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FARMERS AND MERcHANTs' BANK.-OE- feed by Dr. Fowlkes, and unanimously adopted by the Board of Directors, January, 2, 1847:

 Resolred, That from and after this date, that no Bill of Exchange shall be taken by the Exchange Committee, which is not con- vertable the next insiant, if it may be deemed necessary, without the liability of this Bank.

 RssOlred, That no paper except such as !. described in the foregoing resolution shall be discounted, without the most undoubted endorsements shall be placed on it; and that It IS the sense of this Board, that, in no event shall discounts be made over 50 Der ceat' on the receipts maturing and payments ac,ually received.

 The cash liabilities of the Farmers and Merchants Bank, on the 27th January, when the present Board assumed the dictaiion of me policy for it's control--clearly set forth n the above resolutions, offered by Dr. fowlkes, and unanimously adopted by the Board was over $1,40G,aa0. The present liabilities do not exceed $5G0, GOO Showing 'urtallment of some $900, 900, since the present Board came into office--a curtailment unprecedented by any country Bank, in the same space of time, within our recollection. We copied the resolutions and the cash liabilities from he papers ia the Bank, and 'Oueh for the truth and accuracy of both resolutions and liabilities. These are facts worthy of leciion--yindicaiing the pre- |sen' Board of Directors against the charge Of mismanagement.--JMonitor.