[speaker001:] well the health care several of the candidates I think in particular I think it was Senator Carey wanted to do national health care we're we're in we're in a disaster we need we need some sort of health care that's available to everybody and the prices just seem to be really escalating the price of medication is is so exuberant that uh a lot of people just can't afford it and insurance is is so expensive
[speaker002:] well uh even even for older residents senior citizens the Medicare and Medicaid does not cover enough of what they need
[speaker001:] uh-huh
[speaker002:] and social security as far as helping them in their retirement is not going to be adequate by the time we're ready for it
[speaker001:] uh-huh
[speaker002:] and and doctor doctor visits medicine hospitalization if they increase at the rate they are now
[speaker001:] um-hum
[speaker002:] there's not going to be anybody that can afford it
[speaker001:] um-hum well you know I just I don't have I'm an older student but I'm going I went back to school and like I'm just finishing up but so my finances are kind of shaky at times and I can't afford dental insurance and I had to have to have a tooth extracted and I had to pay cash for it and I asked the dentist how come you know the price is so high I said I said I I thought because you know the prices of medication you know like it costs them ten cents to to make a pill and they charge you two dollars and he said one of the reasons is the litigation for um claims against the doctors so they lawyers have got their their fingers fingers in the pie too and that's it's sort of like trickling down for the overall cost and the the doctors have um  might say a production line and just like I I said well how much is it going to cost he goes well it'll cost you um seventy dollars he no he says it'll cost you seventy dollars and then I require an x-ray okay and so it'll cost you a hundred and two dollars well I knew which tooth it was and he knew it was too and all I needed was extract it but he wanted he wanted to make the money so they're they're they're taught that people should have certain services whether regardless of whether they need them or not
[speaker002:] exactly and they're making it almost impossible for people to go and get well routine care shall we say insurance now won't cover uh wellness visits
[speaker001:] uh-huh uh-huh
[speaker002:] or uh children baby visits your insurance won't cover that anymore
[speaker001:] but  uh-huh um-hum
[speaker002:] and I thought well does it pay for you to be a fit well individual when your insurance doesn't even cover things like that
[speaker001:] um-hum
[speaker002:] and the thing is just like dental hospitalization and dental it's unbelievable
[speaker001:] I haven't
[speaker002:] you can go to the hospital and you'll pay four dollars for a aspirin
[speaker001:] I haven't been in the the job market for oh three or four years I mean I I've worked and things but I haven't really had you might say a full-time job health coverage and things like that but I've uh done you know I've done readings and and things and in fact I was watching on the TV is that if you work for a small company just say maybe thirty to forty employees and you have they're insured and your employees are sure are insured under what's called the group plan
[speaker002:] uh-huh
[speaker001:] well if one or two of the people in that group happened to have a chronic illness where it it you need they need care all the time like say they had a child that that needed uh a lung machine and a respirator and a nurse to come in and things like this well what they would do is they would just cancel everybody's insurance and say we're not going to cover you and then the employees are out uh health insurance
[speaker002:] exactly our our group medical plan has increased every year in the past three years uh I work for Edward D Jones stockbrokerage
[speaker001:] where do you work uh-huh uh-huh
[speaker002:] and it's just every year
[speaker001:] uh-huh
[speaker002:] every year is just a little bit more of course our you our cost um aren't hardly anything compared to people that have to go out and get their own because of the group plan but
[speaker001:] um-hum um
[speaker002:] it is the costs have increased every year
[speaker001:] then plus the coverages they they decrease so you they don't want you to see the the the deductibles increase too
[speaker002:] um-hum exactly we did start a plan this year there's an insurance company through Metropolitan Life that has started a flexible plan
[speaker001:] um-hum
[speaker002:] and with that they will take out pre tax dollars and build it up and it will cover things that your regular insurance won't eyeglasses uh dentist visits
[speaker001:] um um-hum
[speaker002:] uh wellness care prescriptions that are not covered through your insurance and that's the first time I have seen any
[speaker001:] um-hum um-hum
[speaker002:] effort effort at all
[speaker001:] um-hum
[speaker002:] to make a change in the