Translate the following sentence to French:
Over the long term, it offers generally a better financial choice than buying and renewing term insurance.

Show your work and conclude with the exact phrasing "Therefore, the final answer is [answer]." where [answer] is just the final number or expression that solves the problem.
user
À long terme est généralement une meilleure option sur le plan financier qu'une assurance temporaire qu'il faut renouveler.