Question: Can an online company that is based outside the US come after me for a charge via US collection agencies? Can they report a delinquency to a US credit bureau if I don't pay them as well?  I have some charges that are unauthorized but the companies will no longer dispute them.

Answer: The FDCPA states that a collector must be licensed in the state they are trying to collect in.
This question from the Yahoo Q&A forum is categorized in the topic: Computers & Internet