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clerk Mitchell and have been protested to the extent of

 The exchange market is in curious state. Most of the southern funds here certificates ofdeposite, payable in the local currences, which are, of course, at great discount. The banks which issue their certificates have, most them funds in this city which employed in some cases, in speculating in their own paper. The principal buyers of the certificates two three large houses, who send them on col lect them, have the bills they receive protested for non-payment and sent back to this city The funds of the bank in this city are then attached and pay ment at par in many cases, enforced. The know ledge of the locality and identity of funds, is pro- cured by little understanding with the bank officers here. This is kind of " diamond cut diamond" that the public are not much benefited by; but it tends to make the banks honest in the end.