[Question]: Chip has a $50.00 balance on his credit card. Since he didn't pay it off, he will be charged a 20% interest fee. He puts $20.00 on his credit card the following month and doesn't make any payments to his debt. He is hit with another 20% interest fee. What's the current balance on his credit card?
[Answer]: He has a balance of $50.00 and is charged 20% interest so that's 50 * .20 = $10.00. He had a balance of $50.00 and now has a $10.00 interest fee making his balance 50 + 10 = $60.00. His balance is $60.00 and he puts another $20.00 on his card for a total of 60 + 20 = $80.00. He didn't make a payment that month and is hit with another 20% interest fee so that's 80 * .20 = $16.00 in interest. His new balance is 80 + 16 = $96.00.
So the answer is 96.

[Question]: A carton contains 12 boxes. If each box has 10 packs of cheese cookies, what's the price of a pack of cheese cookies if a dozen cartons cost $1440?
[Answer]: If 1 carton contains 12 boxes, then a dozen cartons contain 12 * 12 = 144 boxes. If 1 box has 10 packs of cookies, then 144 boxes have 144 * 10 = 1440 packs. If a dozen cartons cost $1440 and contain 1440 packs of cookies, then each pack costs 1440 / 1440 = $1.
So the answer is 1.

[Question]: A swarm of ants discovered a pile of sugar that spilled from a dropped bag. They begin to harvest it and carry it off to their anthill. Every hour, the ants remove 4 ounces of sugar. The bag of sugar held 24 ounces before it was dropped. After three hours, how many more hours will the ants need to harvest the remaining sugar?
[Answer]:

Show your work and conclude with the exact phrasing "Therefore, the final answer is [answer]." where [answer] is just the final number or expression that solves the problem.
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After 3 hours, the ants have removed 4 * 3 = 12 ounces of sugar. There are 24 - 12 = 12 ounces of sugar left. Thus, the ants need 12 / 4 = 3 more hours to harvest the remaining sugar.
So the answer is 3.