Question: Do I own half of my house? My husband bought our house before we married.  We have re-financed since then and the bank required my signature on the loan papers.  I believe the deed and the tax records only have his name on them.  Is this legally half my house?  If my husband died - would the house be mine and/or am I responsible for the loan?

Answer: It does depend on the state you live in.  Best bet is to file wills and have your name put on the deed w/rights of survivorship.  You can actually file these yourself in the county courthouse.  Don't let a lawyer charge you too much for this.  It's a very simple process.\n\nAnd it's called "dower".  Not all states have it.  You co-signed on the second loan, and therefore are responsible for the loan, though not the home itself (you couldn't file your own mortgage - this also varies by state).
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