[speaker001:] Consumer Credit Department. How may I help you?
[speaker002:] I need some info on car loans. Such as payment periods, interest rates, things like that, please.
[speaker001:] Certainly. Do you currently bank with us?
[speaker002:] Yes, I do. I have a Current Account, a credit card and a mortgage with you already.
[speaker001:] That's excellent. Well, for our Personal Automobile Consumer Loan we offer some really competitive rates. The maximum repayment period for this type of loan is 5 years.
[speaker002:] I plan to repay it within 2 years. And the interest?
[speaker001:] Of course, the interest rates depend on what is announced at the time, but at the moment, the interest for a 2 year loan is 5.29 %
[speaker002:] So the rate is variable? OK, that's fine. How about the frequency of repayment?
[speaker001:] We usually set up a direct debit system taking installments directly from your bank account on a monthly basis. And since you are already a valued customer, there should be no trouble in processing you application for this loan.
[speaker002:] That's nice and easy. Thanks for your time.