[speaker001:] so have you had to think about uh nursing homes and the elderly that sort of thing in your own life
[speaker002:] nah not really my parents are still pretty young my father's forty five mother about the same age
[speaker001:] uh-huh oh that's very young
[speaker002:] yeah um so that really hasn't been an issue for me
[speaker001:] uh-huh
[speaker002:] how about yourself
[speaker001:] uh no my parents are getting older my father is uh
[speaker002:] um-hum
[speaker001:] seventy and my mother must be about sixty five
[speaker002:] um-hum
[speaker001:] so I'm starting to think about it but I haven't had to do anything about it yet uh my grand
[speaker002:] right have they got any kind of uh supplemental insurance for that or
[speaker001:] no I'm pretty sure they don't um they have some income from pensions and social security um
[speaker002:] um-hum
[speaker001:] but no I don't think they have any insurance that would cover that sort of thing
[speaker002:] yeah well I've heard about most of that insurance I was wondering because it seems like what I've heard is usually that the stuff says uh kind of thing where they cancel you a couple of years after you get in into the home so it tends to be kind of useless anyway
[speaker001:] yeah its my impression those costs are so high that without something
[speaker002:] um-hum
[speaker001:] you know special you can't handle it anyway uh
[speaker002:] right yeah
[speaker001:] I mean I think we might uh we talk about having them move in with us
[speaker002:] um-hum
[speaker001:] but there are certain health you know certain health conditions that we wouldn't be able to handle and I think we've just sort of avoided thinking about it real hard
[speaker002:] yeah right yeah I don't know it seems to me that for the kind of money a nursing home typically costs you can maybe even afford to to have a nurse come into the home periodically
[speaker001:] that might be a good alternative I mean it is my impressions tens of thousands of dollars
[speaker002:] yeah dollars a year at that point yeah it seems like you could hire somebody part time
[speaker001:] yeah yeah what the heck
[speaker002:] yeah
[speaker001:] yeah
[speaker002:] and certainly more dignified than uh
[speaker001:] yeah its
[speaker002:] than warehousing them
[speaker001:] it it it does seem like there are a lot of horror stories out there and
[speaker002:] right
[speaker001:] uh
[speaker002:] yeah
[speaker001:] yeah
[speaker002:] it's it's kind of scary because it seems like uh you know a lot of people you know it's it's uh the budgets of these places has gotten so tight
[speaker001:] yeah
[speaker002:] and uh you know they just really can't take care of them very well the budget and staffing especially if it's a state run
[speaker001:] I saw something on Sixty Sixty Minutes a few months ago about nursing homes in Texas that was a real you know horror piece
[speaker002:] um-hum yeah it seems like every time I see something on television it's not good
[speaker001:] yeah so and I guess you know we have to think about gee maybe we have another forty years before we'd end up in that sort of situation is it possible we could
[speaker002:] yeah yeah
[speaker001:] put away enough money to handle it ourselves
[speaker002:] yeah it seems that way
[speaker001:] huh um do you do you have grandparents who are left
[speaker002:] yeah I sure do they're they're pretty healthy everybody in my family seems to die when they're they're in good health but they get to be like seventy or eighty and all have aneurisms just drop dead
[speaker001:] well that's could be worse I think
[speaker002:] yeah I think you know that's pretty good way to go
[speaker001:] if I could live until seventy or eighty and have an aneurism and drop dead I'd probably
[speaker002:] I'd be happy
[speaker001:] yeah I I think that might be sufficient might be sufficient
[speaker002:] yeah that's that's the worst part um seems to me that a lot of times people wind up in nursing homes who tend to survive major things like strokes or uh
[speaker001:] um-hum
[speaker002:] heart attacks that sort of thing and then you know they can't really help themselves so they have to be cared for
[speaker001:] yeah I mean it seems like in a case like that you'd need more help than ever to uh
[speaker002:] right
[speaker001:] to more more support and some way to live a fulfilling life and it doesn't seem like those people are getting it
[speaker002:] yeah I mean it seems like they'd be almost just you know better off just withholding care to some some degree
[speaker001:] well it's always a tough question you know I mean with not only the elderly but sick people in general you know when do you withhold and when do you not
[speaker002:] yeah yeah well it seems to me it's a little bit easier with the elderly because you know at least they've lived a life
[speaker001:] you would think yeah I mean you'd think hey the clock's bound to run out at some point
[speaker002:] and uh yeah yeah it's something it's something like fifty percent or greater of all health care expenses are in the last five years of life
[speaker001:] yeah um you my wife is a nurse and she tells me stories about uh
[speaker002:] so uh-huh
[speaker001:] the things that people are put through the so heroic measures they're put through when they're very sick some of them are very old and some aren't that uh
[speaker002:] right um-hum
[speaker001:] everyone really knows isn't going to make a real difference but they're sort of left not knowing what else to do than everything they can do
[speaker002:] right yeah seems like uh unfortunately that many of those people who are put through those if they'd uh let their wishes be known ahead of time frequently they wouldn't have been interested in heroic measures and
[speaker001:] yeah my wife has certain certain wishes that she doesn't want certain procedures done and I just hope I can remember what they are it comes time to deal with it
[speaker002:] if that's the case then um-hum  yeah well I don't know my wife's a medical student and uh you know we got some of the uh Journal of the AMA and American Medical News thing and it seems like that physicians unless they're in writing or video tape or something
[speaker001:] uh-huh um-hum um-hum
[speaker002:] that they're kind of in a