Climate Smart Microfinance Fund for Indonesia Through a combination of microcredit and technical assistance (TA), the project aims at addressing the problem of encroachment and deforestation caused by smallholders in Sanggau and Pontianak province, Indonesia. In NMI 95 % of the loan customers are women. There is a particular focus on gender equality in the design of the loans, in the support for land titles and in the training for farmers, MFIs and cooperatives.