[speaker001:] Our housing problem is a highly complicated issue.
[speaker002:] It is true. I think we should change some policies.
[speaker001:] Right. Like our LPF program. The mortgage size is linked with the amount of savings households have accumulated on their LPF accounts.
[speaker002:] Indeed, it's unfair. Households with higher salaries receive larger LPF contributions and thus qualify for larger loans. Lower-income households, on the other hand, can only get smaller loans, or perhaps nothing if they could not afford to purchase any housing.
[speaker001:] Like you and me!