[speaker001:] Good morning. I want to deposit 3,000 yuan in your bank.
[speaker002:] Yes. Do you have a savings account in our bank?
[speaker001:] No, I haven't. It is the first time for me to come to deposit money here.
[speaker002:] How long do you want to keep it in our bank?
[speaker001:] Two years, please.
[speaker002:] You have to fill in this form with your name, address, ID card number, deposit term and the amount you want to deposit.
[speaker001:] OK. What should I do if I want to draw my money before maturity date for an urgent use?
[speaker002:] Don't worry. You can draw your money at any time. But you'll not receive the time deposit return of interest. What we can offer is a current one.
[speaker001:] I see. By the way, what if I forget to cash my money when the maturity comes?
[speaker002:] In that case, we'll just regard your account as a regular savings account from then on.
[speaker001:] I see.