      Finally, the last cause of system instability and unreliability isoverburdening of systems. The trend in the on-line DayTrading industry hasbeen that of sheep and floodgates. When a new on-line DayTrading brokerbegins doing business. Day Traders, fed up with their current broker, flocklike sheep to the new broker on the block. To accommodate these traders,the broker opens the floodgates and swamps its system with more customersthan it can handle. This routine has been the norm during the past twoyears. In fact, in recent months (early 1998), a new on-line DayTradingbroker came to town and took on an estimated 300 customers in the span ofthree months. The result: poor customer service and system down time.