Question: making $19k yr. how do i get out of $36k credit card debt, painlessly? 

Answer: Use Quicken to budget your money.\nTell it how much you make a month, how much you own in debt, how much you spend on food, clothing, rent, etc. and it will give you an idea and tips how much you should set back a month to pay towards the debt and when in the future you will be debt free.
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