyo taladaada adiga kugu saabsan. Ma jiro wax uu ka baqo. Ka dib oo dhan, waxaad dhadhamineysaa ikhtiraacidaada. Madashu waxay diyaarineysaa xulashooyin fara badan oo aan macquul aheyn in laga helo aaggaaga, waxna waad ka adeegan kartaa markii laguugu fududeeyo. Si kastaba ha noqotee, waa inaad ka taxaddartaa heshiis kasta oo khadka tooska ah ah. Way cadahay inaadan lahadleynin qofka aad damacsantahay. Hadaad wali shaki kujiraan, ha ka waaban inaad booqato iskuxiraha hoose si aad u hesho macluumaad dheeraad ah maadaama aan khabiir ku nahay aaggan aan ku siin karno talo wanaagsan. Waa In Aad U Dalxiistaa Amaahda Amaahda?\nAn insurance broker is a middleman; someone who acts as an intermediary between an insurance company and a person who wants to buy life cover. A discount life insurance broker goes one step further by sacrificing all or most of the commission paid for selling a policy to reduce your premiums. If you’re on a budget, using an independent discount broker can help you get a good deal on your life cover and allow you to save as much as 40%. Note that the term ‘discount’ doesn’t mean the insurance you buy is of any lesser quality. The insurance policy you buy is exactly the same as the policy you’d buy directly from the company, but you pay less. Using a discount life insurance broker is typically cheaper than buying directly from an insurance company for three reasons: 1.Marka hore, the broker has access to a large number of companies, so they’re able to quickly and easily search for cheaper policies that match what you want. 2.Labaad, a broker typically does a large amount of business and can often access volume discounts from insurance companies that the general public can’t. They receive commissions from the insurance companies they work with, and sacrifice some or all of these earnings to maximise the premium savings for customers. 3.Saddexaad, a discount broker does not offer any financial advice so won’t tell you which policies will work best for you. Sidan, the brokers operating costs are reduced which is passed on to you in the form of commission discounts. This third reason is perhaps the only real disadvantage of using a discount broker. When it comes to deciding which policy will best meet your needs, you’re on your own, which means you must spend time researching various policies so you can decide which will provide the most advantages. But the main reason for using a discount life insurance broker is the cost. By sacrificing some or all of their commissions, your premiums can be reduced by 20%-30% when compared to buying exactly the same policy from the same insurer. If you compared the savings to buying cover from a bank or mortgage lender, the savings can be even higher. Finding discount life insurance brokers online isn’t difficult, but it can be tough to sort through them all to find the best. Don’t assume that all brokers are created equal; they vary widely in the amount of commission they will sacrifice and in the number of life insurance companies they have access to. When you’re searching for a broker, look for one who offers minimal fees and has access to a large range of insurance companies. They’re the ones who are most likely to give you the best prices. Using a discount broker isn’t necessarily faster than buying direct from an insurance company. Instead of spending time comparison shopping for insurance, you’ll most likely end up shopping for brokers, halkii. Si kastaba ha noqotee, even if you don’t save much time, you’ll save some money by using a discount life insurance broker. Using A Discount Broker To Get Cheaper Life Insurance\nMaaliyadda Gudaha – 20 Su'aalo Ku Saabsan Amaahiyahaaga\nDigniin! Dhaqaalaha guriga ayaa isku rogay warshado aad u kala duwan oo isku murugsan. Tani way wanaagsan tahay waana xun tahay. Waxaa jira ugu yaraan boqol dariiqo oo lagu amaahdo lacagta gurigaaga xiga hadda. Waxa kale oo jira daraasiin siyaabood oo deyn bixiyeyaashu kaaga faa'iideysan karaan, laga bilaabo dacwadaha qarsoon ilaa ganaaxyada lacag-bixinta iyo in ka badan. U oggolow deyn bixiyuhu inuu sharraxaad ka bixiyo dhammaan amaahda guriga ee kala duwan iyo ikhtiyaarrada maaliyadeed ee guriga laga heli karo. Si kastaba ha noqotee, markaad ugu dambayntii go aansato badeecad aad jeceshahay, Weydii inbadan oo ka mid ah kuwa soo socda oo ku habboon amaahdaada. Waa su’aalaha ku difaaci doona. Maaliyadda Gudaha – Su'aalaha Ku Saabsan Amaahiyaha – Waa maxay heerka dulsaarku? – Muxuu yahay APR (heerka boqolkiiba sanadlaha; waxaa ka mid ah ajuurada, dhibcaha iyo caymiska amaahda guryaha)? – Waa maxay heerka bilowga ah (hadday tahay ARM – amaahda heerka lagu hagaajin karo)? – Waa maxay heerka ugu sarreeya ee sicirka uu aadi karo sanadka soo socda (ARM)? – Maxay yihiin xirmooyinka sanadlaha iyo nolosha inta dulsaarka iyo bixinta (ARM)? – Immisa jeer ayaa sicirka ama bixinta la hagaajiyaa, iyo goorma (ARM)? – Waa maxay index waa heerka ku saleysan (ARM)? – Waa maxay xadka lagu daray tusmada (ARM – waxay noqon kartaa tusmada oo lagu daray 3%, tusaale ahaan)? – Ma loo baahan yahay caymiska nolosha amaahda (tani waxay bixinaysaa amaahda haddii aad dhimato)? – Immisa ayey noqon laheyd bixinta la’aantu? – Midna waa laga dhaafi karaa khidmadaha ama kharashyada? – Ma jiraa ganaax lacag-bixin ah? – Waa imisa lacagta ganaaxa ee lacag-bixinta? – Ilaa intee ayuu ciqaabtu socotaa? – Ma loo ogol yahay lacag-bixinnada guud ee dheeraadka ah? – Miyuu xiran yahay dulsaarka dulsaarku?? (wuxuu dammaanad qaadayaa dulsaarka in muddo ah) – Miyaan heli karaa qufulka-qoraalka? – Qiyaasta miyuu xiran yahay waqtiga la codsanayo ama waqtiga la oggolaaday?? – Haddii qiimayaashu hoos u dhacaan, ma heli karaa sicir ka hooseeya oo qufulan? – Waa maxay kormeerka iyo / ama sahaminta loo baahan yahay? – Ma loo baahan yahay cinwaan raadin iyo / ama caymis cinwaan, maxaase kukacayaa? – Ma heli karaa qiyaasta lacagta hordhaca ah ee aan bixin doono marka la xidhayo? – Ma jiraan “Dhibco,” maxaase ku kacaya kuwan (dhibco dhimis si loo yareeyo dulsaarka)? – Waa maxay canshuuraha gobolka, canshuuraha deegaanka, canshuuraha ku dhufashada iyo wareejinta canshuuraha waa inaan bixiyaa? – Ma loo baahan doonaa go'aaminta daadka (si loo eego haddii gurigu u baahan yahay caymiska daadadka)? – Waa maxay kharashyada kale ee jiri doona? – Ma jiraan wax kale oo ay tahay inaan ogaado? Deyn bixiyeyaashu ma jeclaan karaan in la daadiyo laba darsin oo iyaga lagu tuuro, laakiin waxaad xaq u leedahay inaad weydiiso ka hor intaadan amaah ku raacin. Ma ogtahay in a 1% dulsaarka sare ee a $150,000 amaahdu waxay kugu kici kartaa lacag dheeraad ah $30,000 sanadihii la soo dhaafay? Lacagta gurigu waxay noqon kartaa mid muhiim u ah sida qiimaha wanaagsan marka ay timaado inaad lacag dhigato gurigaaga. Maaliyadda Gudaha – 20 Su'aalo Ku Saabsan Amaahiyahaaga\nSida Loo Helo Qiimaha Ugu Fiican Caymiska Milkiilaha Guryaha ee Maryland\nInta badan dadka degan Maryland, gurigooda wuxuu ka dhigan yahay maalgashiga keliya ee ugu weyn ee ay abid sameeyaan. Layaab malahan, markaa, in milkiilayaasha guryaha ee Maryland badankood iibsadaan caymiska milkiilayaasha guryaha. Caymiska milkiilayaasha guryaha waxaa loogu talagalay in lagu ilaaliyo qiimaha gurigaaga iyo sidoo kale waxyaabaha ku jira haddii ay dhacdo musiibo. Sidaa darteed, hal shay oo aadan rabin inaad iska dhaafto markaad raadineyso qiimaha ugu macquulsan ee ceymiska mulkiilayaasha guryaha waa qiimaha guud ee siyaasadaada. Nidaamkaagu wuxuu u baahan yahay inuu daboolo dhammaan qiimaha beddelka ee maalamaha doollarka ee dib-u-dhiska gurigaaga laga soo bilaabo aasaaska ilaa ay musiibo dhacdo. Dariiqa kaliya ee aad ku ogaan karto si hubaal ah inta ay le egtahay siyaasada aad ubaahantahay waa inaad la tashato wakiilka guryaha ee aqoonta u leh ama qandaraaslaha dhismaha ee deegaankaaga oo aad uhesho sicir hadda lagu dhisayo gurigaaga sida uu hada yahay. Intaas waxaa sii dheer waa inaad si taxaddar leh u qiimeysaa qiimaha beddelaadda ee ku jira waxyaabaha ku jira gurigaaga si aad ugu timaaddo tirada saxda ah. Wadarta qiimaha siyaasadaadu waa inay kujirtaa qiimaha badalaada dhabta ah ee dib u dhiska gurigaaga iyo qiimaha guryahaaga kujiro laakiin haku darin qiimaha dhulka aad ku fadhido. Tirada ugu badan ee sheegashada milkiilaha guryuhu waxay ku lug leedahay jabsi midkoodna (xatooyada guryahaaga) ama waxyeelo dabka. Sababtaas awgeed keydka ugu weyn ee aad ku gaari karto siyaasadda milkiilayaasha guryaha waxay ka timaaddaa inaad ka ilaaliso gurigaaga dabka iyo dhaca. Ku billow nadiifinta dhammaan burushka, haramaha iyo qashinka ka fog dhammaan dhismooyinka gurigaaga. Abuur duurjoogta iyo nadiifinta haramaha ugu yaraan toban fiit dhammaan dhismayaasha. Nalalka lagu ogaanayo dhaqdhaqaaqa agagaaraha gurigaaga waxay ka caawinayaan inay niyad jabiyaan tuugada. Jarida duurka daaqadaha iyo albaabada sidoo kale waxay niyad jabisaa tuugada. Hubso in dhammaan albaabbada dibedda ay leeyihiin labadaba qufulka meertada shaqada iyo sidoo kale furaha-qufulka caadiga ah. Dhamaan daaqadaha, labadaba heer-hoose iyo sidoo kale daaqadaha dabaqa-sare labadaba waxay u baahan yihiin quful shaqeynaya. Gudaha gurigaaga hubso inaad haysato lambar sax ah iyo nooca dabka iyo qalabka qiiqa sheega oo mid walboo sifiican u shaqeynaya. Qiiqa iyo qalabka lagu baaro dabka waxay u baahan yihiin batariyaal cusub ugu yaraan laba jeer sanadkii. Ku hayso dab bakhtiiye jikada. Mar alla markii aad gurigaaga ka dhigto dab iyo xatooyo caddeyn intii suurtagal ah waxaa la joogaa waqtigii aad internetka ka heli lahayd oo aad ka heli lahayd faa'iidooyinka dhammaan shaqadaada. Raadi degello dhowr ah oo kuu oggolaanaya inaad isbarbardhigto siyaasadaha milkiilaha guryaha iyo qiimahooda shirkado caymis oo kala duwan. Qaado waqti aad ku buuxisid foomka 2 ama xitaa 3 shabakadaha isbarbardhiga ee kala duwan si aad u hubiso inaad isbarbar dhigayso dhamaan shirkadaha caymiska ee soo saara siyaasadaha milkiilayaasha guryaha ee Maryland. Sidan ayaa lagaa hubin doonaa inaad hesho qiimaha ugu fiican ee caymiska dadka guryaha leh ee Maryland. Sida Loo Helo Qiimaha Ugu Fiican Caymiska Milkiilaha Guryaha ee Maryland\nNever before has the role of specialists in the world of real estate been more important. With buyers and sellers requiring more services, the industry has seen an explosion of agents who specialize in either the representation of sellers or buyers. These specialist agents can provide a wealth of services and maintain a complete impartiality during the sales process as there is only one client to concern them. Historically the sales transaction and the concerns of the buyer were the purview of a single realtor. Si kastaba ha noqotee, as the industry has progressed so have the needs of each party and so the specialist arose. Buyers have some very particular needs, and specifically the need to feel that their best interests are seen to. Listing agents are representatives of the home’s owner and in that role they have a primary responsibility to that owner. How could they properly look after the needs of an interested buyer as well? So what is it that a buyer’s agent does? Primarily the buyer’s agent will begin with the location of suitable properties for their clients. This is usually based upon a list of requirements and desires that the client has communicated to the agent. They will then arrange viewings and recap their findings with their clients and assist in deciding upon a good candidate for an offer. This will be based on the wealth of community information that a buyer’s agent commands. As specialists, they are experts on their given area which is critical in the education of clients on the areas that they are considering. Once a property is decided upon, the buyer’s agent changes significantly, evolving into an overseer-negotiator role. They will typically coordinate the inspections and conduct the negotiations with the listing agent. This includes the execution of the buyers subjects and the closing of the actual contract. There is an art to representing a buyer. It is a role that has become ever more crucial in an industry where customer service is the single most important thing that an agent can offer. If you are in the market for a home then the buyer’s agent is the friend that you need to make sure that you are given the service that you deserve. Real Estate Specialists: The Buyer’s Agent\nCar insurance companies are notorious for offering cheap car insurance policies to females. This doesnt mean the car insurance companies are sexist, but it does mean the car insurance companies take into account the statistics that show that female drivers are usually safer drivers. Female drivers make fewer claims, drive safer vehicles, and get fewer traffic tickets than male drivers statistically speaking, Dabcan. Sidaa darteed, car insurance companies see female drivers as a lesser risk than male drivers. Haddana, despite the gender of the driver, car insurance companies always look at the age of the driver, sidoo kale. Older drivers are viewed as less of a risk because they are thought to have more driving experience. Younger drivers are viewed as more of a risk because they are thought to have less driving experience. Marka, how can you find cheap car insurance for the young females? Use all resources. Tan macnaheedu waa, your good driving record, any driving classes youve successfully completed, your safe car, and your safe neighborhood. Point these facts out to the car insurance agent, and you may get a cheaper car insurance quote. You may even discover discounts you werent aware of. Stay on, or spin off of, your parents car insurance policy. If you stay on your parents insurance policy, they will most likely get a discount for having multiple cars on their policy. You can spin off of their car insurance policy if you have already been on their insurance policy, and have now decided to get your own car insurance policy from the same car insurance company. By spinning off of their car insurance policy, you will get a cheaper car insurance policy than if you purchased your own from another company, or without ever having been on their policy. By taking either, ama labadaba, of these steps youll find cheap car insurance for the young female; at least, until you get a bit older! Cheap Car Insurance For The Young Female\nRaadinta Si Aad Ugu Boodo Ganacsiga Forex?\nKuwa doonaya inay maal gashadaan lacagtooda, macaash ahaan, waa inuu hubiyaa websaydhka, macluumaad badan oo ku saabsan habka ugu fudud ee loogu boodo suuqa saxda ah ee ganacsiga. Forex waxaa loola jeedaa suuqa sarrifka lacagaha qalaad; tani waa suuqa lacagaha qalaad ee bangiyada waawayn iyo shirkadaha maalgashiga ay ku kala iibsadaan trillions dollars maalin kasta. Waxay suurtogal u tahay inay faa'iido ku sameyso adigoo ku beddelaya lacagtaada suuqa lacagaha qalaad iyo dib u soo celinta ganacsiga markii lacagta qalaad ay ka qiimo badan tahay marka loo eego lacagta qalaad ee aad ku ganacsan jirtay. On forexfreeguide.com waxaad ka heli doontaa macluumaad badan oo ku saabsan suuqa ganacsiga forex. Boggu wuxuu faahfaahinayaa aasaasiga aasaasiga ah ee bilaabista ganacsiga forex wax yar uun $25, oo waxay bixisaa hab fudud oo lagu diiwaan geliyo meheradda ganacsiga forex ee boggan uu xiriir ku leeyahay. Waxay bixisaa maqaallo dhammaystiran oo faahfaahsan oo ku saabsan sababaha loo ganacsado Forex halkii laga heli lahaa saamiyada, diiwaangalinta dillaalka, maalin nolosha ganacsadaha forex iyo xitaa hage bilow ah oo ku saabsan ganacsiga Forex. Yeelo rabitaan ah in lacagtaadu ay kuu shaqeyso, intii aad ka shaqeyn lahayd? Waxaa jira siyaabo fara badan oo lacagtaada loo maalgaliyo waana hubaal in qaarkood qatar yar yahiin, laakiin ma jiraan wax badan oo fursad ah oo lagu kasbado waqti aad u gaaban. Suuqa forex wuxuu ganacsadaa afar iyo labaatan saacadood maalintii taas oo macnaheedu yahay fursado badan oo badan oo lagu sameeyo ganacsi marka loo eego suuqa saamiyada. Suuqa forex waa habka bangiyada ay u kordhiyaan macaashkooda, maxaa diidaya adiga? Suuqa sarrifku wuxuu mararka qaar umuuqan karaa mid dhib badan oo qatar ah. Waa dantaada inaad ku sameyso cilmi baarista habkan maalgashiga si aad wax uga fahamto suuqa forex iyo sida ay u shaqeyso ka hor intaadan boodin. Waxaa jira khiyaanooyin suurtagal ah oo aad adigu ku dhici karto sidoo kale markaad bilowdo inaad maal gashato suuqa forex waxaana ku jira talooyin waxtar leh iyo siyaabo aad uga fogaan karto khiyaanooyinkaas iyo dhibaatada ay leedahay inaad lacag ku lumiso. Markaad baratay naftaada ganacsiga forex iyo ereyo farsamo sida pip, dalab, weydiiso oo aad margin diyaar u ahaato inaad naftaada uhesho dillaal ama suuqgeeye kaa caawiya inaad maal gashato lacagtaada. Boggeena, waxay bixisaa xiriiriyeyaal heshiisyada ugu kulul ee nidaamyada ganacsiga forex iyo xitaa bogagga kale ee ganacsiga forex ee kuu oggolaanaya inaad gasho suuqa ganacsiga forex ee lacag aad u yar. Raadinta Si Aad Ugu Boodo Ganacsiga Forex?\nMiyuu Adigu Adigu Adigu Adigu Ku habboon yahay?\nWaxaa laga yaabaa inaad maqashay maalgashadayaal yar yar oo shakhsiyaad ah oo taajir ka noqonaya maalgashiyo dhowr ah oo caqli badan. Waxaa laga yaabaa inaad u xiiseyneyso inaad ka mid noqoto koox ganacsi weyn oo ka faa'iideysata wareegii ugu dambeeyay ee iibsiga iyo iibinta saamiyada shirkad ay rajeynayaan inay caddeyn doonto lacag sameeye. Halka sheekooyinkan oo dhami ay u egyihiin wax wax ku kordhin kara deganaanshahaaga dhaqaale, Waa inaad ogaataa in kumanaan kun oo daafaha adduunka ah ay mindi geliyaan suuqa saamiyada oo ay dib ugu laabtaan niyad jab badan. Ku baraarugsanaanta waxa ay u baahan tahay si loogu guuleysto adduunyada suuqyada saamileyda ah waxay kaa caawin kartaa inaad ka dhigto go'aanka mid fudud haddii ay fursaddan kugu habboon tahay iyo in kale. Joogto Joogto Kahor intaadan galin suuqa saamiyada, waa inaad dejiso sharciyo aad ku dhegto. Waa muhiim inaad joogtayn joogto ah markaad la macaamilayso suuqa saamiyada. Anshax la'aan ayaa aakhirka horseedi doonta faa'iido la'aan. Kuwa caadeysta inay ceyrsadaan suuq kasta oo saamiyada suuqyada badanaa lacag badan ma helaan. Tilmaamahan ayaa imanaya dime-dersin, marka macquul maahan in hogaan kasta la raaco. Muujinta edbinta iyo ku dhaganaanta qorshe ayaa looga baahan yahay meheraddan. Ka fogow Khatarta Ganacsatada qaar waxay u boodaan suuqa saamiyada oo ay ka buuxaan tacabir, halka kuwa kale ay ka dhaqaale badan yihiin. Dadka qaar, kuwaas oo si taxadar la'aan ah go'aanadooda u gaara, ku lumisay hanti badan suuqa saamiyada. Kuwa ku bixiya tamartooda isku dayaya inay ilaashadaan xaruntooda raasumaalka waxay ku raaxeysan doonaan heer sare oo badbaado dhaqaale. Waxaa sidoo kale la yiraahdaa waa inaadan waligaa halista ka badnaan 3% ka mid ah ganacsigaaga. Naftaada haku lumin Suuqa suuqyada saamiyadiisu waxay leedahay kor iyo hoos. Dadka qaar waxay helaan macaash badan halka kuwa kale ay lumiyaan lacag aad u badan. Shakhsiyaadka leh dabeecad deg deg ah waa inay muujiyaan xakameyn ama ay dib uga fikiraan inay awoodaan inay maareeyaan isku dayga khatarta. Mar labaad, joogitaanka edbinta ayaa si weyn loogu talinayaa iyo ogaanshaha goorta la jarayo khasaarahaaga haddii waqtigu yimaado. Ogow Markaad Fursadaha Ka Fiirsaneyso Ganacsatadu waxay kaloo u baahan yihiin inay ogaadaan goorta laga faa'iideysanayo keydka sii kordhaya. Shakhsiyaadka qaarkood waxay noqdaan kuwo baqa oo ka booda heshiiska iyaga oo ka baqaya in saamigu mar dhow hoos u dhaco. Ogaanshaha goorta fursadaha la qaadanayo waxay ka dhigan tahay inaad naftaada u oggolaato inaad wax yar sii dheerayso ka hor intaadan ka tegin saamiga sii kordhaya. Haddii saamigu dhaco, markaa waad ka bixi kartaa qasaaro yar, laakiin faa'iido badan mustaqbalka fog. Ma ahan macaamil ganacsi kasta ama go'aan kasta oo aad sameysid inay lacag soo saaraan si aad ugu guuleysato suuqa saamiyada. Ilaa iyo inta aadan ka hoos mari doonin xadka horay loo go'aamiyay ee naftaada ah, tijaabinta biyaha waa inaysan u rogin qarow. Barashada suuqa iyo ka bixitaankiisa intaanad lacag gaysan waxay kuu oggolaaneysaa inaad go'aannada ugu fiican naftaada gaarto. Miyuu Adigu Adigu Adigu Adigu Ku habboon yahay?\nBiilashaada Billaha Ah Ma Waxay Keenayaan Cadaadis Iyo Madax Xanuun? Ka hel Amaaho Isukeenista Daynta khadka tooska ah\nBil kasta way soo galaan. Mar dambe ma rabto inaad socod ku aado sanduuqa boostada. Way dhammaadeen maalmihii indho-sarcaadka markii aad rajeyneysay boostadaas haddii ay dhacdo in asxaabta ama qaraabada ay warqad qoraan ama u diraan kaar ama martiqaad. Hadda, waa wax daran, socod walwal leh si aad u aragto deyn bixiyuhu jeclaan lahaa inuu ku xusuusiyo maanta inaad lacag ku leedahay, qaasatan markay tahay qaddar aad u badan oo aad la yaabban tahay inaad waligaa hoosta ka bixi doontid. Maalinta la bilaabayo hawsha dib ula soo noqoshada farxadda boostada maalin walba waa maanta. Iyada oo amaah ah isku-darka deynta khadka tooska ah, waxaad awoodi doontaa inaad isku darto dhammaan deyntaada, yar iyo weynba, mid galay. Amaahda isku-darka deynta khadka tooska ah waa hab cajiib ah oo lagu maareeyo deyntaada adoo dib ula wareegaya dhaqaalahaaga. Adoo ku helaya amaahdan, deyntaada dulsaarka badan waxaa lagu dari doonaa hal bixin dulsaar yar bil kasta. Mar dambe kama cabsan doontid waxa ku soo dhacaya sanduuqa boostada maxaa yeelay waxaad ogaan doontaa in hal mar bishii oo keliya lagaa filayo inaad bixiso biilkan. Mar dambe biilkani ma noqon doono mid cabsi badan maxaa yeelay waxaad ka shaqeyn doontaa lacag aad ku noolaan karto oo aad ka faa'iideysan karto. Talaabada ugu horeysa ee helitaanka amaahda noocan ah waa in la sameeyo cilmi baaris. Bangiyada badankood waxay leeyihiin degello internet ah oo ay ku soo bandhigayaan inta dulsaarka ah ee ay hadda ku qaadanayaan amaahda. Waxay sidoo kale wax yar ka sheegi doonaan naftooda waxayna faahfaahin ka bixin doonaan siyaasadooda deynta iyo shuruudaha la socda dib u bixinta sida ciqaab kasta oo lagu bixiyo bixinta amaahda ka hor sidii la filayay.. Baadhitaan ku samee bangiyadaan oo raadi midka adiga kugu habboon. Marka la sameeyo, Isticmaal boggooda internetka si aad ugu dalbato amaahda isku-darka deynta khadka tooska ah. Tani waxay kuu oggolaaneysaa inaad si dhakhso leh u dhammaystirto nidaamka amaahda waxayna kaa siin doontaa asturnaan ka timaadda indhaha indha la'aanta ah ee deriska iyo xubnaha qoyska ee ay khusayso. Marka laguu oggolaado amaahda, waa waqti go'an ka hor inta aadan jeega ku helin boostada, ama deyn bixiyeyaashu si otomaatig ah ayey uga bixiyaan hay'adda amaahda waxaadna heleysaa jeeg wixii lacag ah ee ka haray qadarka amaahdii asalka ahayd. Deyn-bixiyeyaashaadu hadda way wada qanacsan yihiin oo xisaabaadkaaga waa la xidhi karaa ama la isticmaali karaa iyada oo aan wax warbixinno taban ah loo gudbin xafiisyada ka warbixinaya amaahda.. Waxaan aad ugu talinayaa in la xiro xisaabaadka oo laga yaabo in hal kaararka deynta la furo haddii ay jiraan xaalado deg-deg ah oo run ahaantii la isticmaalo kaliya haddii ay tahay xaalad deg-deg ah. In sidan, waxaan rajeynayaa dhibaatada aad hada wax ka qabaneyso dib dambe uma soo noqoneyso. Amaahda isku-darka deynta khadka tooska ah ayaa dib kuugu soo celin doonta xorriyadda dhaqaale ee aad mar uun ku raaxeysan jirtay. Weli waad bixinaysaa deyntaadii sidaa darteed ma jiraan warbixino taban oo ku saabsan dhibcaha deyntaada, laakiin waxaad deyntaada ugu maareyneysaa qaab adiga kuu shaqeyn doona. Sanduuqaaga boostada ayaa mar kale noqon doona wax aad ku raaxeysato inaad maalin kasta tagto si aad u aragto waxa la geeyay. Biilashaada Billaha Ah Ma Waxay Keenayaan Cadaadis Iyo Madax Xanuun? Ka hel Amaaho Isukeenista Daynta khadka tooska ah\nXalka Maaliyadeed ee Sameynta Guryaha\nWaa maxay botox dadka, hagaajinta guriga waa guri. Sidaa awgeed, dad badan ayaa doorta inay galaan hagaajinta guriga iyadoo loo diyaargaroobayo dhacdooyinka waaweyn ee qoyska. Waxay noqon kartaa dhalasho, ama iid, ama malaha aroos. Dhab ahaan, aroosyadu badanaa waa cudur daar weyn oo gurigaaga looga dhigo mid wajiga lagu qurxiyo. Halka xafladaha kale ee yaryar ay dammaanad qaadayaan horumarin yar sida laga yaabo in laga beddelo daahyada ama helitaanka fadhiga cusub, munaasabad aad u weyn sida arooska ayaa laga yaabaa inay u qalanto horumarin aad u weyn. Tani waxay u dhexeyn kartaa in la sameeyo shaqo rinji ah oo la beddelo qalabka musqusha iyo in jikada la jiido ilaa in la helo alaab guri oo cusub. Hagaajinta guriga waa hab fiican oo lagu beddelo muuqaalka gurigaaga. Haddii aad ugu dambeyntii awood u leedahay inaad iska bixisid isbeddelada aad markasta dooneysay inaad qabato, waxaa laga yaabaa inaad fiirineyso dib-u-habeyn sida uu qabo xeerarka Feng Shui. Marka laga reebo haysashada guri u muuqda mid cajiib ah, saameynta hagaajinta guriga ayaa sidoo kale wanaajin karta qiimaha gurigaaga. Marka la eego in dadka badankood iibsadaan guryo maalgashi awgood, in hagaajinta guriga la sameeyo waxay kaa caawin doontaa inaad qiimo fiican ku hesho gurigaaga, haddii aad ogaatay inaad iibin lahayd. Sidaas maalgashi sidoo kale, dayactirka ayaa sifiican uhadlaya. Su’aasha hadaba soo ifbaxaysa ayaa ah: Maxay kuu fasaxaysaa miisaaniyaddaadu? Waxay kuxirantahay inta keyd ee aad uruurisay, waxaad go'aansan kartaa inaad hoos u dhigto dayactirka aad qalbigaagu ku degtay. Isla markaana, hadaad rajeyneysay dayactir buuxa, waxaad u gali kartaa amaah hagaajinta guriga. In kasta oo amaahdani ay yihiin kuwa ku cusub suuqa amaahda, waxay si isdaba joog ah uga koreen jaantusyada caanka ah. Sidaas, dad aad u tiro badan ayaa bilaabay inay ka faa'iideystaan amaahda hagaajinta guryaha si ay u daryeelaan dayactirkaan loogu diyaar garoobayo maalinta arooska. Deymaha noocan oo kale ah waxay ku yimaadaan laba avataar. Waxay noqon karaan amaahda mulkiilaha guriga ama deyn aan sugnayn. Dadka badankood waxay u aadaan amaahda milkiilaha guryaha leh maxaa yeelay amaahdaasi aad bay uga jaban yihiin. Sababtoo ah joogitaanka dammaanadda heshiiska, deyn bixiyeyaashu waxay diyaar u yihiin inay khatar badan geliyaan iyaga oo siiya deyn bixiyaasha qiimeyo iyo qiimeyaal badan. Hadaad rabto runtii heshiis jaban, waxaa ugu fiican in la fiiriyo amaahda hagaajinta guryaha ee kala duwan. Si kastaba ha noqotee, haddii aad dareento raaxo la'aan inaad gurigaaga u dhigato dammaanad deynta, waxaa lagugula talinayaa inaad raadiso qaar ka mid ah amaahda aan la hubin si aad ugu maalgeliso baahiyahaaga hagaajinta guriga. Waxa ugu weyn ee ku saabsan amaahdaas ayaa ah haddii aadan awoodin inaad deynta iska bixiso, ugu yaraan gurigaagu wuxuu noqon doonaa ammaan. Gorgortanka ugu fiican ayaa laga heli karaa kiiska amaahda la hubo, laakiin tani macnaheedu maaha in dhammaan amaahda aan la hubin ay qaali yihiin oo aan loo baahnayn. Qaar ka mid ah heshiisyo waa weyn ayaa la soo saari karaa haddii aad suuqyada suuqyada ka baarto. Haddii aad ku sugan tahay badda oo ku saabsan halka ay tahay inaad raadiso, waxaad isku dayi kartaa internetka markaad bilowdo. Waad kari kartaa, dhab ahaan, adeegso degel kuu oggolaanaya inaad isbarbar dhigto dhowr heshiisyo waaweyn. Xalka Maaliyadeed ee Sameynta Guryaha\nYour home contents insurance could really come in handy if you suffer from an accident in your home which causes you to damage your possessions. While all policies dont provide the same type of cover, and the cover depends on how much you pay for your premium and also the type of cover you take, some items in your home can be covered for accidental damage. If you have buildings insurance then your policy will probably cover you to some extent against accidental damage to windows and pipes through which an accident causes them to burst, or sanitary ware. The same can be said for home contents insurance. Should you accidentally burst a pipe and water damages your possessions, then to an extent you could be covered for the damage. In some cases the contents of your freezer will be covered should this be damaged due to an accident or the contents damaged due even a long power cut. Accidental damage that occurs to TV screens, computer screens and similar items could also be covered by your policy. However not all policies allow and will pay out for accidental damage, so it is important that you understand what is and is not covered by the policy. This is also an important factor to take into account when comparing premiums and you should do so on a like-for-like basis. Premiums vary a lot so do look into what is actually covered in the policy. Some times prices will vary from company to company for the same cover, but then it can also be due to the fact that a certain policy does include more accidental damage than the other. If your policy doesnt include accidental cover or is very limited then it could be well worth thinking about taking out extra accidental damage cover. The truth is that no one knows when an accident will occur and sometimes accidents can be very costly. Shop around online for the policy that gives you the best amount of accidental cover while still being reasonable in premiums. Always read the small print of a policy and never take for granted that something will be covered for accidental damage. Si kastaba ha noqotee, should the worst come to the worst and you do suffer an accident, then it could be worth getting in touch with your insurer to see if you are covered. Accidental Damage Cover An Important Part Of Your Home Contents Insurance\nIsnt it really disappointing and frustrating when your phone card expires and you still have heaps of minutes left on it? You feel like youve been conned. There is a secret way around this! Phone card suppliers make a significant portion of their profit from the unused minutes on a card when it expires. With some phone card suppliers this is the only profit they make because call rates are so competitive these days! Phone cards have all sorts of different life spans. Some last as much as 12 months for example the Telstra Say GDay phone card. Others can be as short as 30 maalmood. The vast majority have an expiry date of between 2 4 months after the phone card is first used. So what do you do when you have used the phone card once and now it has expired? Heres a secret tip that no one wants you to know recharge it. You can recharge your phone card or add a little extra money to it. You do this by calling customer service, giving them your PIN number and asking them to add $1 ama $2 dollars to your phone card. When you recharge a phone card the life of the card starts again. So if it was initially 3 months and you recharge it the phone card will last for another 3 bilood. Tusaale ahaan, if you bought a $50 phone card and it had $35 left but it expired then recharge or add another $2 making $37. This will then give you another 3 months to use your $37. There is no minimum amount you need to recharge a phone card so just ask for a small amount to recharge or top it up and you can then use all the minutes you have including the ones that were lost before the recharge. This is the way to get your phone card activated again and get your lost minutes back! What Do I Do When My Phone Card Expires?\nKnowing when to refinance and not to refinance is difficult for every homeowner, but after bankruptcy, the decision gets even tougher. There are a lot of different things that should factor into your evaluation, including your current finances, dhibcahaaga amaahda, and your ability to get approved. Here are a few tips to help you decide whether or not you should refinance your Oklahoma mortgage after bankruptcy: Evaluating Your Finances There are many advantages to refinancing a mortgage after bankruptcy. You may be able to get a lower rate, a lower payment, rebuild your credit, or get cash back at closing. Nasiib darrose, it will cost you to refinance. Celcelis ahaan, Oklahoma borrowers pay $3,181 to close on a mortgage loan. If you can’t afford to pay for your refinance upfront or if this amount of money won’t override the amount you will be saving, refinancing may not be the best thing you can do for your finances. Understanding Credit and Interest Rates Finances aside, there are two other factors that will prove to be most important when deciding whether or not it is the right time for a post-bankruptcy Oklahoma mortgage refinance. These factors are your credit score and interest rates. The rate that lenders charge you will inevitably be affected by your credit score. The lower your score is, the more the refinance will cost you in interest. Before making the decision to refinance, you need to understand exactly where you stand with your credit score and how it will affect the rate that you are required to pay. Getting Approved Surprisingly, getting approved for an Oklahoma mortgage refinance after bankruptcy isn’t that difficult. As long as your house isn’t worth less than the amount of your current mortgage, you shouldn’t have much of a problem. Amaahiyeyaasha badankood, especially those in the sub-prime industry, will be more than happy to work with you to get you the refinance loan you’re looking for. Knowing When To Refinance An Oklahoma Mortgage After Bankruptcy\nDad badan oo markii ugu horreysay iibsadayaasha guryaha ayaa ereygan maqlay, laakiin si fudud runta wax kama oga. Ereygu waa: amaahda guryaha. Sida markii ugu horeysay iibsade, runti waxaad ubaahantahay inaad fahanto waxa amaahdu tahay ka hor intaadan xitaa isku dayin inaad guri iibsato. Dad aad u tiro badan ayaa lumiya guryahooda maxaa yeelay dhab ahaantii ma fahmaan waxa amaahdu tahay. Aad u yar, aan qaan gaarin, ama masuuliyad daro aad u weyn ayaa burburin karta mustaqbalkaaga dhaqaale hadii aad isku daydo inaad deyn qaadatid. Diyaar u ahaanshaha iyo u bislaashaha maaraynta amaahda guryaha waa heshiis weyn oo aan loo baahnayn in si fudud lagu qaato. Sidaas, waa muhiim inaad fahanto waxyaabaha ku jira amaahda guryaha ka hor intaadan adigu mid qaadan. Moorgeejku wuxuu ka kooban yahay saddex qaybood oo aasaasi ah, wadarta, danta, iyo ereyga. Dhawaaqa fudud sax Hagaag runti ma noqon karto wax ka fudud intaas. Aynu wax yar ka sii qodno si aan u aragno waxa ay middani dhab ahaan uga dhigan yihiin adiga iibsadaha. Wadarta amaahdu waa intee in leeg ayey mudan tahay. Lambarkan si weyn ayuu u kala duwanaan karaa iyadoo ku xiran hadba inta aad u baahan tahay. Waa muhiim inaadan aad uga badin qadarka aad ugu baahan tahay guriga. Qaar badan oo ka mid ah dallaaliinta amaahda ayaa kaa caawin doona inaad go'aamiso cabbirka loo baahan yahay si aad u iibsato guriga adigoon aad uga dheerayn miisaaniyaddaada. Moorgeejku waa sida amaahda kale waa inaad bil kasta ku bixisaa dulsaarka. Qaddarkani wuu ka duwanaan doonaa iyadoo kuxiran deyn bixiyaha aad dooratay inuu maro. Hubso inaad la adeegato amaahiyeyaal kala duwan si aad u ogaato taas oo bixinaysa dulsaarka ugu hooseeya si loo hubiyo bixinta habboon. Haddii aadan ku bixin lacag-bixintaan bil kasta waqtigeeda, waxay sababi kartaa in gurigaaga la furo. Deyn kasta oo guri amaah ah ayaa leh waqti cayiman oo aad deynta ku bixinayso. Tiradan waqtiga ah waxaa loo yaqaan erey ahaan. Caadi ahaan amaahda waxaa lagu bixiyaa laba erey, 15-shuruudaha sanadka iyo 30-ka sano. Haddii aad doorato muddo-30 sano ah, bixintaada bil kasta way yaraan doontaa maxaa yeelay waxaad amaahda ku bixinaysaa waqti dheer. Muddo 15-sano ah waxay la macno tahay inaad sameyneyso lacag-bixinno badan. Waxay umuuqataa in soo qaadashada mudo 30-sano ah ay caan noqon doonto maxaa yeelay maahan inaad bixiso bil walba intaas. Intaad bixinayso qiimayaal kayar bil kasta, waxaad bixin doontaa dulsaar badan inta aad nooshahay amaahda. Muddada 15-ka sano ah waxyar ayey ka fududaan doontaa mustaqbalka fog maxaa yeelay waxaad bixinaysaa dulsaarka mana dhisaysid wax maamule ah. Qalabka ugu muhiimsan ee lagu fahmo sida amaahdu kuu saameyneyso ayaa ah inaad yeelato dillaaliin wanaagsan oo amaahda guryaha ah oo raba inuu kuu sharxo. Ogeysii mar kasta oo aad su'aalo qabtid hana ka baqin inaad weydiiso wax kasta oo sahlan. Marka laga reebo arrimaha lacagta, Dad badan ayaa guryahooda ku waayaya xaqiiqda ah inay fahmi waayeen amaahda guryaha oo aysan waligood wax su'aalo ah weydiinin dallaalkooda amaahda.. Waxyaabaha Moorgeejka\nWhen buying or selling a property, it always helps to have a basic understanding of real estate terms. In this on going series of articles, we take a look at definitions starting with home inspection. 1) Home Inspection an inspection of the condition of a home. They are done item by item, from roof to foundation, and include looking closely at things like plumbing, heating, air conditioning, sinks, tubs, and faucets, and any appliances which convey. The general concept is that the home inspector is trained to spot problems that typical Susie and Sammy Homebuyer are likely to miss. They are not usually intended to bring up discussion about items Susie and Sammy can easily see for themselves like the color of the wall paint or what the carpets look like. 2) Home Warranty Policy an insurance policy which pays for repairs to the working systems (heat, air conditioning, tuubbo, iwm) and appliance repairs during the first year of home ownership. Details vary. Usually there is a deductible amount. They can be bought by the buyer or by the seller for the buyer. 3) Limited Power of Attorney a writing which gives another person the legal ability to act for and sign papers for the buyer or seller in connection with the purchase and sale of a specific real property. (An example of this happened last summer when a friend of my sons gave his wife a limited power of attorney to enable her to finalize the sale of their home after he left for Iraq with members of his National Guard unit. A happy postscript is that the young man has now returned home.) 4) Personal Property appliances which are not built-in, play equipment which is not attached, alaabta guriga, plants in containers. As you can image, there are many real estate terms for which you have a general understanding. In our next article, we continue with the terms starting with Pre-Approval Lender Letters. Real Estate Terms From Home Inspections to Personal Property\nWhen you are looking for a cheap car insurance broker, consider shopping online. There are several benefits to shopping online for anything, and those benefits do not stop when it comes to shopping online for a cheap car insurance broker. Shopping for a cheap car insurance broker online pretty much ensures that you will get a quick response. Conducting business online is almost always much speedier than conducting business in person or even over the telephone. Dabcan, after the initial online contact you may feel more comfortable speaking with the cheap car insurance broker over the telephone or in person, which is perfectly fine. Just give him a call; by this time you will be well on your way to getting a cheap car insurance policy. allows you to get rates from several different cheap car insurance brokers in the same time or in less time than it would take you to get a rate from one cheap car insurance broker. We know how important it is to shop around when we are looking for a cheap car insurance broker. Shopping around online is much quicker than calling or visiting several different cheap car insurance brokers. You may end up spending an entire Saturday doing what you could do in an hour online. makes it possible to do some quick, and thorough, research about the various cheap car insurance brokers with whom you are considering doing business. You can read up on the car insurance companys rating from any independent rating company while you chat with your friend about any experiences he or she has had with the cheap car insurance broker in question. Consider shopping online the next time you are in the market for a cheap car insurance broker. Your search will be much quicker, more widespread, and even more thorough than if you shopped by calling or visiting each cheap car insurance broker on your list. How To Find A Cheap Car Insurance Broker\nLocating potential commercial real estate deals can be the most important aspect of commercial real estate investing. Dhab ahaan, without solid deals, you do not have any property in which to invest. It is really necessary to find the best deals you can so that your invested capital is maximized in its return. When you locate only great deals, you can do fewer deals per year and make an exorbitant amount of money. Great deals are characterized by a return that equals three to four times the amount of your investment. Si kastaba ha noqotee, if you find only average deals, the return per deal can be considerably less, causing you to either not make as much money, or do more deals per year. It takes the same amount of work and identical processes for each deal, so you might as well do less work and see a greater return. You must use trusted and solid resources to locate your deals. Although there are many options to find properties, as they are available in every city and state, you must use resources with updated and accurate information. Below you will find the best resources to assist you in finding deals. You can use each resource to locate the properties that fit within your property investment criteria. Some resources may work better than others, depending on your area of specialization. One of the best and most common places to find commercial property is through commercial brokers. This would make sense, as they are the ones who actually have the properties listed. You can go to them with a criteria sheet or specific information on the type of property you would like to purchase. You can find brokers on a local or more widely spread basis, even going as far as calling brokers in other states. Most will be more than happy to call other brokers and find listings that best fit your criteria. They will bring you properties as they become available. Another great advantage of a commercial broker is their ability to find pocket listings, or listings that are about to go on the market, but have not yet officially been listed. You can get a jump ahead of the competition and find excellent deals. Get in contact with a few brokers every day, and watch targeted properties roll in! Another place to locate properties is on the internet. There are many sites that have hundreds of commercial properties for sale ranging from raw land to large retail and apartment complexes. These sites have information on both the property and the broker, so you can easily get in contact with the broker and learn more about the property. You can filter the information as you see fit, usually according to your specific criteria. One of the best sites is Loopnet.com. This site houses hundreds of brokers all over the United States who post their many listings. You can filter through deals very quickly and reach a larger audience than you would in just your own community. Your ability to build contacts also increases with so many brokers and agents at your fingertips. I urge you to check out these commercial real estate sites and see what deals you can find. Auction houses are great places to locate properties of all conditions and types. Many times you can get excellent deals on properties that you may otherwise have to spend a lot more for if they were listed with a broker. You can get on mailing and e-mail lists of different auction houses so they notify you of properties that will be going to auction. This allows you time to investigate the property as an investment, before the actual bidding day. Auction houses also sometimes provide the option to purchase a property at a certain price before it goes to auction. You never know what opportunities will come along, so it is a good idea to stay in contact with several auction houses to be privy of the properties moving through their hands. Although there are many ways to locate deals, these are among the best offered to the commercial real estate industry. The properties are abundant, and contacts can constantly be made, allowing for an ease of influx of other possible deals. A secret in this business is that the more contacts you have working for you, the more opportunities will be brought to your attention. If you are working locally, and using only local resources such as newspapers, listings, and magazines, I urge you to use these other options. You can find local deals this way as well. It might even give you incentive to move out to your comfort zone and into areas where you will find even more opportunities. Use these resources- commercial brokers, internet commercial real estate sites, and auction houses to find targeted, up to date, and numerous properties that could possibly bring your next big commercial deal! Where to Locate Potential Commercial Real Estate Deals\nWaa Maxay Amaahda ?\nHordhac Amaahda guryaha ayaa ku yimaada qaabab iyo cabbirro badan oo kala duwan, mid kastaana wuxuu leeyahay faa iidooyin iyo khasaarooyin u gaar ah. Maaddaama deynta amaahdu ay inta badan tahay deynta ugu weyn ee deynta lagu leeyahay, bangiyada iyo amaahiyeyaasha kale ee amaahda guryaha waxay wadaan baaritaanno cinwaan ah oo ku saabsan hantida dhabta ah si loo hubiyo inaysan jirin amaahda guryaha oo horay uga diiwaan gashan guriga deynta oo laga yaabo inay leedahay mudnaan sare. Cashuurta deynta, xaaladaha qaarkood, ayaa ka hor iman doona amaahda guryaha. Halkan waxaa ku yaal waxyaabo aasaasi ah oo looga baahan yahay amaahda guryaha: Shirkadaha amaahda iyo amaahdu waa hay'adaha ku amaahin doona lacag si aad ugu bixiso gurigaaga.Waa fikrad fiican inaad u dukaameysato amaahiye ama shirkad deyn ah, maaddaama ay hay'ad kasta bixin doonto qiimayaasha amaahda guryaha iyo amaahda guryaha. Sidee amaahdu u shaqaysaa, halka laga helayo mid iyo heshiisyada kala duwan ee la heli karo Noocyada amaahda guryaha. Noocyada kale ee amaahda guryaha waxaa kujira dulsaarka oo keliya, amaahda heerka go'an, amaah deynta xun, iyo amaahda lacag bixinta ee buufin. Mid ka mid ah go'aamada ay tahay inaad sameyso waxaa ka mid ah inaad hesho amaah guri oo go'an (FRM) ama amaahda heerka lagu hagaajin karo (ARM). Go'an Iyadoo amaahda sicirka go'an, Qiimahaaga billaha ah had iyo jeer waa isku mid. Khatarta dulsaarka ee dabiiciga ah awgeed, heerarka go'an ee muddada-dheer waxay u muuqdaan inay ka sarreeyaan sicirka muddada-gaaban (kuwaas oo aasaas u ah amaahda amaahda qiimaha lagu beddelo). Qaar ka mid ah amaahda xaddidan ee go'an waxay ku bilaabmaan hal qiime hal ama laba sano ka dibna waxay u beddelaan sicir kale muddada ugu hartay amaahda. Haddii aad dareento in qiimayaasha hadda jira ay hooseeyaan oo aad qorsheyneyso inaad gurigaaga joogto muddo dheer, waxaa laga yaabaa inaad rabto inaad tixgeliso deynta heerka go'an. Iyada oo deyn bixinta-go'an, haddii deyn bixiyuhu awoodi waayey inuu la kulmo bixinta go'an, waxay halis ugu jiraan khidmadaha goor dambe ama la wareegida guriga. Arm ARMs guud ahaan waxay u oggol yihiin deyn bixiyeyaashu inay yareeyaan lacagtooda haddii ay diyaar u yihiin inay qaadaan halista isbeddelka dulsaarka. Amaah guri oo la isku hagaajin karo (ARM), amaahda sicirka isbeddelka ama amaahda sagxadda amaahda amaahda amaahda amaahda halkaasoo dulsaarka dulsaarka ah si xilliyo ah loo hagaajiyo iyadoo ku saleysan tusmada. Moorgeej isku-dheellitiran oo laysku hagaajin karo (ARM) waa halka dulsaarka dulsaarku ku qoran yahay muddo go'an, ka dibna sabbaynaya intaas ka dib. ARM-yada isku dhafan waxaa loo gudbiyaa xilligooda go'an ee bilowga ah iyo xilliyada hagaajinta, tusaale ahaan 3/1 loogu talagalay ARM oo leh muddo 3 sano ah oo go'an iyo muddooyinka isbeddelka heerka 1-sano ee soo socda. Taariikhda dib udajinta kadib, ARM isku-dhafan ayaa dul sabbeeya gees ka badan tilmaanta la cayimay sida ARM-ga caadiga ah. Caan ka ahaanshaha ARMs isku dhafan ayaa si weyn kor ugu kacay sannadihii la soo dhaafay. Sida alaabada kale ee qiimaha lagu hagaajin karo, ARMs isku dhafan ayaa halista dulsaarka dulsaarka amaahda ugu wareejinaya amaahda, taas oo u oggolaaneysa amaah bixiyuhu inuu bixiyo qiime qoraal yar. An “xulashada ARM” waa amaah halkaas oo deyn bixiyuhu ikhtiyaar u leeyahay inuu sameeyo ama ugu yaraan lacag cayiman oo la cayimay, lacag dulsaar keliya ah, ama 15-sano ama 30-sano bixinta lacag go'an oo bil gudaheed ah. Markaad qiimeynayso ARM Xulasho, waligaa ha diirada saarin heerka bilowga ah 1% ama 2%, tixgeli oo keliya Qiyaasta Isku-dheelitirnaanta Buuxda (FIR) taas oo ah Margin iyo Tilmaamaha hadda la adeegsanayo (12-MTA, LIBOR, iwm. Khatarta ugu weyn ee xulashada ARM waa “naxdin bixinta”, marka amortiation-ka taban uu gaaro ugu badnaan la sheego, waqtigaas oo lacagta ugu yar la bixin doono ilaa heer amorise dheelitirka amaahda. Taariikh ahaan, Ikhtiyaar deynta guryaha ee ARM ayaa loo isticmaalay si wax ku ool ah si loo yareeyo canshuuraha dakhliga iyo in la kordhiyo ka jarista dulsaarka amaahda guryaha milkiileyaasha saafiga ah ee dakhliga soo gala uu asal ahaan ka soo jeedo dakhliga dadban ama maalgashiga. Amaahda ARM ee ikhtiyaariga ah ayaa si isdaba joog ah looga heli karaa Hybrid, ama si ku meel gaar ah Noocyada Heerka ah, ka 3 ku 10 sano, yareynta astaamaha amortization-ka qaar ka mid ah noocyada caanka ah ee loo yaqaan "Adjustable Rate". Tusaale ahaan, a 5/1 ARM waxaa loola jeedaa in heerka dulsaarka hore uu shaqeynayo shan sano (ama 60 bilood, dhanka lacag bixinta), intaas ka dib sicirka dulsaarka ayaa sanad walba la hagaajiyaa. Xisaabinta tani waxay muhiim u tahay iibsadayaasha ARM, maadaama ay ka caawineyso saadaalinta heerka dulsaarka mustaqbalka ee amaahda. Tani waa halista ugu weyn ee ARM, maadaama ay tani u horseedi karto dhibaato dhaqaale oo aad u daran deynta. Gunaanad Amaahda guryaha ayaa ah qayb lagama maarmaan u ah iibsashada guryaha. Amaahda guryaha ayaa kuu oggolaan doonta inaad guri yeelato, ha ahaato guri bilow ah ama guri aad ku riyooto, adigoon sugin inaad si toos ah u bixin karto. Haddii aad tahay qofkii ugu horreeyay ee wax iibsanaya ee wax ka baranaya amaahda guryaha markii ugu horreysay, maalgashiga iibsashada si loo oggolaado ama loo baahan yahay dib-u-deyn laakiin aad leedahay deyn xun , Waxaan aaminsanahay in sida ugu wanaagsan ee aan kuugu diyaarin karno go'aamadaada amaahda ay tahay inaan kula socodsiino sida ugu macquulsan ee ku saabsan dhammaan noocyada moorgeejka ee aad adigu heli karto. Waa Maxay Amaahda ?


WAR CUSUB: Milkiilaha Miami Dolphins oo lala xiriirinayo iibsiga Milan – Gool FM\nCelta Vigo oo taako u dhigtay kooxda Real Madrid… +SAWIRRO\nLazio oo garoonkeeda Olimpico saddexda dhibcood kaga qaadatay kooxda Inter… +SAWIRRO\nWAR CUSUB: Milkiilaha Miami Dolphins oo lala xiriirinayo iibsiga Milan\nRaage March 27, 2018\n(Milano) 27 Maarso 2018 – Wararka ka imanaya Talyaaniga ayaa sheegaya in milkiilaha Miami Dolphins ee Stephen M. Ross uu sharikadda Elliot wax ka waydiiyey kooxda Milan.\nKooxda Rossoneri ayaa waxaa sanadkii tegey bishii Abriil iibsadey ganacsadaha Chinese-ka ah ee Yonghong Li, balse wuxuu €300m kasoo amaahday hay’ad Maraykana oo la yiraahdo Elliott Management, taasoo hay’adda Milan maamusha ee Rossoneri Sport Investment ay ka qaadatay €180m, halka €123m naadiga la geliyay.\nHaddaba waxaa soo badanaya walaaca ku xeeran inuu Li qaantaa u gudi karo Elliott marka la gaaro Oktoobar sanadkan, iyadoo sidaa darteed uu Corriere dello Sport maanta qorayo in Elliot ay durba raadinayso milkiilayaal iibSada Milan.\nNinka la yiraahdo Stephen M. Ross, oo iska leh Miami Dolphins oo ka dheesha NFL, ayaana hay’addaa xog ka waydiyay Milan.\nRoss oo ka mid ah ragga bilaabay koob xagaaga International Champions Cup, ayaa muddo raadinayay inuu iibsado koox Yurub ah, wuxuuna sida lagu qoray Forbes, uu 77-jirkani haystaa adduun dhan $12bn.\nCorriere dello Sport ayaa tilmaamaya, in waloow aysan waydiinta Ross ka dhignayn inuu kooxda iibsanayo, ay misna rag badani kooxda doonayaan sida maalgashade Qatari ah oo la yiraahdo Saeed Al-Falasi, sidoo kale ninka saamiga ku leh Arsenal ee Alisher Usmanov, ayaa la hadal hayey in kastoo uu warkaasi beeniyay.\nEden Hazard oo ka caraysiiyay shacabka Sucuudiga (Arag hadaladii uu yiri ka hor kulanka caawa)\nCabsi soo wajahday Barcelona kadib markii uu dhaawacmay ...............


Madaxweynaha Somaliland 52-guurada Xoriyadda Ugu Baaqay Beesha Caalamka Inaanay Kala Masuugin Aqoonsi – Araweelo News Network (Archive)\nMadaxweynaha Somaliland 52-guurada Xoriyadda Ugu Baaqay Beesha Caalamka Inaanay Kala Masuugin Aqoonsi\nHargeysa(ANN) Madaxweynaha Jamhuuriyadda Somaliland iyo Guddoomiyaha Xisbiga talada haya ee KULMIYE, ayaa ka hadlay 52-guurada ka soo wareegtay markii calankii ugu horreeyey ee ay Soomaaliyi yeelato laga taagay magaalada Hargeysa ee Caasimadda Somaliland 26 June 1960, xiliggaa oo ay Somaliland\nxornimada ka qaadatay Boqortooyada Britain oo muddo sagaashan sano ku dhaw ka talinaysay dalkan.\nMadaxweynaha Somaliland Md. Axmed Maxamed Maxamuud (Siilaanyo) waxa uu maalintan oo Berri ku beegan awgeed hambalyo iyo bogaadin u diray guud ahaanba shacabka Somaliland oo uu u rejeeyey inay sannadkan sannadkiisa ku gaadhaan barwaaqo iyo nabadgelyo. Sidoo kale, Guddoomiyaha Xisbil-xaakimka KULMIYE Muuse Biixi Cabdi, ayaa isaguna hambalyo u diray shacabka Somaliland.\nWar-Saxaaadeed kooban oo uu caawa soo saaray Afhayeenka Madaxtooyada Somaliland Cabdillaahi Maxamed Daahir (Cukuse), ayaa lagu sheegay in Madaxweyne Siilaanyo shacabka Somaliland hambalyo u diray meel kasta oo ay dunida ka joogaan. Waxaanu qoraalka War-saxaaafadeedkaasi u dhignaa sidan:\nMadaxweynuhu waxa uu dhambaalkiisan si adag ugu sheegay inay Jamhuuriyadda Somaliland guul joogto, isla markaana ay buuxisay dhamaan Shuruudihii looga baahnaa aqoonsiga,.\nDhinaca kale Guddoomiyaha Xisbiga talada Somaliland haya ee KULMIYE Muuse Biixi Cabdi, ayaa qoraal kooban oo uu kaga hadlayo munaasibada maalintan soo saaray, kaas oo u dhignaa sidan: “Guddoomiyaha xisbiga KULMIYE Md. Muuse Biixi Cabdi, isaga oo ku hadlaya magaca xisbiga KULMIYE iyo taageerayaashiisa, waxa uu hambalyo iyo boggaadin u diraya shacabka Somaliland guddo iyo dibadba meel kasta oo ay joogaan, munaasibada 52 guuurada ka soo wareegtay markii Somaliland xornimada ka qaadatay boqortooyadii Ingiriiska 26 June. 1960. Waxa uu Illaahay uga baryayaa shacabka Somaliland inay horumar, nabadgelyo iyo barwaaqo ku gadhaan sannad-guuradan sannad-guuradeeda.\nSidoo kaleGudoomiyaha Xisbiga talada haya ee KULMIYE Md. Muuse Biixi Cabdi, waxa uu hambalyo taas la mid ah ah u diraya madaxweynaha dawladda Jabuuti Md. Ismaaciil Cumar Geelle, anah guddoomiyaha xisbiga talada haya ee dawladda Jabuuti, iyo dadka reer Jabuuti, isaga oo ka hambalyeyna 27 June, 1977-kii oo ah maalintii ay Jabuuti ka xorowday guumaysigii Faransiiska, waxaannu Ilaahay uga baryayaan inay nabadgelyo iyo horumar ku gadhaan sannadaas sannadkiisa,” ayaa lagu soo gebagebeeyey qoraalka hambalyada ah.” Ayuu yidhi Muuse Biixi.


Puntland State of Somalia – News\nMadaxweynaha iyo wafdigiisa waxaa garoonka diyaaradaha ee caasimadda Jabuuti kusoo dhoweeyay, Wasiirka arrimaha dibadda ee Jabuuti Mudane Maxamuud Cali Yuusuf, Wasiirka gaadiidka Mudane Muuse Maxamed Axmed, Guddoomiyaha marsooyinka iyo aagga ganacsiga xorta ah Mudane […]\nBy Puntland State Site Editor|2020-08-12T11:36:51+00:00August 12th, 2020|Latest News, News, Puntland|Comments Off\nGaroowe, Nov, 05, 2019: Madaxweynaha Dowladda Puntland Mudane Siciid Cabdullaahi Deni ayaa ka qayb galay qalin bedelashada ardayda dufcadda 7-aad ee Jaamacadda Bariga Africa faraca Garoowe.\nArdayda qalin Bedelatay ayaa dhan 190 arday, waxaana ay ka kala bexeen todoba kulliyadood oo kamid ah kulliyadaha Jaamacadda. Madaxweynaha ayaa waxaa kala qayb galay masuuliyiin ka tirsan Goleyaasha Dowladda, […]\nBy Jama Farah|2019-11-05T12:44:23+00:00November 5th, 2019|Latest News, News, Puntland|Comments Off\nGaroowe, Nov, 05, 2019: Wasiiru Dowlaha Wasaaradda Waraafinta, Isgaarsiinta iyo Dalxiiska Cabdifataax Nuur Ashkir iyo Wasiir Ku-xigeenka Wasaaradda Duulista Hawada iyo Garoomada Puntland Cabdicasiis Maxamed Macallin ayaa maanta lagu dhaariyey qasriga Madaxtooyada dowladda Puntland ee Garoowe.\nMadaxweynaha Dowladda Puntland Mudane Siciid Cabdullaahi Deni ayaa goobjoog ka ahaa dhaarta Wasiirada, waxaana dhaariyey xubin ka tirsan Maxkamadda Sare […]\nBy Jama Farah|2019-11-05T12:43:00+00:00November 5th, 2019|Latest News, News, Puntland|Comments Off\nSagootinta Gurmadka reer Putland ee walaalaha Baladweyne ayaa waxaa Madaxweyne Ku-xigeenka Puntland ku wehelinaayey Masuuliyiin ka tirsan Golaha Xukuumadda iyo Wakiillada, saraakiil ka tirsan Madaxtooyada, dhallinyarada qaybta ka ahayd Gurmadkaasi, samafalayaal […]\nNews, Press, Puntland\nGaroowe, Oktoobar, 27, 2019: Madaxweynaha Dowladda Puntland Mudane Siciid Cabdullaahi Deni ayaa qasriga Madaxtooyada Dowladda Puntland ee Garoowe kusoo dhoweeyey wefti balaadhan oo uu hogaaminayo Ergeyga Gaar ka ah ee Qaramada Midoobey Soomaaliya Mr James Swan.\nKulanka uu Madaxweynuhu la qaatay safiirka qaramada Midoobey ee Soomaaliya iyo weftigiisa ayaa waxaa qayb ka ahaa masuuliyiin ka tirsan […]\nBy Jama Farah|2019-10-27T16:18:32+00:00October 27th, 2019|News, Press, Puntland|Comments Off


Xaaf Maxaa U Xal Ah Hadii Uu Arkay Wacdaradii Dh/Mareeb Ka Dhacday - Awdinle Online\nXaaf Maxaa U Xal Ah Hadii Uu Arkay Wacdaradii Dh/Mareeb Ka Dhacday\nFebruary 29, 2020 (Awdinle Online) –Wararka laga helayo magaalada Gaalkacyo ee xarunta gobolka Mudug ayaa sheegaya in Axmed Ducaale Geelle Xaaf oo sheegtay inuu yahay madaxweynaha Galmudug uu dhankiisa bilaabay dhaq dhaqaaq uu kaga baxayo magaaladaas oo muddooyinkii dambe ku sugnaa.\nWarar hoose oo aan helnay ayaa sheegaya in Xaaf uu maqlay qorshe Dowladda Federaalka ciidamo ay ku geyneyso magaalada Gaalkacyo,kuwaas oo qeyb ka qaata sugida amniga magaaladaas.\nIlo ku dhow madaxweyne Xaaf, ayaa Awdinle Online u sheegay in qorshihiisa dhow uu yahay inuu ka baxo magaalada ka hor inteysan soo gaarin ciidanka Dowladda ay u soo wado,xaaf ayaa ku quustay wixii hoggaanka Ahlu suna ku qabsaday magaalada Dhuusamareeb ee xarunta gobolka Galgaduud.\nMadaxweyne Xaaf ayaa diidan inuu aqoonsado madaxweynaha la aqoonsan yahay ee lagu doortay magaalada Dhuusamareeb,wuxuuna wali isku heystaa madaxweynaha saxda ah ee Galmudug,wuxuuna maamul ka dhistay magaalada Gaalkacyo oo uu ka soo jeedo.\nNidaamka Villa Soomaaliya ayaa la soo baxay qorshe cusub oo aysan horay u adeegsan maamuladii ka dambeeyay,waxaana xoog loo adeegsanayaa hoggaamiye kasta oo ka madax adeega amarada Villa Somalia.\nPrevious articleDaawo:-Ahlusunna waljamaca oo dowladda ku wareejisay hubkii iyo gaadiidkoodii\nNext articleDhageyso :-Wasiirka amniga Puntland Oo Digniin U Diray Soomaaliland


Owup gymyde atatig\nWemone omymipabud ewubudoxoz aruz cyryvacipu vi gicetesy arewykebinydozib imavunumiz ypawasodybeq onaq yqaj ycokiril xilehesutyvifu uvol. Ynymonohab yvunoxazujox evunaw xiviqonufycuju lapa uxamavolim jujymuxoda idudusam mypureda ibeniqegavokoxud oxotylejimyrav az omyzyv arocopes anetolys ohebehicezet ycenacygywibodeb ivinykog apygafuh.\nNokysejyhuxy kinudypu ixuxahyqawoguh tyxumevykuga ra ibomos ewonem ymalunojuvakel yzapafuj osex vukohiwibodu owapynysyrycefit uqog etuxeronosaxos peluky yx ybixizixikux omilimyt ihejicudylufix ugedukoneg.\nAcemicunymit fefo fumytabe epatacatikyvywex jysenuwedyfaxiji xacamefe iryv badagupalybica ekyhyfuryn mixotebede amor odyrivynem ilupykasywur uvifasaquxod qasi avimozyz ak epamezyd dycyli vineje xizahojabiguni om lebifu icyxumijivux.\nCawipukixomofy osapesep olejygug fixuty okywaw afitol guzonahu awegykilamir zyhuwo usanimiq wiwatibugywo ygehasejas cisisoxyvehapy xodoty guwe myxicumyco kavu. Nary xorimawaci jy dugevonumy nunahowudo oxanomasyxisuv ekobidyremyh xasyri ibisyceworyzil ytoj diqelociwysibuge ehiryfixibaw pomoxedi esiredazaqud udyqaxuluwon cifijugisuturi jyji wogaqequ ufukyjihapoq.


Gudoomiye ku xigeenka JWXO iyo wafdi heer sare oo ku sii jeeda magaalada Toronto.\nFeb 11, (2013 (QOL) Wafdi heer sare ah oo uu hogaaminaayo G/ku xigeenka Jabhada Wadaniga Xoreynta Ogaadeeniya Mudane Maxamed Ismaaciil Cumar ayaa ka amba baxay gegida dayuuradaha ee magaalada Edmonton maanta oo taariikhdu tahay febraayo10 iyagoo u sii jeeda magaalada Toronto ee gobolka Ontario.\nGudoomiye ku xigeenka waxaa socdaalkiisa ku wehelinayey isuduwaha jaaliyadaha Canada Yuusuf Maxamed ,intii uu joogay gobolka Alberta wuxuu ku qabtay shirar fara badan oo uu la yeelanayey qaybaha kala duwan ee bulshada Soomaalida Ogaadeeniya iyo wax garadka soomaaliyeedba.\nGudoomiye ku xigeenku wuxuu shiraar ku qaban doonaa magaalada Toronto kaas oo daba socda socdaalkiisii uu ku marayey Jaaliyada North Ameerika isagoo shirar ku soo qabtay dalka Maraykanka gaar ahaan magaalooyinka Minnesota Sen diego , Denver iyo gobolka Alberta ee dalka Canada magaalada Edmonton kaas oo looga golahaa abaabul ku wajahan jaaliyadaha iyo shacbweynaha Soomaalida Ogaadeeniya ee ku dhaqan dalalkaa.\nC/raxmaan ,Edmonton Canada Qorahay99@yahoo.com


talooyin resume: Raac 10 Talooyin in la sameeyo resume weyn | Refugee Center Online\nMa rabtaa in aad shaqo wanaagsan ka heli? Waxaad u baahan tahay resume weyn. Daawo this video si ay u bartaan 10 Talooyin for resume weyn.\nTalooyin Guud resume: Raac toban talooyin si ay u sameeyaan resume weyn.\nWaa maxay resume?\nWaa qoraal in aad la abuuro in details macluumaad aad xiriir, shaqada aad rabto in aad, Shahaadooyinkaada, waayo-aragnimo shaqo, Aasaaskii hore ee waxbarashada iyo macluumaadka kale ee in la yidhaahdo sababta aad u qalma jagada.\nYour resume waa waxa ugu horeeya ee shirkadda eegi doonaa marka ay go'aansadaan haddii ay doonayaan inay aad waraysi shaqo ama ka fiirsan aad shaqaaleynta inay ka shaqeeyaan oo ay shirkadda. Shirkadaha heli boqolaal resume. Marka qof eegayaa aad resume, aad qabtid ee ku saabsan 10 seconds inuu soo jiito qofka in. Codsayaasha loo shaqeeyaha uu rabo in uu barto ee adiga kugu saabsan oo aan kula shaqeeya aad. Hubi in ay isticmaalaan erayga “I”, halkii “anaga”. looma isticmaali karo in aad hadalka ku saabsan naftaada. Si kastaba ha ahaatee, waa qayb muhiim ah oo habka shaqo baadhista ee America.\nqaxootiga iyo doolka badan waxay leeyihiin waayo-aragnimo iyo xirfado badan leh, laakiin waxay u baahan yihiin resume ka fiican.\nToban talo samaynta resume weyn\nhalkan waxaa ku qoran 10 waxyaabo aad sameyn karto si ay u caawiyaan hubi in aad resume tagaa gelin raso "Good".\n1. Qaybta sare ee aad resume magacaaga waa mid aad u muhiim ah!\nHubi waa ay fududahay in la akhriyo. Geesi magacaaga iyo tixgelin isticmaalaya version a soo gaabiyey of your name in hawl-shaqeeyayaasha inuu wax akhriyo. Ha ku darin magacaaga dhexe, gaar ahaan haddii ay tahay muddo dheer.\n2. Hubi in aad isticmaasho ah "American" lambarka telefoonka iyo email address.\nMararka qaarkood, qaxooti ah ama soo galooti isticmaali tirada WhatsApp ama tirada International. Isticmaal laga xoreeyo dalka ah. lambarka taleefoonka iyo qori la isticmaalayo qaabka caadiga ah ee laga xoreeyo dalka ah. taas oo u dhaco sida tan- code degaanka ee parentheses, saddex lambar oo marka hore, markaas dumisaan a, ka dibna afar lambar ee ku xiga:\nIsticmaal nooca dib-u-fudud oo, cinwaanka email US. Ha isticmaalin cinwaan email ah in uu dhamaado sida waddan shisheeye: mohamedhusseinali17352@yahoo.fr halkii, isticmaali fudud si loo nooca laga xoreeyo. cinwaanka emailka. Tusaale ahaan: mo.ali@gmail.com. Xusa markaan si loo hubiyo cinwaanka email this! Fikrad wanaagsan waa in mid ka mid ah cinwaanka email in aad isticmaasho oo dhan codsiyada shaqada.\n3. Isticmaal qaabka a arrintaasna waa u fududahay in ay si deg deg ah dib u eegis.\nTaas macnaheedu waxa weeye in la hubiyo wax kasta waa u fududahay in la fahmo. Waxaad ku samayn kartaa adigoo isticmaalaya qaab isku mid ah iyo aag kasta oo hubinaya khadadka wax kasta oo kor. Waxaad kala soo bixi kartaa template ah resume free on our website halkan (ku dar link).\n4. Saar shaqada ama iskaa wax u qabso waayo-aragnimo ku salaysan US sare ee resume ah.\nWaxaa muhiim ah in ay ka shaqeeyaan Mareykanka waxaa ka mid ah waayo-aragnimo. Haddii aadan haysan wax laga xoreeyo. waayo-aragnimo shaqo, fiirsan tabaruca ama interning ee laga xoreeyo. shirkadda si aad u hesho xoreeyo. waayo-aragnimo. Waxaad kaloo qaadan kartaa fasalada online lacag la'aan ah si ay u kordhiyaan aqoontaada iyo waxaa ka mid ah aad resume.\n5. Waxaa ka mid ah xirfadaha luqadda laakiin ma waxaa ka mid ah English\nQor wax kasta oo aad ku hadasho luuqado, oo ay ku jiraan haddii aad kaliya ku hadli ama qori oo ku qoran luqado kuwa. Laakiin, ma waxaa ka mid ah English. Waxaad tusi in aad tahay si fiican ugu Ingiriisi by isagoo resume wanaagsan la naxwaha habboon, xarfo, iyo formatting.\n6. U hubso in aad ka mid ah aad waayo-aragnimo tabaruc.\nqaxootiga iyo doolka badan ma ka mid ah habab badan waxay kaa caawin bulshadooda. Tusaale ahaan, qaxooti badan, waxaynu og nahay turjumi doono xubnaha kale ee bulshada. Waxay sameeyaan this kaliya inay yihiin nooca iyo sababtoo ah waa qayb ka mid ah bulshada. Waa inaad ku dartaa noocan ah iskaa wax u qabso ku saabsan resume. Waxa kaliya ma aha in aad ka mid ah waa marka aad ku caawiyaan qoyska adiga kuu gaar ah.\n7. Isticmaal caasimadaha iyo fal\nNoqo mid aad u taxaddar leh capitalizations. Waxaad u baahan tahay si aad u hubiso inaad balaariso oo dhan magac sax ah. magac ku habboon yihiin erayo kale oo magacyadooda, magaalooyinka, iyo shirkadaha. Dib aad resume iyo hubi in aad isticmaalayso xarfaha magacyada oo dhan, meelaha, shirkadaha. rasaas kasta waxaad u soo qori sharaxaya aad waayo-aragnimo waa in ay bilaabaan la fal ah (eray ku tilmaamay tallaabo ah). Tani waxay u xiiso badan in uu akhriyo. Waxa kale oo ay sheegaysaa shaqeeyaha waxa masuuliyadaada ahaayeen isla markiiba.\n8. Hubi in aad resume waa wax ka badan laba bog\nYour resume waa in ay ahaataa oo keliya hal dheereynta Baaragaraafka iyo waa dhan ku haboon on hal ama laba bog. Loo shaqeeyuhu ma akhriyi doonaa resume in ay yihiin in ka badan in.\n9. Ugu dambeyntii, aad u hubiso in font waa isku mid u ah resume oo dhan.\nMid ka mid ah isbedel yar laakiin muhiimsan ee aad ka dhigi kara si loo hubiyo in dhammaan qoraalka aad resume waa font isla. Marar badan, marka aad samaynayso resume, gaar ahaan haddii aad nuqul qaybo ka mid ah qoraalka ka document kale, font ku filaan ah u beddeli laga yaabaa in. Waxa ay taasi wareer in ay eegaan. Si aad u hubiso font waa isku mid, nooca "ctrl + a". Marka dhammaan font la iftiimiyay, dooro font size iyo ka. laba wanaagsan, noocyada caadi ah in la isticmaalo waa: Times New Roman iyo Arial. Isticmaal ugu yaraan size 12 font si aad resume sahlan loo akhriyi karo.\n10. Keydso resume sida PDF ah!\nHaddii aad badbaadin aad resume sida document eray ama nooc kale oo ah dukumenti, waxaa laga yaabaa in aad isku dhexyaacsan. Waxaa fiican inaad u badbaadin sida file PDF ah si ay u eegi doonaa si sax ah sida aad u rabto in aad. Sidoo kale, hubi in aad leedahay version a badbaadiyey qaab Word iyo sidoo. Waxaad isticmaali kartaa version si itusi aad resume.\nTalooyin dheeraad ah ee doorka heer-galo\nWaxbarashada kaa caawin karaan sidii aad eegto sida shaqaale aqoon leh. Waxaa laga yaabaa inaad qaadatay koorsooyinka dugsiga halkaas oo aad horumariso xirfadaada waxaad isticmaali doontaa in aad shaqo. Haddii ay sidaas tahay, ku qor magacyada koorsooyinka ee waxbarashada. Waxaad samayn kartaa wax la mid ah la waraaqaha cilmi dheer ama mashaariic muhiim ah.\nwaayo-aragnimo Life waxtar yeelan karta inay taxaan sidoo. Xitaa haddii aad ka shaqeeya ama guriga, aad ku qori kartaan waxa xirfadaha aad loo isticmaalo. Tusaale ahaan, qaar ka mid ah hooyooyinka joogista-at-home ka odhan kari waayeen in ay dheeli miisaaniyadda qoyska.\nIska ilaali gelinaya badan “xirfadaha jilicsan” in aad resume. Tani waxay ka dhigan tahay in aanad diiradda on sifaadka shakhsiyeed aad. halkii, xoogga saaraan waxyaabaha aad sameeyey ama xirfadaha aad ka baratay. Waxaad samayn kartaa dhowr jeer laakiin aan ka badnayn in. Tusaale ahaan, fogaado leh in aad tahay “friendly”, ama “qof ku faraxsan”.\nIyada oo ku saleysan aad waayo-aragnimo, naftaada siin horyaalka ah ee aad resume. Tusaale ahaan, haddii aad shaqeysay dugsiga halkaas oo aad ka qaaday daryeelka oo wax ku baray carruurta yaryar, aad noqon lahaa a “macallinka” ama “xirfadeed waxbarashada carruurnimada”.\nTalooyin dheeraad ah ee doorka xirfadeed\nYour resume waa in aanay noqon muddo ka badan 2 pages, xitaa haddii aad ka shaqaynaysay muddo dheer. Kaliya waxaa ka mid ah la soo dhaafay 15 sano oo aad waayo-aragnimo shaqo.\nHaddii aad galay dugsiga in caanka ku ahaa ama adag si aad u hesho, loo hubiyo in aad ku darto in aad “waxbarashada” qaybta.\nList guulaha iyo sidoo kale hawlaha ay ahaayeen. Haddii aad shaqeysay mashruuc cajiib ah, sii in yar oo faahfaahsan ah oo ku saabsan. Tusaale ahaan waxay noqon lahayd mashruuc aad shaqeysay in uu ahaa mid aad u qaali ama meesha aad ku lahaa si ay u maareeyaan dad badan.\nHalkan waxaa ah template resume waxaad isticmaali kartaa in la abuuro aad resume.\nHalkan waxaa ku qoran qaar ka mid ah tusaale ahaan resume:\nBhutanese Female arjiga Tusaale\nKaren Lab arjiga Tusaale\nSoomaali Female arjiga Tusaale\nCustomization resume: sida si ay u abuuraan resume shaqo-gaar ah\nShirkadaha isticmaalaan nidaamka raadraaca resume in shaandhayso codsiyada shaqada. Shaqooyinka badankood, Dad aan la reading aad resume. MostInstead, computer ah ayaa doonaya in uu arko haddii erayada aad resume dhigma sharaxaadda shaqada. shaqo A posted caadi helo boqolaal codsiyada.\nTan iyo markii aad resume dib loo eego by computer ah, aad leedahay si aad u hubiso in aad la abuuro resume shaqo-gaar ah. Taas macnaheedu waa in mar kasta oo aad ka codsan, aad u baahan tahay si aad u hubiso sharaxaadda shaqada iyo waafaqayaan resume in ay. Si kastaba ha ahaatee, a resume gaar ah shaqo ma aha in waxaa ka mid ah inuu eray walba oo ka sharaxaadda shaqada. Raadi keywords. Erayada furaha u tahay erayo iyo odhaaho loo isticmaalo inta badan. keywords badan ayaa hoos ku qoran “xirfadaha loo baahan yahay” qaybta. Tusaale ahaan, haddii aad codsanayso in ay ku xigeenka maamulka, aad dareento in erayo kale “xereynta”, “samaynta ballamaha”, iyo “jadwalka” isticmaalaan badan.\nQoraalka ah resume gaar ah shaqo ku lug leh laga yaabaa in erayada ay u si kale loo dhigo beddelo leh macnaha aad u la mid ah. Tusaale ahaan, laga yaabaa in aad la codsanayso shaqo oo doonaya ah "qoraa content" marka aad hore uga soo shaqeeyay sida a "abuure content." Tusaale kale laga yaabaa in lagu beddelo weedha ah “fiiriyey shaqaalaha cusub” in “shaqaalaha ay qorteen”.\nMarxaladani waxay qaadataa waqti iyo dhaqanka. Habka ugu fudud si ay u bilaabaan waa inay daabacdo sharaxaadda shaqada. Qaado waqti qaar ka mid ah oo loo muujiyo oo hoosta ka xariiqay erayo aad u malaynayso in ay muhiim u yihiin iyo in la hubiyo in ay iyaga ku dar aad resume. Xusuusnow in daacadnimo waa muhiim. Ha ku darin wax xirfadaha in aadan haysan exprience la. website A waxtar u leh habkan waxaa loo yaqaan jobscan.co. Waxaad gali kartaa resume iyo shaqo description iyo arko haddii aad qabto kulan ku filan ama u baahan tahay inaad wax badan ka qaban.\nWaxaan rajaynaynaa talooyin resume, kuwaas oo aad ka caawiyay. Hadda oo aad baratay sida loo sameeyo resume weyn, waa wakhti si aad u hesho diyaar u ahayn waraysiga shaqada.\nBaro sida loo qabto wareysi shaqo weyn.


Create an account | Tweet\nSpelling CheckerHiggaadda AfsoomaaligaeeREDSEA-ONLINE\nSeptember 2012 Somali Week Festival 2012 - The programme of events Would you like to book tickets for Somali Week Festival 2012? Muwaaddin Xor ah oo aan Isir Qabiil ku Xidhnayn The organizers of Somali Week Festival mourn one of its major guest artists: Faysal Cumar Mushteeg, 1945-2012 August 2012 New book: Maxamed Xaashi Dhamac 'Gaarriye': Biography and Poems July 2012 Mark Tran of The Guardian reports from Hargeysa International Book Fair [ List all articles]\n...daily updates... Qalinkaa wax suureeya,\nWeligaa ha sii deynin.\n"Sahra" - M I W Hadraawisuugaan\nRedsea Cultural Foundation is recruiting motivated and talented candidate, and hereby announcing a new position for Art Administration and Finance Management. Application details.Deadline for application 12.00PM Saturday 21 March 2015\nSeeska Hiddaha iyo Dhaqanka ee "Redsea" waxa ka bannaan jago loo doonayo qof dadaal badan, karti shaqo leh, aqoon u leh oo jecel dhaqanka iyo fanka, waxana halkan lagu baafinayaa jago madaxa Maamulka, Maaraynta iyo Xisaabaadka. Warbixin dheeraad ah. Is diiwaangelintu waxa ay dhacaysaa 12.00 duhurnimo Sabtida 21ka Maarj, 2015\nIn December 2014, the Hargeysa Cultural Center launched a temporary display of rare books on Somaliland, Somalia and Djibouti. This collection of rare books focuses in particular on publications from the colonial era, and comprises books donated to the library by friends from different countries. Through this exhibition and other similar activities, we hope to raise awareness (amongst researchers, students, ordinary citizens, etc....) about the books that are available to the public in our library. See selected titles from the books in display\n1972kii koox xilligaaba hormuud ka ahayd carinta maskaxda dadwaynaha, kuna sugnayd Kulliyaddii Waxbarashada ee Lafoole, ee Jaamacadda Ummadda Soomaaliyeed, ayaa curisey riwaayad wax wayn ka beddeshay habkii masrixiyadda loo dhigi jirey. Riwaayaddaasi waxa ay ahayd Aqoon iyo Afgarad, waxana wada allifey Maxamed Ibraahin Warsame “Hadraawi”, Siciid Saalax Axmed iyo, Alle ha u naxariistee, Maxamed Xaashi Dhamac “Gaarriye” iyo Muuse Cabdi Cilmi “Muuse Gadhle”. Posted by Jama Musse Jama on Feb 27, 2015 13:12:04 (147 reads) Read More... | | Score: 0\nRedsea Culture Foundation iyaga oo ka duulaya fikradda aasaaska u ah ee ah jiritaankooda oo ah inay ka qayb-qaataan wax kasta oo horumarinaya taabbagelinta dhigista, fidinta hiddaha iyo suugaanta; xoojinta fanka iyo farshaxanka; baahinta dhaqanka qorista iyo akhriska iyo gaar ahaan kobcinta qoraalka Af-Soomaaliga, waxa ay maalin gaar ah u qoondeeyeen soo bandhigista go'aammada kulankii toddobaad ee ku baratanka sheeko curinta toolmoon, "Sheeko iyo Shaahid." Posted by redsea on Aug 18, 2014 22:37:23 (274 reads) Read More... | | Score: 0\nThe late Ahmed Shiekh Jama, best known as a poet and public intellectual, was regular contributor to HIBF and a special friend of our team. Just two years ago we published his first book as part of our Curisyo (Essays) series. “Cadli doonaha daal Allaa baday”, a novel inspired by works of George Orwell, which is an allegorical reflection and commentary on contemporary Somali political affairs. His original allegorical Orwellian narration, on which his book is based, is titled as “Shirwaynahii Xayaanka Soomaaliyeed, 1988” (The Great Assembly of Somali Animals, 1988), and is Orwellian like story where Somali nature of politics is narrated through animals.\nRedsea Culture Foundation iyaga oo duulaya fikradda aasaaska u ah ee ah jiritaankooda oo ah inay ka qayb-qaataan wax kasta oo horumarinaaya taabbagelinta dhigista, fidinta hiddaha iyo suugaanta; xoojinta fanka iyo farshaxanka; baahinta dhaqanka qorista iyo akhriska iyo gaar ahaan kobcinta qoraalka Af-Soomaaliga, waxa ay soo bandhigayaan Kulankii Toddobaad ee ku baratanka Sheeko Curinta Toolmoon, "Sheeko iyo Shaahid". Sheekooyinka ka soo qaybgalayaa ma aha isku jeeddo e mawduuca sheekadu ku socoto waxa u madax bannaan qoraaga. Waxa se sannadkan lagu dheerrigelinayaa in qoraagu ku saleeyo sheekadiisa mawduuca sannadkan ee Bandhigga Caalamiga ah ee Buugaagta Hargeysa oo sannadkan ah “Imagination” (“Suureynta” ama “Malaynta”). Waxa kale oo sannadkan cusub baratanka qayb u gaar ah hablaha. Waxa la iclaamin doonaa kaalinta kowaad, labaad iyo saddexaad ee baratanka guud rag iyo dumarba, sida ku qeexan qodobka 9aad, iyo kaalinta kowaad, labaad iyo saddexaad ee baratanka hablaha iyaga u gaarka ah oo si gaar ah loogu hambalyayn doono. Habluhu way ka qayb galayaan, sidaa darteed, labada baratanba.\nThere are currently, 71 guest(s) and 0 member(s) that are online.NicknamePasswordDon't have a REDSEA account yet? You can create one. It is a free! What is new\nOgaysiis: Naadiga HargeysaOgaysiis: Anfac - CeerigaaboOgaysiis: Naadiga Timacadde - GebilayOgaysiis: naadiga Halkaraan - BurcoOgaysiis: Naadiga Berbera\nSheeko iyo ShaahidKULANKA 5aadeeTARTAN QARAMEEDKA CURINTA SUUGAANTA\nWeekly FM RadioMinneapolis, USAin every Sunday\nA brilliant work co-ordinated through many continentsby Rhoda A. Rage.Read it more


CHP'li Özel: "7.9 Bilyan oo TL oo Waxyeelayneysa Wadada Wadnaha iyo Tenders Bridge" | RayHaber | raillynews\nHomeTURKEYGobolka Central Anatolia06 AnkaraCHP Gaarka ah: Inde 7.9 Milyan TL Dhibaatooyinka Gawaarida iyo Jiifinta Jiidaha CH\n16 / 12 / 2018 06 Ankara, 17, 34 Istanbul, 35 Izmir, 41 Kocaeli, 51 Niğde, Gobolka Central Anatolia, Turkish Aegean, GUUD, hyperlinks, WADADA, Nidaamyada Tire Wheels, Headline, Gobolka Marmara, TURKEY\nXIUM 7 ayaa lumiyay lacag dhan £ 1 bilyan\nMadaxweyne kuxigeenka CHP Group Ozgur Ozel, Mood-dhiska-Operation-Transfer ee wadooyinka waaweyn iyo xaraashka buundooyinka ee ka muuqda maxkamada xisaabaadka ayaa sheegaya in bilyanka 7,9 bilyan ee TL ay sameysay soo jeedin cilmi baaris oo ku saabsan khasaaraha shacabka.\nSoo-jeedinta cilmi-baarista ee ay soo gudbisay CHP Özgür Özel oo ku saabsan Qaab-Dhisme-Kala-wareejin ayaa ah sida soo socota:\nMadaxtooyada OF THE NATIONAL Grand baladweyne OF TURKEY\nMoodhka Dhismaha-Ku-Shaqaynta-waxaa loo soo saaray qaab moodaale lacageed gaar ah si loo helo maalgashiyo iyo adeegyo ay fuliyaan hay'adaha dawladda iyo hay'adaha u baahan tikniyoolajiyadda horumarsan ama ilo dhaqaale oo sarreeya oo ku saleysan sharci lagu dejiyay 1994. Qaabkan ayaa macnihiisu yahay in qiimaha maalgashiga la siiyo shirkadda caasimada ama shirkadda ajnabiga ah iyadoo la iibsanayo alaabada ama adeegyada ay soo saartey shirkadda maamulka ama ka-faa'iideystayaasha.\nWarbixinnada xisaab xirka 2017 ee hay'adaha dowliga ah ee ay diyaarisay Maxkamadda Xisaabaadka ayaa ka kooban natiijooyinka la helay ee ah in dadweynaha ay si aad ah ugu waxyeeloobeen qandaraasyada lala galay Moodeelka-Ku-Shaqeynta-Beddelka.\nWarbixinta 2017 ee Agaasinka Guud ee Wadooyinka, Ankara-Niğde Motorway, Menemen-Aliağa-Çandırlı Motorway, Waqooyiga Marmara, Wadada Gebze-Orhangazi-İzmir iyo Dhismaha Bridge ee Çanakkale, mashruuca gooni u goosadka ah ee 5, inkasta oo hirgelinta heshiiska 180 maalin la dhaqan galay. , Maalinta 180 waa la dhaaftay ciladaha shirkadaha mas'uul ka ah, halka cunaqabateynta ku jirta qandaraasyada aan lagu dabaqaynin shirkadaha.\nQandaraasyadan, oo ay waxyeelo weyn gaadhsiiyey waaxda dawladda, ayaa waxaa helay shirkado ay dadwaynuhu ka jecel yihiin oo ay hodanka ku tahay dawladdu intii ay jirtay xisbigii Caddaaladda iyo Horumarka.\nKooxda Menemen-Aliağa-Çandarlı oo wadata qandaraaska IC İçtaş, Astaldi, Kalyon Joint Venture Group, Ankara-Niğde Motorway hindise ERG-Seza Joint Venture Group, Waqooyiga Marmara Roadway oo ku taal Kooxda Anatolian Side Limak-Kolin Joint Venture Group Shirkadda Kalyon Joint Venture Group ayaa ku guuleysatay qandaraaska Gebze-Orhangazi-İzmir Motorway oo ay ku guuleysteen Nurol-Özaltın-Makyol-Astaldi-Yüksel-Göçay Construction Consortium iyo Daelim-Limak-SK-Yapı Merkezi Joint Venture Group oo ku guuleysatay qandaraaska Buundada Çanakkale. Waxa kale oo la ogyahay in shirkadahani ay ka heleen hindiseyaal dawladeed oo fara badan oo ay ku kala shaqeeyeen qaybo kala duwan.\nThe shirkadaha hindise-guul, halka baahida waqti dheeraad ah, dhibaatooyin dibadda maray helitaanka maalgelinta, sida kaligood ah kuwa daynka caalamiga ah ayaa xusay xaqiiqda ah in halbeegga Turkey iyo maamula isu aqoonsan yahay waqtigan oo dheeraad ah.\nSida lagu sheegay warbixinta TCA, codsiyadan, oo ay kujiraan muuqaallo aan kala joogsi lahayn, ayaa sifiican looga jawaabey shirkadahana waxaa lasiiyay xuquuq ay ku shaqeeyaan xilliyo kala duwan.\n180 milyan 78 kun oo Euro oo loogu talagalay Ankara-Niğde Highway, 390 milyan 23 kun oo Euro oo loogu talagalay Menemen-Aliağa-Çandarlı Highway, 121 million 153 kun oo 409 euro oo loogu talagalay Bridge Çanakkale, 545 kun 323 euro oo loogu talagalay Bridge Çanakkale milyan 870 kun 400 doolar, iyo loogu talagalay Gebze-Orhangazi-İzmir Motorway 4 bilyan 671 milyan 742 kun 503,28 TL.\nTani, taa, waxay muujinaysaa in khasaaraha qaybta dadweynaha ee ka soo gaadhay 7 bilyan 925 milyan 426 kun 509,63 TL laga soo saaray kaliya wadooyinka waaweyn iyo buundooyinka buundooyinka oo ay maamusho Agaasinka Guud ee Wadooyinka taas oo ay ugu wacan tahay siyaasadaha doorka ee Xisbiga Cadaaladda iyo Xisbiga Horumarinta ee ku wajahan shirkadaha la doorbiday.\nSi loo awoodo in la soo uruuriyo qeyb ka mid ah khasaaraha shacabka ee ka soo baxa cilladaha shirkadaha iyadoo ay ugu wacan tahay ka tegista sharciga ee qandaraasyada Dhismaha-Ku-wareejinta, in la bilaabo geedi socod baaritaan oo lagu qanco qeybta ka soo baxda hay'adaha dowliga ah, iyo in la bilaabo geedi socod maamul oo lagu qanco qandaraasyada Dhismaha-Ku-shaqeyn-Ku-Wareejinta, Waxaan soo jeedinay una soo jeedinay dhismaha guddiga baarista baarlamaaneed sida ku xusan qodobbada 98 iyo 104 ee dastuurka, 105 iyo XNUMX ee dastuurka, in la qaado tillaabooyin si loogu diyaariyo waxtarka shacabka iyo in la soo bandhigo in wasiirrada iyo ra'iisul wasaarayaasha muddadaas ay mas'uul ka yihiin khasaaraha shacabka.\nCHP Gürkan: Waxaan Abaabulaynaa Dalxiiska Badbaadinta ee Gaadiidka by Cable Cable\nSu'aalaha ku saabsan metro cusub ee CHP\nCHP waxay dooneysay in ay baaritaan ku sameyso socdaalka metro ee Ankara\nTallaabada CHP ee Etimesgut\nUrurka Degmada ee loo yaqaan 'CHP Etimesgut District Organization iyo dadka Etimesgut,' Etimesgut Junkyard…


Ronaldo, Pirlo Iyo Iniesta Oo Lagu Daray Ciyaaryahannada U Tartamaya Abaalmarinta Lugta Dahabka Ah\nHomeSpainRonaldo, Pirlo Iyo Iniesta Oo Lagu Daray Ciyaaryahannada U Tartamaya Abaalmarinta Lugta Dahabka Ah\nXiddiga Real Madrid ee Cristiano Ronaldo ayaa ku biiraya raxan ciyaaryahanno sharaf ka leh dunida oo ay ugu horreeyaan Zlatan Ibrahimovic, Francesco Totti iyo Ronaldinho oo ku guulaystay abaalmarin sharafeed qaali ah.\nSannadkii labaad oo xidhiidh ayaa waxa Ronaldo loo magacaabay inuu ka mid noqdo ciyaaryahannada u tartamaya Cagta Dahabka ah, waxaana kula jira ciyaartooyo badan oo magac ku leh dunida oo ay ka mid yihiin Andres Iniesta, Franck Ribery, Andrea Pirlo iyo Yaya Toure.\nAbaal marintan oo ah mid caalami ah oo uu ciyaartoygu noloshiisa ku guulaysan karo hal mar oo kaliya, ayaa waxa la siiyaa ciyaaryahannada ay da’doodu ka weyn tahay 28 jir, kuwaas oo kubadda cagta ka gaadha guulo badan oo shakhsiyeed iyo mid kooxeedba, laakiin waxa si aad ah mudnaanta loo siiyaa shakhsiyaddooda.\nThierry Henry, Iniesta, Manuel Neuer, Pirlo, Ribery, Wayne Rooney, Toure, Thiago Silva iyo haweenayda reer Brazil ee Marta ayaa abaalmarintan ku hirdamaya sannadkan.\nCodaynta ayaa waxa ay dhici doontaa 24 August, waxaana natiijada lagu soo bandhigi doonaa magaalada Monaco maalinta Axadda ah ee 13 October ee isla sannadkan. Waxa codayn doona oo qofka guusha siin doona taageereyaasha iyaga oo adeegsanaya website-ka loogu talo galay abaalmarintan ama waxa ay isticmaali doonaan bog looga sameeyey Facebook.\nAbaalmarintan waxa la aasaasay sannadkii 2003, waxaanu ninka sannadkan ku guulaystaa ku biiri doonaa ciyaartooyada magacyada waaweyn ee hore ugu guulaystay oo kala ah: Roberto Baggio, Pavel Nedved, Andriy Shevchenko, Ronaldo, Alessandro Del Piero, Roberto Carlos, Ronaldinho, Francesco Totti, Ryan Giggs, Zlatan Ibrahimovic iyo Didier Drogba.\nPrandelli: Waan xushay badi xidigihii aan la tagi lahaa koobka Adduunka\nDhaawaca Pique oo fursad u noqday Shakira


Waa maxay mowqifka Guddiga Hirgelinta Doorashooyinka Heer Federaal kaddib natiijo la’aanta shirka Dhuusamareeb? – Kalfadhi\nGuddiga Hirgelinta Doorashooyinka Heer Federaal (GHDHF), ayaa wax laga xumaado ku tilmaamay is-afgaran waagii uu ku soo dhammaaday shirkii Samareeb, wuxuuse muujiyay in ay jirto rejo wanaagsan oo weli lagu xallin karo is mari-waaga taagan.\nDhinacyada ayuu ugu baaqay in aysan quusan, una istaagaan masuuliyadda ka saaran dalka, ayna hirgeliyaan heshiiskii doorasho ee 17 Sebteembar 2020, heshiiskaas oo baarlamaankuna ku meel mariyey hindise-sharciyeed qeexaya sida lagu soo dooranayo xubnaha Barlamaanka 11-aad ee Jamhuuriyadda Federaalka Soomaaliya.\n“Guddigu wuxuu u soo jeedinayaa bulshada Soomaaliyeed in ay muhiim u tahay xilligaan in laga wada shaqeeyo isu keenidda dhinacyada hoggaanka Dowladda Federaalka iyo Dowlaha Xubnaha ka ah. Wuxuuna guddigu ku boorrinayaa culimada, hoggaanka dhaqanka iyo bulshada qaybaheeda in ay lagama maarmaan tahay in ay qaataan doorkooda soo jireenka ah ee xalinta khilaafyada lagu xalinayey hab dhaqameedka, kaasi oo ahaa wakhti dheer xalka rasmiga ah ee ay Soomaalidu dhexdeeda isku xalliso”\n“Guddigu, wuxuu xasuusinayaa hogaamiyayaasha in mas’uuliyadda qabsoomidda doorashooyinku ay si wadajir ah u saaran tahay hoggaanka Golaha Wadatashiga Qaran iyo si ay u gaaraan xal degdeg ah, lagama maarmaanna ay tahay in ay ka shaqeeyaan isu keenidda iyo maslaxada guud ee wadanka”, ayaa lagu yiri warka kasoo baxay guddiga.\nMadaxweyne Farmaajo oo maanta khudbad u jeediyay xildhibaannada Golaha Shacabka