Question: I need money to pay my house note, my husband has been laid off  over a year.? 

Answer: The key to financial well being is looking ahead with the right attitude.  If your hubby has been looking for a year, he probably feels like dog poop and so do you.  There is no magic solution, but you might think of selling your house and moving to an apartment, relocating to a different place or starting your own business.  Your real key to a real solution is motivation and you don't just pick that up off the street. \nFind some professional financial advice first and get some spiritual help, perhaps at your local church.  Get involved in groups.  You find jobs not in the want ads but because someone knows you and recommends you.  Be prepared to make some serious changes.  Better to sell your house and lose some than lose everything to a foreclosure.  Although it seems trite, undergoing hardship can make you stronger.  I became a bartender after being laid off from a high paying job some years ago.  It's inexpensive as education funds go and you get the money back in short order. It was only temporary, but it got the funds coming in again without losing everything. Sit down and go over the positive aspects of both your lives and see what talents you have.  You might just be looking in the wrong place.  God bless you!
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