Question: WA, 26, preg. w/2 kids, spouse and I need affordable health insurance that has good coverage for kids and me? Pls. Help find good insurance in Washington State

Answer: As with most health insurance questions, a lot depends on your personal situation, and finding affordable health insurance while you’re pregnant can be difficult. Do you or your spouse have access to insurance through work? If you’re self-employed, you might be able to find insurance through a trade association or trade guild. In both cases, you would be part of a group health plan, which cannot consider pregnancy a pre-existing condition. There may be a waiting period before the plan will cover your medical bills, though. Washington does have a Pregnancy Medical Program and a First Steps Program, which offer health care and coverage for low-income families.\n\nHowever, your best bet is to talk with local, WA-licensed health insurance agents. And I emphasize more than one because more agents working to earn your business means a better chance you’ll find the insurance policy that’s right for you and your family. MostChoice.com is a Web site that helps people interested in health insurance get in touch with state-licensed insurance agents. When you visit the site, you’ll also be able to view online rate quotes and policy descriptions from Washington insurance providers like Regence BlueCross BlueShield and Group Health Cooperative. Regence BCBS has a maternity program called “Special Beginnings” while Group Health Cooperative also offers maternity coverage.\n\nSo I’d visit MostChoice.com and have your questions ready for the agents that call you. There’s no cost or obligation, and your personal information is used only for the free quotes and to get you in touch with local area agents. \n\nYou can find it here: http://www.mostchoice.com/health-insurance.cfm\n\nBarnes@MostChoice.com
This question from the Yahoo Q&A forum is categorized in the topic: Entertainment & Music