{"character_count": 2597, "word_count": 454, "ccnet_language_score": [0.9585999846458435], "ccnet_perplexity": [785.2000122070312], "fasttext_language": ["en"]}
The following facts we find briefly embodied by the writer of the money article for the New York Herald. They are valuable prompt reflection Tn this season of Legislation.

 ssThc barking institutions of the South will contin- ue their suspension throughout tine coming year but they are .akng every precauton to secure many of the assets as possible before the Bankrupt law, which goes into operation in February next, shall interrOse and sweep them from eXistence capitalists look forward with anxiety to the events of the coi- ing year, growing out of the annl ,tiOn, by law Of Congress- of at least $200, 0,000,00O of indebtedness tlat now exists in the shape of individual, company and bank assets. This may be considered the great weight that drags down the value ol all stocks.

 Notwithstanding this, however, the mercantile business of the country was never better than now The crops are large and change hands readily oil q specie basis notwithstanding the mass of irredeem- ble paper afloat. Prices low, regulated by the great supply of produce, and consequently the ex- ports are large, and their returns swell the imports at least 40 900 900 over those of last year. The in come of State and Federal Governments feel the ef fleets of this in the increase of their revenues. This state of things may be sngularlY illustrated in the fact that the Government, at the late session, author sed loan of 2,000, ,000, of which they have founo it impossible to negotiate than $5,000 ,000.- Al the same time, the revenue from the customs i, actually ss5 O00 900 more than was estimated by Mir Clay at the time that loan was authorized.

 'sfhis healthy state of things has been brough about without the intervention of u Nntionai Bank and none will now be authorized. The session o Congsess begins on Monday next and the President, message is anxiously looked for. It is however, un dersood that the fiscal agent be recommended vii be modification of the old Sub Treasury scheme the main features of which are, that will be oca ted at Washington, and have agencies in the dil1e rent States; to be repealed at pleasure, and to ex cude individual subscription. An issue ofbills to be used as a medium ol exchange will be authorized tc an extent not exceeding 2O,0O0,0 ,0OO. redeemable gold and silver at the different agencies. It to be the opinion however, that no bill will pass Con- grcss The ultra Democrats will not go for the pa per feature of the scheme and the Whig support vii be too feeble to carry it against them. The system now in operation, however, works very well for the present.