It is not restricted to any particular habitat, but does tend to avoid dense forests. The snake is mostly found in open, grassy or bushy areas, but may also be found in second growth forests (scrub jungles), on forested plantations and farmland. They are most common in plains, coastal lowlands and hills of suitable habitat. Generally not found at altitude, but has been reported as far up as 2300–3000 m. Humid environments, such as marshes, swamps and rain forests, are avoided.

This species is often found in highly urbanized areas and settlements in the countryside, the attraction being the rodents commensal with man.
As a result, those working outside in these areas are most at risk of being bitten. It should be noted, however, that "D. russelii" does not associate as closely with human habitation as "Naja" and "Bungarus" (cobras and kraits).

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