[speaker001:] I need to open an account.
[speaker002:] Do you know what kind you want to open?
[speaker001:] I want a checking account.
[speaker002:] Do you know what the minimum balance is?
[speaker001:] What is that?
[speaker002:] You need to keep it at $ 100.
[speaker001:] That 's it?
[speaker002:] That 's the least amount you can have.
[speaker001:] What 'll happen if I don 't maintain that?
[speaker002:] We will fine you.
[speaker001:] How much will I be fined?
[speaker002:] You will be fined $ 25.