[speaker001:] Welcome to NO Bank. It's Mr Zu, isn't it?
[speaker002:] Ah, Jenny! You remember me, what a good memory you have.
[speaker001:] How's Mrs Zu doing these days?
[speaker002:] She's fine, thanks. Actually, she's the reason I'm here. It's our Wedding Anniversary in 2 weeks and I want to get her something special. She's been nagging me about our furniture, you see.
[speaker001:] Can I give you some advice on a loan, or...
[speaker002:] I would like to cash my undue Large-Amount Deposit Certificate, please.
[speaker001:] Are you absolutely sure, Mr Zu? You know, you will lose interest if you do.
[speaker002:] Yes, I know. But it can't be helped. It's been a pretty slow month and I just don't have enough cash to refurnish the whole house.
[speaker001:] Let me run through a couple of other options with you. That way, you can make a more informed decision.