UK Support to Access to Finance Rwanda (AFR) Phase II Operations (2016-2020) To support a deeper and more inclusive financial sector that supports the livelihoods  and well-being of low income people in Rwanda. This will be done by: (1)Supporting the capacity and systems development of financial service providers that serve the poor, with a specific focus on automating the operations of Rwanda’s Umurenge Savings and Credit Cooperatives (SACCOs) and their connectivity to microfinancial institutions and commercial banks; (2) Supporting the flow of financial services to the agriculture sector; (3) Supporting the development of pensions for informal sector workers to promote long term savings; and (4) Supporting improved resilience to shocks whilst reducing the risks associated with productive investments through the utilisation of microinsurance.  AFR targets to enhance livelihood opportunities for 1,670,000 poor women and men during the period 2016-2020.