[speaker001:] well tell me about your home
[speaker002:] okay uh right now we're living in uh well it's me uh my wife and uh two young boys and uh right now we're in a uh I guess it's either a zero lot line or a garden home
[speaker001:] uh-huh
[speaker002:] which you might call it so we don't have a a big yard uh but uh when my wife and I first moved in it was just the two of us so it was enough
[speaker001:] um-hum
[speaker002:] uh and it's uh I guess what they call a story and a half because it's not a full two story
[speaker001:] yeah
[speaker002:] where you know everything on top is on bottom so it's got real high ceilings on half the house and the other half is just standard sized ceilings
[speaker001:] hm
[speaker002:] and uh it's it's about a five year old house now
[speaker001:] it sounds nice
[speaker002:] it's uh pretty nice unfortunately unfortunately the builder who built it went out of business already
[speaker001:] oh yeah
[speaker002:] yeah it was a Landmark is the one who built it
[speaker001:] yeah well you know these guys that gambled high lost big you know
[speaker002:] yeah that's true
[speaker001:] and uh
[speaker002:] exactly what happened to them
[speaker001:] I'm insulating myself from that problem I'm building my own house
[speaker002:] oh that's nice
[speaker001:] and as I look out the window of my trailer I can envision all the insulation that's going up today
[speaker002:] oh really are you doing it yourself
[speaker001:] yeah yeah I I used to be a builder
[speaker002:] wow oh that's nice
[speaker001:] and I retired about five years ago
[speaker002:] oh I see
[speaker001:] and started college
[speaker002:] oh
[speaker001:] and now I'm uh a college educated builder
[speaker002:] yeah
[speaker001:] there's still no work you know so uh you know I decided this summer that uh you know we had enough credit on the credit cards to buy the materials so I did
[speaker002:] that's great
[speaker001:] and uh see the the state has a law that says you cannot borrow the money to build your own home
[speaker002:] really is that so I didn't know that
[speaker001:] you can borrow the money to pay somebody else to build your house but you can't borrow the money to build your own
[speaker002:] that sounds kind of dumb
[speaker001:] well it's to protect the the banks from guys that say yeah I want to build my own house and go out a build a spec home and then it doesn't sell and then the bank's holding the bag
[speaker002:] hm yeah yeah
[speaker001:] well
[speaker002:] hm
[speaker001:] as as you know anything that involves the government is works half as well as it's supposed to costs three times as much right hence the savings and loan problem we have today
[speaker002:] that's right yeah that's true
[speaker001:] but uh you know my home is uh fairly simple it's designed to be added on to
[speaker002:] um-hum that's good
[speaker001:] yeah well I figure it's just me and my wife but you know I like to do stuff with my hands and what not so I'm gonna have a shop
[speaker002:] yeah yeah how big a lot do you got it on
[speaker001:] ten acres
[speaker002:] wow that's nice that's real nice
[speaker001:] well yes it's really nice too because I can't see my nearest neighbor he's on the other side of a hill
[speaker002:] oh
[speaker001:] and my second nearest neighbor is a dot on the horizon
[speaker002:] seriously God that's pretty good
[speaker001:] and well in summer in the winter time I can see see another guy but you know he's
[speaker002:] um-hum
[speaker001:] you know I can just make out his place you know
[speaker002:] yeah
[speaker001:] I got a thirty mile view to the east and about ten mile to the north
[speaker002:] yeah
[speaker001:] and uh
[speaker002:] oh that's pretty good uh
[speaker001:] yeah well I took a lot of time in choosing this site
[speaker002:] uh-huh
[speaker001:] because the the house has no heating or air conditioning
[speaker002:] oh you you you don't plan on putting any any of that in
[speaker001:] well it's got a a very small furnace and a uh I'm use a wood burning stove as well but
[speaker002:] uh-huh yeah
[speaker001:] in the house itself I've been working inside you know these low these many months and I have not had to use the heat
[speaker002:] um-hum wow
[speaker001:] because it's all geothermal
[speaker002:] yeah that's pretty good
[speaker001:] and with all the see I've got on the south side is all glass well as much as I could get in it you know
[speaker002:] yeah
[speaker001:] and uh the east side is glass I've got uh one two three four five six windows in the east side on forty eight feet so it's almost all glass
[speaker002:] wow
[speaker001:] and uh
[speaker002:] my wife would love that
[speaker001:] oh yeah I mean you know
[speaker002:] she loves lots of windows
[speaker001:] there's no place in the house where you can stand and not see four windows
[speaker002:] that's great
[speaker001:] so uh
[speaker002:] is it a single story
[speaker001:] well not really it's uh it's on the side of a hill
[speaker002:] oh I see
[speaker001:] so the first you know the the the what I call residential level at the side that's in the hill is about four feet deep
[speaker002:] um-hum um I see
[speaker001:] and the side that's on the uh the other side is about six feet high
[speaker002:] oh
[speaker001:] so I got a pretty good grade there and then when I put the verandas which which will be twelve feet out all all the way around on the north south and east sides that will define the shop
[speaker002:] yeah um-hum yeah that's kind of like uh like a Victorian style
[speaker001:] so exactly yeah
[speaker002:] yeah I I've always liked that the you know I we don't have much yard but I built a small deck in the back but you know I I see th ese magazines where you know do your self your own decks
[speaker001:] um-hum um-hum
[speaker002:] I I kind of wish I had them the size property and and uh one with a grade on it so I can build a real nice deck when
[speaker001:] yeah