jessica claire montgomery street san francisco ca 94105 555 4321000 resumesampleexamplecom summary resultsfocused management professional offering 20 years progressive leadership experience transforms highpotential staff outstanding leaders demonstrate creativity savvy critical financial operational success highlights collections proficiency sales expertise detailoriented excellent time management analytical steward institutional regulatory compliance energetic customer servicefocused excellent communicator accomplishments implemented several strategies successfully increased sales improved client retention ratesleadership served key contributing member leadership team repatriated 250 million distressed credits repatriation asset sale refinance drove net increase portfolio metrics comply corporate directive increasing portfolio coverage impaired loans 65 80 adjudicated 300 customer relationships year contracted watchlist 48 year year experience managing director credit risk management 062011 current gallagher bassett nz ltd bellevue wa independently manages large complex relationships primary duties include restructuring loans enhancing banks collateral position identifying alternative repayment plans collection loans manner results highest possible recovery principal interest within established time frames leads team 35 relationship managers portfolio managers analysts repatriate distressed loans accurate timely manner provides recommendations senior management senior credit officers special assets divisions steering committee regarding alternatives resolving problem credit relationships updates parties timely basis current status relationship works banks credit audit accounting loan review real estate compliance legal departments monitor report status problem credits insure bank complies regulatory requirements trusted 20 million loan authority senior vice president regional senior credit officer 2010 062011 gallagher bassett nz ltd brentwood tn responsible adjudicating monitoring creditrelated efforts 4billion wisconsin cre team well creditrelated activities mi capital markets fixed income group approved credit requests within assigned lending authority based upon risk taking philosophy corporation conveys decisions actions appropriate personnel provided coaching mentoring risk assessment credit underwriting loan structuring relationship management commercial lenders worked less experienced lenders developing credit skills career growth involved oneonone coaching sessions bankers client selection client calling business development loan underwriting structuring supported chief credit officer managing identifying closely monitoring past dues non performing assets lending activity portfolio trends senior vice presidentsenior loan officer commercial banking 2001 2010 bankers bank city state directed seven saleslending teams 70 reps within 25 million budget responsible aspects commercial lending process including origination underwriting closing increased loan originations 250 million 15 billion grew customer base 620 930 clients established approved credit terms leveraged market expansion opening four lpos resulted 300 million growth identified need diversify loan portfolio outside southeast concentration devised formula demographically add cities selected added lending staff reduced loan concentration 90 65 increased production 21 decentralized decisionmaking doubled loan portfolio loans underwritten approved home office timeconsuming lacked local knowledge input created regionalized crossfunctional lending teams quadrupled fee income added 25 bottom line coached internal lenders negotiate fee income sharing loanoriginators created incentive program whereby portion origination fee would shared internal lender increased fee income 1 million 4 million per year vice president 1998 2001 bbt city state developed new grew existing relationships middle market commercial commercial real estate clients four county territory regarded trusted advisor 85 clients qualified prospects clients analyzing credit histories financial statements performed cash flow collateral analysis ci cre transactions notable contributions grew customer base 70 50 active accounts 85 active accounts lead originator new business generation region for1999 crosssale champion 2000 vice president 1987 1998 mi marshall ilsley bank city state originated loans regional national builders developers investors structured underwrote approved closed transactions following sectors multifamily investor owned owner occupied buildto suit residential land development commercial land development retail strip big box retail warehouse distribution notable contributions closed 30 million new business four consecutive years built relationship value crosssales cash management insurance leasing private banking investment trust merchant products surpassed revenue goals four consecutive quartersserved mentor junior team members education mba finance marquette university milwaukee wi coursework business administration finance bachelor arts economics economics university wisconsinmadison wi minor mathematics skills accounting banking budget business development capital markets cash flow cash management coaching credit decision making senior management financial analysis producer real estate relationship management sales