[speaker001:] I'd like to buy one of these refrigerators. Do I have to pay in cash?
[speaker002:] No, we have an easy-payment plan. One-third down, and the balance in six months.
[speaker001:] Fine. Will you work out the details, please?
[speaker002:] Certainly. Would you sit here please? I'll call our credit manager.
[speaker001:] Thank you.
[speaker002:] It's just a formality, but for hire purchase we usually require references.
[speaker001:] What kind of references do you need?
[speaker002:] Perhaps your employer could supply us with one.
[speaker001:] I'm sure he could, but I prefer not to bother him. Would my bank do?
[speaker002:] Certainly. A simple letter from your bank would be quite satisfactory.