What is domestic travel insurance?
Most people don’t think about travel insurance for their domestic trips. After all, Medicare works all over Australia, right? And that’s true, it does. But what about the other things travel insurance can cover? Luggage, rental car excess, cancelled accommodation, weather events? That’s where a domestic insurance policy comes in. In a country that gets more than its fair share of natural disasters and wild weather events, you need to be covered for that. Buying a policy for a long weekend or just a week might seem weird, but it'll be worth it – especially if you're flying or renting a car. Plus, it’s really not that expensive!
Rental Vehicle Insurance Excess.
Medical Evacuation by Road or Air.
Trip Cancellation Costs.
Luggage and Personal Effects.
Optional Snow Sports Cover.
This is a brief summary only. For full terms, conditions, limitations and exclusions read our policy wording.
What does domestic travel insurance cover?
|Comprehensive Overseas Insurance (The Works)||Budget Overseas Insurance (The Basics)||Domestic||Annual Multi-trip|
|Medical Expenses Overseas^||Unlimited||$5,000,000||Not applicable||Unlimited|
|Additional Expenses / Medical Evacuation||Unlimited||$500,000||$10,000||Unlimited|
|Luggage and Personal Effects||$12,000||$3,000||$4,000||$12,000|
|Rental Vehicle Insurance Excess||$4,000||Not available||$4,000||$4,000|
|Multi-trip‡||Not available||Not available||Not available||Available|
|Get a quote||Get a quote||Get a quote||Get a quote|
|^Up to one year.
‡The Works, The Basics and Domestic plans only cover single trips. The Annual plan covers multi-trips if you travel as often as you like within a 12 month period, as long as each trip is no longer than 38 days. Sub-limits apply. This is a brief summary of cover only and does not include the full terms, conditions, limitations and exclusions. Please read our policy wording.
Domestic travel insurance FAQs
Will domestic travel insurance cover my own car?
No, unfortunately. That’s what your car insurance is for. However, if the road up ahead is flooded and you miss some pre-booked accommodation because of it we could cover that for you. Don’t drive your car into the flood waters!
Do I have to travel a certain distance from my home to be eligible to purchase domestic cover?
No. You only need to have an overnight stay booked somewhere or have booked transport with a service provider, such as an airline or travel agent.
Is there an age limit on who can buy a Domestic policy?
Yes. The Domestic policy only covers people under the age of 81 at the time they purchase the policy.
Read the policy wording for full terms, conditions and exclusions and to ensure the product suits your needs.
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