Frequently Asked Car Loan Questions
I do not have excellent credit- how can Drive It Now help me?
Almost 80% of all adults have at least one black mark on their credit report. We believe that everyone deserves a second chance.Bad things happen to good people…we see it all the time. We have thousands of new and used vehicles available and are experts in getting you the financing you deserve.
What will my interest rate be?
Your interest rate is influenced by several factors; whether the car you want is new or used, the amount of your down payment, your credit history, and the term of your loan. Your finance expert will explain to you the details.
Will I need to put money down?
Not necessarily, if you have money saved it is a generally considered a good idea to put it toward a car loan. If you do not have access to a down payment our finance experts will work to still find you the best loan option.
How long does the process take?
One of our finance experts will contact you within 30 minutes of you submitting your application. We can get you driving in 24-48 hours.
My credit rating is not great. I have had some problems. Can Drive It Now help me?
Yes, we can and our finance experts will choose the right lender for your unique situation. We are experts at arranging financing for a vehicle that you want and that fits your budget.
Is the information that I submit on Drive it Now secure?
Absolutely! Our web site uses a secure connection so your information is always very secure.
Are there any fees with Drive It Now?
There are no fees for our service.
Will it help if I have a co-signer?
A co-signer is an excellent way to help you get approved at a low interest rate.
Do bad credit car loans help me to re-establish or fix my credit?
Yes…all of our lenders report to the credit bureaus. As you make regular monthly payments this activity is reported to the credit bureaus and your credit will slowly improve.
Will you deliver the vehicle to me?
Yes, we offer free delivery.
What kind of vehicle can I get? Does it have to be a certain make or model?
If we don’t have the vehicle you are looking for we will find it.
Drive It Now is located in North Bay, Ontario and also serves Mattawa, New Liskeard, Cobalt, Timmins, Temiscaming, Cochrane, Kirkland Lake, Sudbury, Kapuskasing and surrounding areas.