[speaker001:] Laurie okay
[speaker002:] yes
[speaker001:] I'm supposed to ask you how do you make use of your credit cards and I'm supposed to compare those with my my habits
[speaker002:] okay how do I make use of credit cards um
[speaker001:] yes
[speaker002:] let's see I carry a lot of credit cards with me mostly because I don't ever have cash
[speaker001:] right
[speaker002:] and I don't I do you work for Texas Instruments
[speaker001:] no I do not
[speaker002:] okay well at TI we have to use what's called a texteller if we want to get cash out and those are only available at TI
[speaker001:] uh-huh oh okay
[speaker002:] so if I'm in a mall or something I can't get cash out without paying extra money so I'm always using credit cards
[speaker001:] sure well myself I always try I'm I'm a traveling person
[speaker002:] um-hum
[speaker001:] and I'm out of town quite a bit so I use credit cards quite a lot also as far as everything from service work and gasoline in my car to my lodging entertainment and for everything
[speaker002:] um-hum yeah me too
[speaker001:] so that's uh as far as using them outside that I'm not I don't use them too much but I don't think I I think my wife is sort of like you she uses a credit card most of the time
[speaker002:] yeah
[speaker001:] so she does most of the shopping for our household so she'll use them more than I will
[speaker002:] uh-huh but do you get to pay the bills
[speaker001:] yes but so it's me I'm always I'm the guy that always goes to like Dillard's and I'll go in and charge something and and I'll have to give them my driver's license they'll have to look up the number because I'm never carrying a credit card
[speaker002:] same at my house uh-huh yeah
[speaker001:] but I do carry like my American Express and my Visa which I use for you know primarily work type things
[speaker002:] uh-huh yeah
[speaker001:] this is my first call by the way so
[speaker002:] oh it's mine too yes
[speaker001:] oh is it really all right so we're both beginners then
[speaker002:] yeah
[speaker001:] I've had this for a couple weeks and I've been out of town so this is my first time to
[speaker002:] oh okay okay now did you pick this topic or were you given
[speaker001:] to use it so no I was given this topic
[speaker002:] I see okay
[speaker001:] yeah they give you they assign you a topic you call the eight hundred number have you tried it yet
[speaker002:] right no
[speaker001:] okay when you call the eight eight hundred number they assign you a topic and uh pretty uh cut and dry
[speaker002:] huh okay um let's see so how long are we supposed to talk for
[speaker001:] I'm not sure a couple about about two minutes three minutes I think
[speaker002:] okay
[speaker001:] but I really don't have too much more to say in regards to credit cards I one thing I've always tried to do is when I get my credit cards I always try to pay them off because I just sort of detest paying interest
[speaker002:] oh yes definitely
[speaker001:] and uh like years ago my wife and I got married
[speaker002:] uh-huh
[speaker001:] she was the one with a little better heel than I was because I had my credit cards I think up to the limit and I was giving everyone ten dollars a month and everything like that but
[speaker002:] oh that'll cost you a fortune
[speaker001:] that was like thirty years ago so now it's a little different we I get a bill and I pay it the same day it comes in
[speaker002:] yes yes
[speaker001:] or at least I try to and I just try to tell my kids how much I hate paying interest so they should follow the same rule
[speaker002:] that's right well yeah if you pay it that way it I mean it really is it's like getting a free loan for a while
[speaker001:] oh you bet it's a
[speaker002:] which is what I do
[speaker001:] it's an absolute savings
[speaker002:] or if you travel for work and you get your reimbursement before the bill comes in you get to keep the money
[speaker001:] you bet that's that's very handy
[speaker002:] yeah it works great
[speaker001:] well I think that's all I have
[speaker002:] okay well it was nice to meet you
[speaker001:] nice to meet you and uh give it a try I think you'll enjoy it
[speaker002:] okay thanks bye-bye
[speaker001:] okay thank you bye