Question: i have a problem with a company who is continually charging me monthly....? .....even though i cancelled them, they are continually charging me.  i heard you should not report your ccard stolen, rather lost to keep your credit rating in good check.  is that right?

Answer: Just contact the creditor and let them know that this company does not have authorization to debit, ask for a new card with a new account number, then dispute the past charges you dissagree with.
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