Question: We do not have a pay-pal acount but have been receiving warning messages that foreign entities attempting to u foreign entities are attempting to use it.

Answer: I second ImOnFire with one correction - it is CERTAINLY a scam. It is called "Phishing". They send out a million e-mails. 100,000 of those e-mails are Pay-Pal customers. 10 of them log into the fake site and reveal their account number and PIN. The thieves empty those 10 people's accounts.\n\nI sometimes reply with random numbers and a false name ("Robin Banks"), just to slow the thieves down.
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