Now, I would have hoped that we could be retroactive with this. But as it stands, the effective starting date for these 10-percent personal income tax rate reductions will call for as of July 1st of this year. Again, let me remind you that while this 30-percent reduction will leave the taxpayers with $500 billion more in their pockets over the next 5 years, it's actually only a reduction in the tax increase already built into the system.