[speaker001:] I would like to open an account today.
[speaker002:] What kind?
[speaker001:] I want to open a checking account.
[speaker002:] You need to keep a minimum balance.
[speaker001:] How much is it?
[speaker002:] You need at least $ 100 in your account.
[speaker001:] Is that all?
[speaker002:] Yes. That 's the minimum.
[speaker001:] What happens if I don 't meet that requirement?
[speaker002:] You will get a fine.
[speaker001:] How much?
[speaker002:] It 's going to be $ 25.