In the list of tokens, identify 'Person', 'Location', and 'Organisation' and label each accordingly. If the entity spans multiple tokens, use the prefix B-PER, B-LOC, or B-ORG for the first token, and I-PER, I-LOC, or I-ORG for the subsequent tokens of that entity. The beginning of each separate entity should always be labeled with a B-PER, B-LOC, or B-ORG prefix. If the token does not fit into any of the three named categories, or is not a named entity, label it as 'O'. Each line should contain one token and its corresponding label, separated by a colon. Do not combine tokens on your own. The format for each line should be: 'token:label'.

Text: Allied
Irish
Banks
has
also
announced
cuts
to
its
variable
rate
mortgages
while
Bank
of
Ireland
and
the
Irish
unit
of
KBC
have
said
they
will
reduce
the
cost
of
fixed
-
rate
terms
.
Answer: 
Allied:O
Irish:O
Banks:O
has:O
also:O
announced:O
cuts:O
to:O
its:O
variable:O
rate:O
mortgages:O
while:O
Bank:B-ORG
of:I-ORG
Ireland:I-ORG
and:O
the:O
Irish:O
unit:O
of:O
KBC:B-ORG
have:O
said:O
they:O
will:O
reduce:O
the:O
cost:O
of:O
fixed:O
-:O
rate:O
terms:O
.:O