[speaker001:] Hello, Lincoln Bank. Kristy speaking, how may I help you today?
[speaker002:] Hello, Kristy. Could I speak to the department that deals with credit card applications, please?
[speaker001:] I can deal with that, Sir. Are you interested in our personal or corporate card?
[speaker002:] The personal card, please. Is it possible to take care of this over the phone?
[speaker001:] I'm sorry, Sir, but you will need to come in to your local branch to deal with the application procedure. Come in and fill out an application form and let us have a duplicate of your ID card. You'll also need a copy of your guarantor's and he or she will need to sign the form, too.
[speaker002:] OK... and what deposit do I need? I mean, is there a minimum deposit?
[speaker001:] You'll need to deposit 1,500 RIB initially. There will also be some small additional charges for this service.
[speaker002:] That's no problem. How long will the whole thing take? A week? 10 days?
[speaker001:] It should all be sorted out within 5 working days after receipt of the required documents.
[speaker002:] Right, I'll contact my guarantor now and we'll come in within the next couple of days. Thanks very much for your help. Goodbye.