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deposited in il: aud when there that they be
deemed and taken 10 be In The Treasury Of thu
United States and that the deposites be not err
moved except by Law, and tina, the notes of the
said Bank be receivable in the payment Of pub
lie Dues and that pa ayments made by the Treas
ufer of the United States may be by caeoks on
said Bank.


That tho said Bank receive the funds Of the
United States; that il transmit them from one
part ofthe Union 10 another, and distribute them
for the payment OF public creditors, aad perform
The duty ct pension agent free Of charge
The ordinary powers aud privileges 0i banking
institutions hsing conferred upon IT, and The or
dinsry liabilities and duties imposed in order TO
prevent oyerbankng. excessive issues, Hunctua-
tions 10 the price of stocks aud consequent specu-
aions therein, and 10 secure The bill holders aud
othsr creditors of The Bank from danger Of loss,
il Is proposed


To limit the dividends 10 six per cert. per an
mum, but If they fall short IN any year, the defl-
cheney. with interest thereon, 10 be Afterwards
made good, and when Il surplus accumGntes, cx-
ceeding two millions, the excess 10 be passed TO
ho eredi; of the Treasurer Of the Uuited States


That the amount Of 6sbs which il may at my
time owe, shall not exceed twenty millions over
and above It's dcpostes. That the debts at any
time due to the bank shall not exceed the amount
ofits capital nnd seventy.fiVe pc. cent thereon;
and tha, when the amount Of bills IN circulation
shall exceed three times tho amount OF specie III





That il shall not deal IN any thing except coin,
bullion, promissory notes, aud inland bills of ex
change.


That it shall take DO more than six per cent.
upon loans.


That it shall dizcoun, no promlssory note. and
purchase 10 bill Of exchange vi hch has more taaa
hundred and eighty days TO run, or mako any
loan for longer tiine.


That debt shall be renewed


That it shal. moi al any time loan tho United
States more than three millions of dollars, nor
any State more than 100, 600 dollars nor either
for longer time than ono hundred days. unless au-
thorizod by law.


That i, shall con.sao, no debt for longer time
thaa one year.


Tba, it shall issue no note of 4 lass denomina-
ton than ten dollars.


That tho oircara OF ihe institution shall not be
permitted 10 borrow money froaa, or contract any
debt therein, in nny manner whnteVer; \ note or
bill OF which such officer, as msker, dra 3es, en-
dorsor, scceptor is forbidden to bs discounted.
The directors Of tbs branches 10 be considered
officers within the meaning Of thi. provision.
To prevent or expose any fraud OF iudirection
in tho management OF lhe IDsittHiIon; TO prevent,
also, large and improper loans 10 individuals. 10
the injury Of the stockholders aud the puhlic; and
to prevent, Likewise, false impu,a:ions when such
irregularities 30 not exist, II IS proposed that the
books of tho institution. including ths accounts oi
all individuals therein, bo at ali times open to the
llSpeckIOD q iEb oGCf6k4FJ OF LTs0EIIy ol
the Uaitsd S;atts, 10 commitiss Of either House
Of Congress; 10 each Of The d!rsctors Of tho Bank
and TO u committee OF the Stockholders, With
power TO nsaks pu5lic whatsoever they think fit


II 40 pa SS-sSS' - - = - r. - y
not issue uotsts or bill. adopted TO and latcnded
for circulation but may sel drafts, not less in n
noun, than fifty dollars, for the purpose OF trans
mission and exchange.


Tha, tne Bank shall no, suspend specin pay
mcnis-that il shall not pay out any thing but
coin or bullion, or lis own notes That Iis oxis
tenca corporation continue Tor twenty years
but shat il be allowed IN It's corporate name
for two years longer in settling up It's affairs.
That no othsr bank be established BY Congress
during the existence Of the charter.
And providing that i. sha! not bo deemed ar
Infringement, OF tho privileges granted By the char
ter, ii Congress shall order tho said corporation
to place Offices OF fdiscount and depostc wherever
the same may be necessary fnr the collection
safe Keeping and disbursement, OF the public rev
cuue.


All OF which is respectfully submitted.
II. EWING, Secretary of Treasury.