In the sentences extracted from financial agreements in U.S. SEC filings, identify the named entities that represent a person ('PER'), an organization ('ORG'), or a location ('LOC'). The required answer format is: 'entity name, entity type'.
Text: Except as shown in the Schedule , there are no actions or proceedings pending or , to Borrower ' s knowledge , threatened by or against Borrower or any Subsidiary in which an adverse decision could cause a Material Adverse Change .
Answer:
Borrower, PER
Borrower, PER