Article: Some states have online locator tools which you can use to search for a missing life insurance policy. California, Texas, and Ohio all collect your information and then contact the life insurance companies. You provide information either through an online Lookup Tool or submit a paper application.  For example, the California State Controller’s Office has an online Life Insurance Settlement Property Search tool. You can use it to find policies that list you as a beneficiary. The online search tool only lists beneficiaries who are or were in California.  The search tools will ask you for the last name, first name, middle initial and city of the property holder.  The search results will provide a name, address, ID number of the claim and type.  Ohio has a form you can download and print off. The form asks for your contact information and the policy holder’s. The form must be notarized before being mailed to the Department of Insurance.  If the state finds the policy, it should contact you and tell you where it is. Some policies will still be in the possession of the insurance company. Others may have been turned over to the state already. Websites such as missingmoney.com and unclaimed.org allow users to find their state’s unclaimed property website. If your relative died more than a few years ago, it is possible the benefits from a life insurance policy have been turned over to the state. Both websites are affiliated with the National Association of Unclaimed Property Administrators (NAUPA).  Missingmoney.com allows you to search for unclaimed assets with a simple search tool. It asks for your first and last name and your state. It will search the state’s unclaimed property database for any property linked to your name. To look for a life insurance policy for a deceased loved one, put his or her first and last name into the database. Unclaimed.org allows you to click on your state to find your state's unclaimed property website. Some states may require you to register before you can conduct any searches on their websites.  Claiming property from the state is free, but you will have to provide records supporting your claim. These requirements will vary from state to state but generally include proof of your identify and the policy holder’s death certificate. Some of the largest insurers in the United States have free Life Insurance Locator Tools for you to use at their websites. MetLife, New York Life, and Lincoln National all have tools.  To begin, make sure you have the following information for your loved one: name, date of birth, date of death, and last known address. You will then enter this information into the search engine. You will also be prompted to enter your contact information, so that the insurance company can get back to you after its search. There are several companies that will search for a lost life insurance policy. Each of them charges different rates. The three most popular private company locators are MIB, L.L.I.F.E., and Policy Inspector.  For $75, MIB will search the records of anyone who has applied for insurance. It has kept records for around seven years. You can click on the “Policy Locator Service” link on their website. The MIB response rate is around 30%. Also, there is no free option; you have to pay the $75. L.L.I.F.E. charges $108.50 and contacts around 400 companies. Policy Inspector contacts over 500 life insurance companies and charges a $99 one-time fee.
Question: What is a summary of what this article is about?
Visit your state’s Department of Insurance. Visit free websites. Contact major insurance providers directly. Pay a private company for a search.
Problem: Article: A young puppy is perfectly capable of learning how to follow your commands and beginning early will help them avoid learning bad habits. Tell the dog to "sit," "stay," and "come" when you want it to do those things. While you shouldn't expect perfect behavior at such a young age, beginning to use verbal commands with the dog will set the foundation for obedience as it ages.   For a Malinois, starting training this early can be key to helping it develop a pleasing and pleasant personality. For example, you should begin house training your puppy as soon as possible. Take it out on a regular schedule and take it to the same spot every time, so that it learns to go to the bathroom only outside. Instead of punishing a dog for doing the wrong thing, give it praise and treats for doing positive things. When it sits, goes to the bathroom outside, or comes when called, give it a pat, tell it how smart it is in a nice voice, or give it a small treat right away. By starting this positive reinforcement early, the dog will strive to do things that please you in the future. This positive reinforcement can start very early and using it when the dog is young will help you with more advanced training later. Clicker training is a reward-based training style that incorporates a distinctive clicking noise as well. This noise is done when the dog does what you have asked it to do, which helps the dog understand when it has completed what it was asked to do.  Clicker training is a helpful training method because it eliminates some of the confusion that can occur between trainer and dog. When the clicker is clicked right when the dog does what you asked it to do, there is no ambiguity about your commands. This can be very helpful when giving a dog extensive and skilled training, which is common with Malinois. When your Malinois is a young puppy, training sessions should be at most 10 minutes long. As the dog grows up, you can gradually extend each training session to 30 minutes to 1 hour. Malinois love learning, being active, and spending time with their owner, so most of them are happy to do several training sessions a day. When you want to make the puppy sit, you need to wait for a moment when the dog is about to naturally sit, then say "sit," and give the dog praise and a treat. If you do this repeatedly, the dog will begin to associate the action with the positive reinforcement.  Try practicing sitting when you are out on walks. When you pause at a corner, be prepared to give treats or praise, as the dog will likely naturally sit when it comes to a stop. The time it takes for the dog to learn to sit can vary drastically. It can take a lot of repetitions for your dog to understand your command and why it is getting treats. Sit is the starting point for a variety of other commands, such as stay and lay down. For instance, once the dog is sitting say the word "down" and signal that the dog should lay down. You may need to wait until the dog wants to lay down and give it a treat then, just as you did when teaching the dog to sit.   Keep in mind the positive reinforcement technique by saying "Good dog" when it does the right thing.   Keep repeating this routine daily until your dog follows your commands reliably.
Summary: Start training a puppy at 8 weeks old. Use reward-based training techniques. Consider using clicker training. Adjust the length of training sessions as the dog ages. Teach the dog to sit. Introduce additional commands once the dog has mastered sitting.
Measure out the amount of rice you would like to use with a measuring cup. Place the rice in a bowl or saucepan and place the it in your sink. Run cool water over the rice until it is one inch above the rice line. Stir the rice with your hand or a wooden spoon. Drain the water from the saucepan and repeat until the water is clear. If you did not already use a saucepan to rinse the rice, add the rice to a 3-quart saucepan. It should be large enough to accommodate the rice plus double the amount of water. For example, if you measured out one cup of rice, you will use two cups of water. If you used three cups of rice, you will use six cups of water, and so on. Stir occasionally as you wait for the rice to boil. Once it boils, turn the heat down to the lowest heat possible and cover the pan with a lid. There is no need to stir or open the lid. Doing so will allow steam to escape, thus affecting how well the rice will cook. Check the rice sparingly or use a pan with a clear lid to check its progress. Once the 10-15 minutes are up, open the lid and use a fork to fluff up the rice. Place the cooked rice in a bowl until you are ready to use it later.
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Show your work and conclude with the exact phrasing "Therefore, the final answer is [answer]." where [answer] is just the final number or expression that solves the problem.
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Rinse the rice. Add rice to a saucepan. Bring the rice to a boil. Simmer on low heat for 10-15 minutes. Set the rice aside.