Question: How can I stay home and take care of my kids and earn a decent pay check to actually live on, without daycare? 

Answer: I'll give this one a shot.  Brainstorm!  What talents do you already have that are marketable?  There are a ton of stories of people in your situation that came up with an idea that allowed them to do what they truly desired.  Use that brain and allow it to come up with a solution for you.
This question from the Yahoo Q&A forum is categorized in the topic: Health