F.r tho Tribnne

Jsu:y under Cloak.
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The writer caused an enquiry to BE- made ieto
the nature ard l>galiiy al Bill transactions IS
they are at prcsen, carried On between the co.'s.
MISSION merchants 0: Great BRIAN and this cyua-
ty. The enquiry embraced the business OF the
late Mr. Williams Of London and similar and taat
of the Liverpool merchants, 50 fer as related 10
credits on letters, advances by accep,ances or
cash. or bills of exchange on con=gnments bills
Of exchange received sn deposite and disbursed
bills drawn by commission houses or agents in the
purchase of goods, on merchants in London and
Liverpool and all transactions isvolying advances
and an interest account. Inc commission of one
per cent as charged on s4cb accounts Is Illegal and
usuriol-.


One OF tn different accounts kept by licensed
bankers (d1i-rins from the common mode Of bank
ing in tut, country balance accounts, allows
the charges ofin,etesi Of pro and contra and the
commission of one quarter of one per cent or les
as by agreement, but not more. An American
Banker in London and commission merchant in
Liverpool makes the best arrangement possible
with some English banking house IN London where
all bls are made pavsbl- and The bills are sct,l4d
n Iondo, by - ir.n.ad Fnr,.b b,nki,r.
ho,,..s Caun,,y banker. are obli@sd - b.va o..
co,,,s. ,,,b q I,od,o ba,,k and NJ. .,hi.c, :,
small commission. The country banks. ,bouyp
hafo.elv Ives are CHARGED commissions. c.nno- char.
mare ,hao ,h,v,. ,,Io,t co,n,nisso, of ore o,,5r-
Ter of one rer cent. /, j.. questionable whether =
c,uDi,,ion.bouse can even charge this c5mm,a.
sion bur rh- charge usually made of one per con,
is usrion,. and the usury being caar,e,l AZ
.or,,,,.s;oo assumes bu, :; ,.a,nc -, q cl-sL e.,
rho o,,,,.,,. an; ,.v,-,r,. rro,, ,b..
So ~ q - 80, ., ~, ~ ~, .


-,,,.,,.4 .i,,, e,,ac f.I,os and ,,.r. ;,..r,,d
- ,.,.e ,l,. mo-. ,.,,,,,,.,, r.,i5.., ,.,,.
- IT,. c,,,r,.. f ~, and , h. n., .s,,,
,.,.,oro;s.;,, a., ,1l,..c,. mad. ,, nrodt,c. ~,
band 81. .,r,,yc ,-r,,c,i.cd b,. .ooe ct our m =.
,,,,.s d.ci..di, Y.uriou. and il beth c,,,,,-
,,i.s r.. ,h,r,., for ,.o,rn.sio, can b. sic.
ce..f,Ii, r..i.,.d and the ps,ry nsk,pe them BE-.
cam. s,s.i.,f ro tho law, made and provided
ora,o.f nm. and .nl 10 III penaties ror yio.
.,,i.., ~. .,,..... i,,ys


THE no,noo.v,. ~ ,,oiocd =; the expencc Of about
t,,y dollars. n,d - IN. Tribune has II for norhiac
i :. cb4,n eno,,ob if ,taosyer valuable purpose.
- ~" 81 - r.