Factors Influencing E-Payment Adopting Intention Among University Students in Hanoi

This paper is aimed to identify the factors influence e-payment adopting intention among university students in Hanoi. The number of e-payment users is continuous increasing; it is comparison with the data from the research in the past. This paper chooses to carry this topic with the reason of pointing out the factors have the impact on e-payment adopting intention for the supplier can improve their services. The data used in the study was surveyed based on questionnaires from university students in Hanoi in order to give feedback of potential clients to e-payment supplier knows the client desires. In the results which are showed by some test and the multiple linear regression model, it is found that there are 8 factors, 4 of them have the same result with the hypothesis and have positive relationship with e-payment adopting intention. The factor has the greatest impact on e-payment adopting intention with 1% increases of it will make the intention in adopting e-payment increase 0.378%. So that, for increasing the intention of university students - young adult client, e-payment supplier should teach and introduce to them how to use the e-payment framework. Finally, this paper wants to give the viewpoint of young adults about their intention of e-payment for suppliers to know the desire of their potential clients.

Keywords: E-payment, Perceived Easily Usability, Perceived Security, Self-proficient, Trustworthy