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Commercial Creda.--Hsop was once sent to market by his master, who had in- vited some company to dinner, with orders to buy the best filings he could find III 1t. He returned home with basket of tongues, and upon being reproyed for hls bad taste

 in selecting such dinner for company. insisted upon it that he had literally obeyed his instructions, for that tongues were the best things in the world. By them 1t was that truths were promulgated and false- hoods denounced. He might even have gone so far as to have said, that some of the wisest lessons in his book of fables, had 1t then been written, were pronounced by the tongues of goats, sheep, and other anl- mals. His master, in rage, told him to go back, and purchase the acorst Hsings he could find in the market, and to his aston iahment on Esop's return, he found his basket was again loaded with tongues, which he insisted were tho worst things m the world, especially when employed in hypoc- risy, fiattery and deceit.

 What Esop said was true enough, and there are many other things in the world that are the best, and at the same time the worst lmaglnaDle mingss Commerciai cteuit is among the number. When used in moder-1 ation, 1t is great moral power, capable < augmenting the wealth of individuals s.I .aI ., 1 nations, by transferring existing j.aoa;.o,., a the hands by which 1t can be aLs's ;a,a = .hs employed. instead of letting ,o hoaas als 'a ..s shape of merehandize in nasas. ;soa shas,s '. grain in granaries, or e,. p'. n, ss, uals

 or the vaults of bao,h us ao,Sa %,en ,san sap;1

 ed to excess, or o'nef words' waen | IS abused. i, bec snes an engine oi vast mis- % ab;sf ;nyc,af'g not only individuals, but eh'o,' ,fnunities in distress.

 "nJ'o vt ! is no greater calamity that can .d young man in business, than having .66o much credit. Thousands can trace their ruin 10 this cause. The allurements of speculation are so powerful that few young men can withstand them. and as all I