[speaker001:] I'd like to open a current account.
[speaker002:] Certainly. May I see your social security and your ID, please.
[speaker001:] Here you are. I wonder how much interest can I earn from a current account.
[speaker002:] Oh, current accounts don't pay out interest.
[speaker001:] Why is that?
[speaker002:] It's primarily designed for business transactions. That is, writing checks to pay for bills, buying things and sending money. We won't expect a large amount of deposit in a current account.
[speaker001:] I see. How do I draw money for my own use then?