edward cotten main town st33678 4348875579 edwardbottaolcom wwwlinkedincominedwardcutter financial professional real estate lending asset financing working capital finance banking professional portfolio quality assurance loan package analysis experience possess credit assessment skills supporting decisionmaking wide array loans business clients high net worth individuals offer loan process improvement documentation streamlining expertise facilitating efficient errorfree processing proven team leader facilitator motivate cultivate lending team members achieve optimal performance driving force behind record departmental loan funding volume performance consistency financial analysis loan servicing skill highlights loan portfolio quality monitoring business analysis personalbusiness cash flow underwriting personalbusiness financial statements loan agreement verification respa compliance team leadership customer communications collateral analysis loan application processing credit worthinessdetermination heloc mortgage underwriter abc inc competitive analysismarket intelligence complex financial structure review achievements achieved 98 personal accuracy rate internal quality control contributing team funded department record 17 billion mortgage dollars june 2016 assisted setting loan funding records funded dollars funded units decreasing time underwriting 1 billion funded 11 consecutive months part private bank underwriting team senior loan processor abc banking multiple awards excellence handling client requests issues customer care professional abc banking recognized 40 wow awards exceeding client requests providing excellent service client calls included 2 top wow awards abc company asset wealth management main town st experience april 2015present one oldestfinancial institutions us assets 26 trillion presence 100 markets 250000 employees heloc mortgage underwriter review credit worthiness collateral loan applicants develop full picture qualifications analyze financial statements credit reports appraisals tax returns summarize condense information support credit decision conclusions conduct risk assessments delivered results identified subject matter expert sme heloc team participated project involving working team improve user experience underwriting software system assisted identifying differences heloc underwriting system mortgage system facilitate merging systems producing integrated system allowing concurrent underwriting products larger number underwriters produced standardized comments template underwriting analyses credited reducing errors shorteningrampup period andimproving continuity loans