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 and efficient mode pursued Tennessee for obtaining competent and efficient directors. Had similar policy been pursued In Alnhhma from the first introduction oi her state banks hesitate not that she would, at this tune have been in prosperous condition as the bank of Tennessee and with surplus of millions of dollars hand. The truth s legislature must adopt the policy recommended by Gov. BnRby in his for messages regard the selection 0f directors of tue siate banks, shall get along safely with banking institutions For years have advOeRted- the pocyj and assembling of the legs laiure November thorough reform in this particular may be adopted by requiring the Governor to nominate to e legislature the names of suitable individuals for d This done, word for 1t, the hoard of direc would be composed of responsible and efficient bus men, and banks rendered useful and profitable the state instead of burhen at present organised" We agree fully in the opinions here expressed by the Democrat and think that defer action the subject beyond coming of legislature Is o neglect the interests of the state and make the members anne nable to the unqualified of the people.

 The Governor in strong that disposition of the banks the action of their neghbors. If banks this is entirely futile and if il be admitted, resumption come abont. The condition of the New York and New England nstu- tions Is a sufficient exposition of the fact. They have their dishonest neighbors to break them down.

 This system Of procrastination has made the resump tion of the New Orleans banks to depend those Of Philadelphia while of the city have depended those of the former and the whole south and awaiting the action of both of them.