Question: Is it standard for health insurance policies to not cover any mental health services or medications? My boyfriend has depression and used to be on Zoloft.  I feel he should be on it again however his health insurance plan does not cover mental health services.  It seems to be a good plan, what it does cover it covers very well, so I'm surprised it will not cover this.  Is this typical?

Answer: No its not-most reputable insurance plans cover mental health and prescriptions  -sounds like he has a supplemental insurance plan and not  Major Medical which he needs to have-unfortunately even if he changes this is a preexisting condition and more than likely will have a waiting period to cover it.  He can get  prescription card now-search under prescription help and similar topics and can get one for approx 90 some dollars a year or even less . His family doctor can prescribe Zoloft-any MD can.Tell him to go for family doctor will understand his situation if he doesn't any MD will/can prescribe and then shop for lowest price like at Costco.  Hope I helped.
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