Question: I got calls from a company to collect medical bill that the service date was in 2002? a debt collector keeps calling me and asking me to pay a medical bill (they said the service date as in 2002..... 4 years ago???) through telephone but refuse to send me the statement.\n\nI really am not sure what that bill is about and I need to look at it first before I pay.  they've kept calling for a month every other day ... \n\nI surely will pay the bill if that's not a fraud call and I really don't like they call so often.  But I definitely will not pay if I don't see the statement. What can I do?

Answer: Every other day?  Sounds like harassment...\n\nTell them that they are in violation of Federal Law (the Fair Debt Collection Practices Act) because a) they need to provide you with a written statement of the debt they allege you owe and b) are calling you in a harassing manner.  Also inform them that you are recording every call you have with them.  \n\nDo not give them access to your bank accounts over the phone!  I wouldn't even give them my crdit card number.  Insist on a written, mailed statement.  \n\nJsut remember: if the debt collector is breathing, he's lying.
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