Factors Of Asset Formation On Individual Investment Accounts Of Private Investors

The paper is based on the results of the identification of clearly defined modern tendencies in the bond market development, the main of which is its computerization, which leaves an imprint on other tendencies in the development of not only the bond market, but also the financial market as a whole. Against the backdrop of the maximum interest rate on deposits declining over the studied period, the issue of choice, through the use of digital technologies, a more efficient option for investing money, ensuring the accumulation of savings and protecting them from inflation, is particularly acute. In order to determine the most effective factor in increasing income from investments in financial assets through individual investment accounts, a comparative assessment of the correlation between performance and factor indicators was carried out. It is found that the factors in the formation of property income in Russia in general and in the Chechen Republic have common characteristics. They consist of a weak relationship between the dividend income change and in the property income change. It is concluded that it is necessary to increase the assets, which are expressed in state and corporate debt tools, as the most effective aspect in the increase in the income of private investors from property at regional and federal levels.