[speaker001:] I want to open a saving account, sir. What's the proper procedure?
[speaker002:] First, you fill out the application form and then we'll issue you a passbook.
[speaker001:] Is there any minimum for the first deposit?
[speaker002:] No, Even a dollar is all right. Here's your passbook, sir, just sign your name on it.
[speaker001:] What is the annual interest rate?
[speaker002:] It varies from time to time. At present it is 6 %.
[speaker001:] By the way, can I open a checking account too?
[speaker002:] By all means. But you have to deposit enough money before you can write out your checks.