[speaker001:] Are you here to make a deposit Mr Hayes?
[speaker002:] No, Nancy, today I'm here to make a withdrawal. I made a formal request 7 days ago.
[speaker001:] You want to withdraw on your Time Deposit, right?
[speaker002:] That's correct. But before I do, I was wondering if you could give me some advice.
[speaker001:] Of course, Mr Hayes. That's what I'm here for. What would you like to know?
[speaker002:] Maybe I'm making a big mistake cashing in my Time Deposit before maturity.
[speaker001:] This bank charges you 6 months interest as a penalty if you withdraw before maturity. Would it be possible to take the money from your Current Account, for example?
[speaker002:] No, not really. My Current Account is for cash flow and couldn't withstand having all of that money taken from it.