Question: which: Would it be wise to combine in cr. line acct. w/set mothly or transfer 0%for 6 mos. w/fixed rate to - % attempting to decrease accrued finance charge with ruling. I will pay a larger payment and get break.  My payments have gone up to $350/month.

Answer: ONE THING ABOUT COMBINE OF YOUR CR. YOU END UP WITH BAD CR. IF YOUR CR IS OVER HALF OF YOUR CR LINE .BUT DO WHAT'S BEST FOR YOUR CR.BUT I DO AGREE ON GETTING A FIXED RATED.BECAUSE IT'S GOING TO GET A LOT WORST FOR THE NEXT FEW YEAR'S ..DAN..
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