title: Qof Aad Jeceshahay Ma Ku Siiyay Lacag Horumarineed? Waxaad u Baahan Tahay Waraaqaha Hadiyadda ee Deynta Guriga
abstract: xubin qoyska ka mid ah ayaa kaa caawinaya bixinta lacagta hormariska ah? Nasiib wacan ayaad leedahay! Si kastaba ha ahaatee iska hubi inaad soo gudbiso foomkan gaarka ah.