[speaker001:] Hello! How can I help you, sir?
[speaker002:] I want to take out a loan for school. What kind of interest rate do you offer?
[speaker001:] Do you qualify for any of the Federal loan programs?
[speaker002:] Yes, but I need to borrow some more money.
[speaker001:] Well. In that case we can offer you a private educational loan.
[speaker002:] What's the interest rate?
[speaker001:] It's 7.2 %, fixed-rate loan.
[speaker002:] How do I go about taking it out?
[speaker001:] Just fill out this application. We can let you know right away if you qualify.
[speaker002:] All right, thank you!