[speaker001:] Loans Department, how can I help you?
[speaker002:] Hello. Could you give me some details about your Personal Pledge Loans, please?
[speaker001:] Certainly, Sir. I'd be happy to. The Personal Pledge Loan is a loan secured by undue certificates, Time Deposits, for example, or Visible Treasury Bonds.
[speaker002:] So, as long as I have one of those, I can apply for a Personal Pledge Loan?
[speaker001:] That's correct, Sir. The bank will issue receipt to you and also take care of all the pledged securities.
[speaker002:] Mmmm... how about the period of repayment?
[speaker001:] The maximum maturity period is a year, but it also cannot exceed the maturity on the certificates used as collateral.
[speaker002:] And the maximum loan amount?
[speaker001:] The initial amount is just 2,000 RIB, but we can go up to 100,000 RIB. But remember, it cannot exceed the amount on the certificates you are using as collateral.
[speaker002:] OK. I'll have a look at what I've got exactly in certificates and get back to you. Thanks for your help. Bye.
[speaker001:] My pleasure, Sir. Bye.