[speaker001:] Hello. What can we do for you?
[speaker002:] Hello, I'm here to talk to someone about a Fixed Asset Loan.
[speaker001:] Certainly. That shouldn't be a problem. Tell me, do you have a Basic Account with us?
[speaker002:] Yes. I also have a Loan Certificate.
[speaker001:] Oh, that's good. We will come to our final decision based on your credit rating, the payment capability...
[speaker002:] Well, we have no problems with our credit rating, I can assure you.