" 

 ::::I've completely rewritten the article and there is no more bias in that statement than ""The eFunds site is also required since that is the parent company of ChexSystems."" Whatever perceived problem you have, you are obviously not familiar with this institution, its history in the past 17 years, or the major players involved.  If you have a problem with this, you need to get a moderator that is familiar with the subject matter.   "