[speaker001:] so uh what do you think
[speaker002:] I think we're overtaxed to the hilt
[speaker001:] yeah
[speaker002:] yeah I mean we're we're taxed on taxes and um uh most all government entities are just trying to give us a state income tax for those who don't have it that is I mean we don't have one yet but eventually they may try to push it through
[speaker001:] oh really so they have no I didn't realize they had no state tax in Texas
[speaker002:] no no state income tax
[speaker001:] oh that's great because they don't have it in Florida in New York they have it
[speaker002:] uh-huh
[speaker001:] I mean you know like I say I'm in New York and we have a state tax as well so that just cuts even more
[speaker002:] yeah I think what needs to be done is they need to control their spending habits
[speaker001:] right I I think that I I mean I wouldn't be so upset about the amount of taxes paid if it weren't for the fact that they don't they don't go to any place you know you you don't see it going to any place where it belongs
[speaker002:] right
[speaker001:] I think if it were to be uh if it were to be um if it were to be hold hold on a second please someone just walked in the door
[speaker002:] yeah
[speaker001:] if if it were to be spent in the right way I think wouldn't be so upset about it but given that it that it's not spent properly I think it's a major problem
[speaker002:] well we're really overburdened from federal state and local that it takes such a size out of your paycheck that there's not a whole lot you can always do with your paycheck
[speaker001:] well that's certainly true well what is it they were just talking about um sort of middle income you know how how middle income people what winds up happening is for instance having kids you know they wind up having kids as a deduction and after but the deduction is so little for kids that they wind up having to pay more in taxes than it costs to raise a kid for the year or something
[speaker002:] uh-huh
[speaker001:] I think that so they want to you know try and I think they're trying I think that I think that most of the politicians understand this they just don't they're just not very good at doing what they're supposed to be doing
[speaker002:] well they're kind of put into a trap of being out there to please the special interest groups as well
[speaker001:] right
[speaker002:] and uh I think the only way that can be changed for us to get a a better tax revenue that's fairness and all is for us to limit their terms
[speaker001:] uh-huh
[speaker002:] and by doing so they're not obligated to anybody
[speaker001:] I agree I agree
[speaker002:] and uh and uh I don't know how we're going to do that right away though but what what in general though that taxes are doing to us is it's just taking uh a bite out of our savings
[speaker001:] right exactly and then and then uh uh I'm I'm just not sure if I see you know if I see it going like I say to the right places I mean it'd be it'd be one thing if it were taking a bite out of your savings and then you were getting it all back when you got older
[speaker002:] yeah
[speaker001:] you know but I'm not convinced that's a that that Social Security is doing as well as it should and you know and and and uh and and that you know those people who need it for welfare and so forth who really need it for welfare not the eighty five to ninety percent of them who don't need it but I mean the real people who really need it you know should be getting it but instead I think it's going to the wrong places
[speaker002:] and I believe the Social Security tax is a great pondsy scheme
[speaker001:] you think so
[speaker002:] yeah it's uh you know right now they're robbing from it to pad the federal deficit
[speaker001:] I know and that scares the hell out of me
[speaker002:] and I bet that's illegal see if uh most company uh CEOs were to do that within their private company they'd be in jail
[speaker001:] yeah
[speaker002:] so how are we letting them get away with it
[speaker001:] yeah I don't I don't well because because they're the ones who make the laws so who's going to yell at them you know it'd be nice if we sort of as one band together and and uh and an performed a citizens arrest I guess
[speaker002:] right yeah
[speaker001:] to see if we could sort of clean them up and you know but I don't know if we can do that or not
[speaker002:] a lot of people have become too complacent and believe everything is just the norm as to the way things are going and feel absolutely helpless to to oppose a lot of the situations going on in the taxing system
[speaker001:] I agree I agree but um yeah like like you said I wonder you know if if it's certainly not going to be a slow change process and I wonder if it'll ever be a change process
[speaker002:] yeah
[speaker001:] I sort of I sort of get discouraged when I think about all the things that I think are wrong you know all those things that really could be changed that aren't you know that that aren't and taxes is one of those things that just sort of sits way up there on the list
[speaker002:] yeah hum
[speaker001:] so I don't know I I I have no idea what to do about it
[speaker002:] well there's no quick solution or no sure fire easy answer it's just going to take uh uh really uh uh uh a combination effort I think of the majority of the American people to come to a decisive answer or vote to limit the way it's spent
[speaker001:] yeah
[speaker002:] see we we're we have no say so as to where the money goes in the first place that's
[speaker001:] right we don't I mean the only say so we have is supposedly by electing people who we think are going to vote one way of another
[speaker002:] right and they are controlled or pretty much do what they want to do
[speaker001:] right I've never quite understood that I've never uh you know even though um I I've never been uh sort of politically minded but it's never been clear to me as to sort of um you know how Congressmen an can can just sort of go ahead and vote their own conscience as their own ideas when clearly their constituency does doesn't back them up on anything you know and often times that will happen
[speaker002:] well they feel invulnerable invulnerable to uh
[speaker001:] right
[speaker002:] any wrath or uh it's it's occurred so many times that they figure people will usually forget and don't think about it when the election time arises
[speaker001:] right
[speaker002:] and generally it does work out that way
[speaker001:] they do forget it's true could because everybody think of what happens is whenever the politician whenever the the one who made that supposed mistake turns around and uh his his or her opponent can say well look they did this and they can turn around and say well my opponent did this
[speaker002:] uh-huh
[speaker001:] so it becomes uh a general battle of the who sort of the election of the lesser of two evils
[speaker002:] yeah
[speaker001:] I think so I don't know I just uh I'm unhappy with it but and well I'm I'm sort of semi fortunate right now I'm a graduate student so I don't make that much what I make isn't taxed very highly because I'm still in school
[speaker002:] well when you get out into the real world then you will know
[speaker001:] but it's my my my wife has a real job and you know when I get her job um you know we we look at her paycheck I'm just floored whe n I see how little of it we're actually allowed to keep
[speaker002:] yeah
[speaker001:] especially around bonus time
[speaker002:] bonus time you have a bonus
[speaker001:] bonus she no my my wife does
[speaker002:] oh
[speaker001:] my wife I don't no graduate students don't get bonuses we're lucky to get paychecks the way I figure
[speaker002:] uh-huh so you're taxed on the bonuses too right
[speaker001:] my my wife is taxed on her bonus as well and that's a that's usually a big chunk of her bonus check actually I mean her bonus isn't that much but they tax it as I I guess they tax it as if
[speaker002:] uh-huh
[speaker001:] that were her weekly check or something
[speaker002:] uh-huh
[speaker001:] so she gets destroyed on her bonus check
[speaker002:] uh-huh
[speaker001:] so she works with in in in sales so a good portion of her you know her salary is is quarterly bonuses
[speaker002:] uh sales is lucrative but then you're paying really high taxes when you're doing a lucrative job
[speaker001:] yes well yeah she's not entirely sales so it isn't it isn't as lucrative as one would hope but it it keeps us supported temporarily
[speaker002:] uh-huh
[speaker001:] until I can get a real salary and then get taxed more so I don't know I don't I guess I guess at this point in time we're just sort of going to have to live with it and hope that it gets better
[speaker002:] yeah well I have I guess about said what all all I can think of to say
[speaker001:] same here tough topic so
[speaker002:] yeah it's really a rather touchy topic at that but
[speaker001:] I believe I I I do agree with you most most wholeheartedly it's been a pleasure talking with you
[speaker002:] well that's great you too and uh have a good day
[speaker001:] thanks for calling you too bye-bye