In the list of tokens, identify 'Person', 'Location', and 'Organisation' and label each accordingly. If the entity spans multiple tokens, use the prefix B-PER, B-LOC, or B-ORG for the first token, and I-PER, I-LOC, or I-ORG for the subsequent tokens of that entity. The beginning of each separate entity should always be labeled with a B-PER, B-LOC, or B-ORG prefix. If the token does not fit into any of the three named categories, or is not a named entity, label it as 'O'. Each line should contain one token and its corresponding label, separated by a colon. Do not combine tokens on your own. The format for each line should be: 'token:label'.

Text: According
to
the
American
Academy
of
Actuaries
,
insurers
pegged
their
plan
costs
too
low
in
2014
and
2015
and
feel
justified
in
raising
them
in
2016
.
Answer: 
According:O
to:O
the:O
American:B-ORG
Academy:I-ORG
of:I-ORG
Actuaries:I-ORG
,:O
insurers:O
pegged:O
their:O
plan:O
costs:O
too:O
low:O
in:O
2014:O
and:O
2015:O
and:O
feel:O
justified:O
in:O
raising:O
them:O
in:O
2016:O
.:O