Total. ss,iso,9es Iosi.sad5 sssaoos hs'a,tsl
The leading features of these Banks Compared are as
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Since April ls43, there has been a steady increase in
all the departments but has been very gradual The
Bank Commissioners Of the State report that the dis
counts have been confined bona Ede business paper
They also report that nothing appears to have been dis
counted indicating what formerly denomnated by
spectators kites, such drafts and notes drawn and
re-drawn points where the maker had funds and
when they probably had any idea Of meeting the
payment when they came to maturity. The loaning
large amounts to brokers without adequate security
discontinued. Long and repeated loans pledges Of
stock and rerun the pleasure Of the borrower
The taking ofcxccssvc rates Of exchange
cover for usury, has been abandoned. The banks
discontinue to keep and place assets such mass OF
suspended paper at time they were accustomed 70
do Such worthless matter has generally been charged
over to profit and loss There has been steady increase
in the circulation of these banks and the line Of discounts
Is considerably extended within the last two years.
which shows that business is more active.


The books for subscription to the stock of the New
York and Eric Railroad, open 27th
inst. A subscription to the amount of one an hall
millions Of dollars is required to complete the road
Previous the passage of the law through the legsa
turc Of this State releasing the road from the indebted
the State Of three millions of dollars subscrp-
tions had been made by the capitalists Of this city,
amounting and half millions That law requires
bona de subscriptions of $4,000 upon which IS per
cent shall be paid cash. be procured within eighteen
months The conditions OF the bill releasing the road
from the state loan, as annexed


That interest the rate Of six per cent per
sho he paid sem-annuay, the first days of January
md July on all the instaments the stock subscrb
cd from the date Of the respective payments until
ole track Of the road shall be completed and put in
from the Hudson to Lake Erie, and also branch New
burg


That no nstalments upon such subscriptions shall be
called in any certificates of stock issued thereon
until thirty thousand shares. of 800 each shall be sub
scbed and accepted by the board Of directors Of said
company, as bona tide subscriptions.


That instalmens amounting to not than $25 pen
share shall be required within twelve months after sub,
scrptions for three millions shall have been obtained
and not more than $50 per share during the second year.
and 80 during the third year.


That every mbscsibsfn the said Stock whs shall,