[speaker001:] oh it it it's I I'm I'm not sure if if there's anything I really consider an invasion of privacy that happens happens regularly except maybe like telemarketers and things
[speaker002:] yeah I have the problem with the telemarketers over here we get we get all types we get the handicapped people calling up here
[speaker001:] you want to buy some light bulbs
[speaker002:] that's right
[speaker001:] yeah
[speaker002:] and uh if you don't want the light bulbs there's vitamins and if you don't want the vitamins there's the household cleaner
[speaker001:] pens
[speaker002:] no I've had I've we I just today was looking into an organization called Catholic War Veterans because they were bugging
[speaker001:] boy they they they're tugging on a few strings at once aren't they
[speaker002:] yeah they were uh bugging me for a donation earlier and I I you know I get these calls on one line just constantly every single organization
[speaker001:] yeah
[speaker002:] and you know you it's I've learned to hang up on them but sometimes it's not so easy
[speaker001:] yeah I I got some call last night I'm trying to remember oh this this was like this this is kind of an invasion of privacy where uh I went to a wedding expo because I'm getting married and uh there are like you know uh these places where they say you know sign sign up for a free whatever you know for for a drawing
[speaker002:] yeah
[speaker001:] and you do it and uh you know all of a sudden this guy is calling you and saying hi we want to call you know talk about video taping your wedding when shall we set a time up and I couldn't get the guy to get off the phone it's like how many at what what part of no didn't you understand you know
[speaker002:] well it's the same thing with these oil well people what do you mean you don't want to get rich The other thing that I I think is amusing are with these long distance companies now we have MCI here
[speaker001:] yeah same here
[speaker002:] and uh they have their friends and family program and I love it you can call up on one of the lines the
[speaker001:] family right yeah they they fixed it so you had to give some information out but
[speaker002:] well there's another one the account balance line all you got to know is the person's zip code
[speaker001:] right
[speaker002:] and you can find out how they're paying their M C I bills and and on anyone you know all you got to do is cross reference a phone number with a zip code which isn't too difficult and you can learn all sorts of things and Sprint does the same thing and and
[speaker001:] yeah they I I think in general you know technology as nice as it is is causing a lot it's just too easy now to it's like you know Bay banks used to be you know you could do anything over the phone
[speaker002:] yeah
[speaker001:] you had to know your pin number but I could just I could just say to it empty my whole account out if I wanted transfer things and you know there there's a lot of of risk involved there because you know it it's like you know the best example is probably credit reports now
[speaker002:] huh
[speaker001:] where where you know God knows what goes on those things I mean thankfully thankfully now you can get your reports for free at least from TRW but it it it it's like it's it's this anonymous thing where anyone can dump any information they want about you in there with no real opportunity to rebut unless you want to go and get the report and then you know and then you you you find out you can go for a house or something all of a sudden you find out what all these people have been you know dumping information about you in there and I've heard of cases where it was just done vindictively
[speaker002:] yeah we had uh we got a report back in the mail as a matter of fact and found all sorts of problems with it mainly account numbers that have changed and they left both accounts showing as open
[speaker001:] yeah
[speaker002:] and uh some other one that claimed I didn't pay them and I did and then you have to try and get that company to take you off and they don't really want to bother and
[speaker001:] yeah yeah when I when I applied for my Gold MasterCard they said well you have to close this other MasterCard out too and I said you mean the one I closed two years ago and I had to get a letter from this other company saying that I had closed it
[speaker002:] oh yeah it's a pain in the neck because they you know they'll they'll believe these companies in a second over the individual
[speaker001:] yeah
[speaker002:] and getting proof for these people I mean it's not my job you're the one that screwed up and you know if you want to damage my credit rating that's fine but I will take whatever actions are appropriate to protect it
[speaker001:] um
[speaker002:] like lawsuit
[speaker001:] oh it it it's very slippery though because you know it's one of the things you do when you when you sign those little credit applications is there's all sorts of disclaimerage at the bottom about how you know you're permitting them to check do credit checks of you and to make your information available to other people and by the time you get through reading it you've basically permitted them to you know broadcast on the evening news your credit rating
[speaker002:] yeah I know I know it's just that consumer we need to have stronger consumer protection laws and we just don't seem to be able to get the government to do it
[speaker001:] right right well you know there's much more subtle kinds of invasions of privacy like every time you call an eight hundred number you're giving them your phone number
[speaker002:] oh yeah yeah I know I've been reading the Comp DCom Telecom all about it
[speaker001:] yeah we're we both probably signed up for this in the same place
[speaker002:] yeah I I contribute every once in a while in there and yeah I see the messages about the uh A N I
[speaker001:] A N I yeah but to some extent I'm not as worried about that because yeah you're you're getting a value for that you're getting to call these people for free
[speaker002:] yeah I uh you know the other boondoggle is this caller I D thing you know I don't mind caller I D one bit
[speaker001:] um-hum
[speaker002:] um if I don't want to use it or if someone calls me that I don't know who it is I can just not answer the phone
[speaker001:] yeah