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The New York Bowery Fire Insurance Company have
this day declared dividend Of per cent for the last
SIX months payable on the LIST of December.


The Spring Garden Insurance Company, Of Rochester
has lately adopted the mutual principle 1t has recently
declared dividend Of per cent its capital and far
thcr dividend Of la per premium for the last
six months


One dollar bills Of the Fairhaven Bsnk altered to tens
are In circulation


The receipts Of the Western Railroad company continue
to show increase those the same time last wears
WEsTERr RArLKoAp.


s;:;:sf's s;:':s' C. :::.: III IFS rs ls


sls46s 1900 a,loo
Inc increase in the receipts of this company
WIZ Dc much larger after the close OF ma
vigaHon on the Hudson, az that route would
tnen oe h9 most direct to the seaboard The only
'hng that will operate unavoraby the increased pros
pery OF the Western road is the liberty the railroads
OF this State have to carry freight after the close of nav
saton on the canals This privilege granted during
the last session of the Legislature this State and urg
% py those Interested in the prosperity Of the
Western road II very doubtful whether will act as
iavorably as anticipated to the interests Of that
company Navigation the river remains opel
iHll three weeks after the suspension of na,i
CATION on the canals and after the commerce of
the lakes is suspended this gives sufficient time to trans
port the stocks left in hand tho lake tide
water and fromthence down the liver to the seaboa
As supplies from the West cease the quantity d
produce to be transported very limited long previ
ous to that time the products Of this State generally have
reached the market This being the the only
from which freight for the Western roads
derived are in the immediate vicinity Of the several lines
An open communication with the seaboard throughout
the season. Of very great importance situated
in the Interior In enabling them get many articles Of
produce to markets but look upon the
ted to the railroads of this State, throughout the
winter, as being OF vast importance to this ci-
ty in a commercial point Of view. Heretofore bsui-
in this city has been suspended Immediately on the
close Of canal navigation and for time previous to
that event. merchants from the West from the ine.
ror OF this State afraid to make the purchases they
wished fearful Of their being frozen in somewhere
the ne where they must remain until the opening OF
navigation, be transported by teams to the place OF
destination This evil has disappeared and purchases
can be made to the last moment, with that
they will reach the destination intended expedou
y than before This will have very favorable effect
credits tending to shorten the time which merchandise
is now sod and DO away with the necessity opurchasng
more at time than required fer immediate consumption
merchant coming from the part Of this State
in September has heretofore been compelled purchase
supply large enough to last until the following June





market in January, and have stock at his door in
less than week after shipment. The communication
between this city and Albany, during the close Of the
river not expeditions regular between Bos.
ton Albany, but have via the Housatonic road,
route available both for passengers and freight How long
shall be compelled to depend upon this circuons
route to Albany, depends entirely upon the movement
of our cap talists in completing the roads-partly
sructed and contemplated The transportation of freight
-1~ ~f
for the trade Of this city, which have been shut
olore for eight end nine months and far possible
regularity Of business throughout the year
All that require to perfect this additional source
Of trade, is direct and rapid communication with AL
bany, and the completion Of the Erie railroad which
would open markets in a different quarter.


The report Of the Bank Of the Valley in Virginia for
October lsl4 compared with that for s4a shows very
slight additional movement in all the departments.


H.