Question: how do I go about buying a house if I have bad credit and probably can't get a loan from the bank? 

Answer: You can get a house with junk credit, I purchased a house 6 months ago when everyone told me to wait till my credit goes up. But I didn't want to. My agent introduced me to a mortgage broker that got me a loan with a pretty good rate with my bad credit.\nThis is my agent webste, there is a link to loan info or somthing like that, that will get you in contact with this company.
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