[speaker001:] go ahead what do you have to say on the subject
[speaker002:] well I am a tax preparer myself so I do about five hundred income taxes a year in fact I even do television and radio shows here in the Dallas market uh regarding income taxes make sure every one pays the right amount and I am convinced that uh most people try to hum-um cheat ever so slightly on their tax returns only because uh the way the IRS does things they're not gonna give you any breaks I mean they they encourage you to cheat because if you should get audited they're gonna get you for everything and and some more on top of that
[speaker001:] and then they're gonna tax you on that for or they're gonna give you an interest on it I know somebody that it happened to
[speaker002:] that that's right
[speaker001:] no see believe it or not I'm one of these honest guys but I get to the point that last year we took a transfer and so therefore we had the boost in the income due to the transfer expenses when I sat down when we were through and I sat down with our accountant and we did it if I'm not presently working outside of the home if I return to work believe it or not with our state income tax our city income tax city we live in and city we work in I would have lost and with social security I would have lost forty eight cents on every dollar that I earned
[speaker002:] easily easily
[speaker001:] and well easily just as you said and I sat down and thought about it and I should be in a pretty good position because I don't have little kids any more that I need sitters for or anything like that if I go to work it would be for our fun money and we realized that how it would distrupt disrupt our travel routine and things like that and my husband gets five weeks vacation and we said it's not worth it I'm not working any more
[speaker002:] yep
[speaker001:] it just isn't worth it and you get frustrated and yet I don't know what the Texas uh the Texas rules are
[speaker002:] well see well Texas we are a community property state so we have some a little bit different rules than you have in the separate property state such as uh where you in Ohio but
[speaker001:] do you pay a state income income tax
[speaker002:] we we do not have state income taxes yet but we see it on the horizon it hadn't hit here yet but we do have
[speaker001:] you don't um they start with one percent and then they get you every two year
[speaker002:] yeah but how much do you pay in sales tax
[speaker001:] uh sales tax we pay seven percent
[speaker002:] okay we're at eight and a fourth right now
[speaker001:] you're so you're higher but you get out-of-towners on that then you get everyone on your state uh sales tax which is good
[speaker002:] true true true
[speaker001:] as uh the income tax what's not fair is paying in the city you live in right now we're living where there is a reciprocity so if you do pay more in the city you're working you don't owe your city anything
[speaker002:] no
[speaker001:] and this year well my husband's actually keeping track of all his time out of the city of Cleveland so that we can get the difference because our city is a little bit less
[speaker002:] but are you of the fact that when you prepare your tax return now obviously if you have an error in the IRS's favor they're going to be very quick to come back to you and say hey you owe this much more tax
[speaker001:] right
[speaker002:] but if there is an error in your favor they do not come back to you and say oh you get a refund they
[speaker001:] oh absolutely and much less they don't pay you an interest
[speaker002:] yeah so you know if what's fair for the goose is good for the gander and unfortunately the IRS is saying you know we have screwed y'all so many times that's why so many tax payers are starting to cheat more and more which is a shame but I think the IRS has brought it on themself because they're not being very helpful to those who have made errors and I think if they would I think if they would come back and say hey look this is wrong this is the way it should be done we're gonna give you some refunds and so forth and actually show an honest effort to be good on both sides of the fence we wanna collect as much tax we also wanna give back as much tax
[speaker001:] right
[speaker002:] I I think that you'd have a better feeling and you'd have a lot better tax returns being done
[speaker001:] well and it is now to the point that it has gotten so um so complicated I can do ours in a normal year I have always done our income tax and I've done it with transfers and sale of property but this last time it was so involved that I just threw it all up and said forget it let's go see a CPA well
[speaker002:] and yet if you went to visit five different CPA's you'd get five different answers
[speaker001:] that's what I understand uh this one seemed to do well and uh she did go over our last three or four years and she said I have to compliment you you have excelled she said I cannot find one thing to pull out that you haven't already pulled and I said well I do keep records all year long as I go one on twice a month one on
[speaker002:] I think uh you sound like one of the type of clients I'd love to have
[speaker001:] well that's what she said I went in there and I had all my books and I said now what do you want to know and I keep every single thing as I write the checks twice a month I enter it uh in either donations wherever it goes I do keep good records and so therefore this time I did not like having to go to someone else because I said well I've got all everything
[speaker002:] but