[speaker001:] I am sorry to say this but I seem to have lost the key to the safe.
[speaker002:] Where do you think you lost it? Outside the hotel?
[speaker001:] Yes, I believe so. How should I compensate for this?
[speaker002:] I am afraid, Ma'am, you have to pay 100 US dollars since you lost the key.
[speaker001:] What? 100 US dollars? Is it covered by the insurance?
[speaker002:] I am afraid no. It is not covered by this insurance.