[speaker001:] That was a beautiful car. It 's a new car, but it 's totaled.
[speaker002:] Well, your insurance covers sufficient money to replace it. So you don 't need to worry.
[speaker001:] I don 't think I could afford that kind of car again. I think I 'll have to choose something that is not as hard to replace.
[speaker002:] Since you are not the one who caused the accident, your insurance cost should be the same.
[speaker001:] What will happen if I chose a smaller car? Would the payments be the same?
[speaker002:] If you got a smaller car, the cost should be a little less depending on the model, age, and size. Would you still want full coverage?
[speaker001:] Yes.